Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Noninterest-bearing cash equivalents	$ 13,552	$ 13,089
Interest-bearing deposits with other institutions	158,731	67,101
Cash and cash equivalents	172,283	80,190
Securities available for sale, at fair value	133,949	115,490
Securities held to maturity (Fair value of $34,269 and $34,236, respectively)	36,616	36,735
Less: Allowance for credit losses - securities	(507)	(512)
Securities held to maturity, net	36,109	36,223
Loans receivable	2,245,817	2,241,533
Less: Allowance for credit losses - loans	(23,842)	(23,767)
Net loans	2,221,975	2,217,766
Investments in restricted bank stock	4,286	3,965
Premises and equipment, net	22,233	22,279
Right-to-Use Asset - Premises	14,663	15,598
Bank-owned life insurance	49,230	48,847
Goodwill	56,968	56,968
Other intangible assets, net	24,526	25,733
Deferred tax asset	22,717	24,153
Accrued interest receivable and other assets	26,730	22,113
TOTAL ASSETS	2,785,669	2,669,325
Deposits:
Total deposits	2,386,029	2,298,473
Long-term borrowings	40,000	0
Short-term borrowings	0	10,000
Note payable	584	590
Subordinated debt	61,573	61,444
Lease liabilities	15,445	16,464
Allowance for credit losses - unfunded commitments	2,089	2,189
Accrued interest payable and other liabilities	11,706	14,369
TOTAL LIABILITIES	2,517,426	2,403,529
COMMITMENTS AND CONTINGENT LIABILITIES (Note 11)
SHAREHOLDERS' EQUITY
Preferred stock (At March 31, 2024 and December 31, 2023: no par value; 5,000,000 shares authorized; no shares issued and outstanding.)
Common stock (At March 31, 2024 and December 31, 2023: $0.01 par value; 50,000,000 shares authorized; 37,348,151 and 37,340,700 shares issued and outstanding, respectively.)	369	369
Surplus	263,577	263,310
Retained earnings	7,724	4,843
Accumulated other comprehensive loss	(3,427)	(3,209)
Total equity attributable to parent	268,243	265,313
Noncontrolling interest in consolidated subsidiary		483
TOTAL SHAREHOLDERS' EQUITY	268,243	265,796
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	2,785,669	2,669,325
Demand, noninterest bearing
Deposits:
Total deposits	653,719	655,953
Interest bearing
Deposits:
Total deposits	$ 1,732,310	$ 1,642,520