(In Thousands)

June 30, 2024

December 31, 2023

Agriculture and farmland loans

$

66,937

$

65,861

Construction loans

178,697

161,825

Commercial & industrial loans

240,376

232,412

Commercial real estate loans

     Multifamily

195,814

176,843

     Owner occupied

470,545

474,964

     Non-owner occupied

577,448

551,481

Residential real estate loans

     First liens

374,043

376,092

     Second liens and lines of credit

68,990

66,648

Consumer and other loans

15,507

16,740

Municipal loans

4,362

5,244

2,192,719

2,128,110

Deferred costs

478

174

Allowance for credit losses

(26,288

)

(23,767

)

Total

$

2,166,909

$

2,104,517