Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 58,791	$ 36,396
Investment securities and certificates of deposit:
Taxable	3,260	2,175
Exempt from federal income tax	1,181	1,160
Other	1,966	533
Total interest and dividend income	65,198	40,264
INTEREST EXPENSE
Deposits	22,638	5,337
Other borrowings	1,923	441
Subordinated debt	1,926	1,501
Total interest expense	26,487	7,279
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES	38,711	32,985
Provision for credit losses	9,295	1,290
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	29,416	31,695
NONINTEREST INCOME
Service charges on deposit accounts	978	832
Bank-owned life insurance	738	497
Net realized (losses) gains on the sales of debt securities	(2,370)	13
Gain on sale of loans	465	753
Other	1,276	862
Total noninterest income	1,087	2,957
NONINTEREST EXPENSE
Salaries and employee benefits	20,612	16,224
Occupancy	3,015	2,119
Equipment and data processing	3,720	3,047
Professional fees	1,698	1,236
FDIC insurance	817	640
Bank shares tax	1,158	786
Merger & system conversion related expenses	11,176	973
Other	3,636	2,807
Total noninterest expense	45,832	27,832
(Loss) Income before income tax (benefit) expense	(15,329)	6,820
Income tax (benefit) expense	(3,361)	1,222
Net Income (Loss)	$ (11,968)	$ 5,598
(LOSS) EARNINGS PER SHARE, BASIC	$ (0.67)	$ 0.49
(LOSS) EARNINGS PER SHARE, DILUTED	$ (0.67)	$ 0.49
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	17,753,914	11,310,386
DILUTED	17,753,914	11,310,386