Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Noninterest-bearing cash equivalents	$ 15,295	$ 13,089
Interest-bearing deposits with other institutions	175,937	67,101
Cash and cash equivalents	191,232	80,190
Securities available for sale, at fair value	149,315	115,490
Securities held to maturity (Fair value of $32,823 and $34,236, respectively)	34,626	36,735
Less: Allowance for credit losses - securities	(471)	(512)
Securities held to maturity, net	34,155	36,223
Loans receivable	2,215,868	2,128,284
Less: Allowance for credit losses - loans	(26,542)	(23,767)
Net loans	2,189,326	2,104,517
Investments in restricted bank stock	4,904	3,965
Premises and equipment, net	17,623	20,130
Right-to-Use Asset - Premises	14,150	15,497
Bank-owned life insurance	51,646	48,847
Goodwill	58,806	56,968
Other intangible assets, net	22,118	25,733
Deferred tax asset	21,662	24,153
Assets held for sale	104,660	115,499
Accrued interest receivable and other assets	20,344	22,113
TOTAL ASSETS	2,879,941	2,669,325
Deposits:
Total deposits	2,372,652	2,198,799
Long-term borrowings	40,000	0
Short-term borrowings	0	10,000
Note payable	572	590
Subordinated debt	61,843	61,444
Lease liabilities	14,911	16,361
Allowance for credit losses - unfunded commitments	1,857	2,189
Liabilities held for sale	94,228	99,777
Accrued interest payable and other liabilities	16,525	14,369
TOTAL LIABILITIES	2,602,588	2,403,529
COMMITMENTS AND CONTINGENT LIABILITIES (Note 11)
SHAREHOLDERS' EQUITY
Preferred stock (At September 30, 2024 and December 31, 2023: no par value; 5,000,000 shares authorized; no shares issued and outstanding.)
Common stock (At September 30, 2024 and December 31, 2023: $0.01 par value; 50,000,000 shares authorized; 37,361,560 and 37,340,700 shares issued and outstanding, respectively.)	370	369
Surplus	264,059	263,310
Retained earnings	15,147	4,843
Accumulated other comprehensive loss	(2,223)	(3,209)
Total equity attributable to parent	277,353	265,313
Noncontrolling interest in consolidated subsidiary		483
TOTAL SHAREHOLDERS' EQUITY	277,353	265,796
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	2,879,941	2,669,325
Demand, noninterest bearing
Deposits:
Total deposits	658,473	624,780
Interest bearing
Deposits:
Total deposits	$ 1,714,179	$ 1,574,019