Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 36,125	$ 11,762
Investment securities and certificates of deposit:
Taxable	1,391	653
Exempt from federal income tax	361	300
Other	898	275
Total interest and dividend income	38,775	12,990
INTEREST EXPENSE
Deposits	11,847	4,517
Other borrowings	1,152	87
Subordinated debt	892	432
Total interest expense	13,891	5,036
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES	24,884	7,954
Provision for credit losses	40	293
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	24,844	7,661
NONINTEREST INCOME
Service charges on deposit accounts	780	199
Bank-owned life insurance	383	140
Net realized losses on the sales of debt securities	0	(2,370)
Gain on sale of loans	50	0
Other	516	178
Total noninterest income	1,729	(1,853)
NONINTEREST EXPENSE
Salaries and employee benefits	11,118	4,120
Occupancy	1,578	707
Equipment and data processing	1,826	693
Professional fees	748	381
FDIC insurance	352	159
Bank shares tax	591	278
Intangible amortization	1,207	61
Merger & system conversion related expenses	56	587
Other	1,774	751
Total noninterest expense	19,250	7,737
Income (loss) before income tax expense (benefit)	7,323	(1,929)
Income tax expense (benefit)	1,597	(376)
NET INCOME (LOSS)	$ 5,726	$ (1,553)
EARNINGS (LOSS) PER SHARE, BASIC	$ 0.15	$ (0.1)
EARNINGS (LOSS) PER SHARE, DILUTED	$ 0.15	$ (0.1)
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	36,962,005	15,480,951
DILUTED	37,045,230	15,480,951