Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Noninterest-bearing cash equivalents	$ 13,089	$ 4,209
Interest-bearing deposits with other institutions	67,101	25,802
Cash and cash equivalents	80,190	30,011
Certificates of deposit with other banks		5,623
Securities available for sale, at fair value	115,490	78,813
Securities held to maturity (Fair value of $34,236 and $30,080, respectively)	36,735	31,822
Less: Allowance for credit losses - held to maturity securities	(512)
Securities held to maturity, net	36,223	31,822
Loans receivable	2,241,533	927,871
Less: Allowance for credit losses - loans	(23,767)	(4,666)	$ (3,152)
Net loans	2,217,766	923,205
Investments in restricted bank stock	3,965	3,377
Premises and equipment, net	22,279	6,743
Right-to-Use Asset - Premises	15,598	10,219
Bank-owned life insurance	48,847	19,244
Goodwill	56,968	35,842	35,842
Other intangible assets, net	25,733	1,052
Deferred tax asset	24,153	5,619
Accrued interest receivable and other assets	22,113	12,084
TOTAL ASSETS	2,669,325	1,163,654
Deposits:
Total deposits	2,298,473	946,772
Short-term borrowings	10,000	20,938
Note payable	590
Subordinated debt	61,444	40,484
Lease liabilities	16,464	10,219
Allowance for credit losses - unfunded commitments	2,189	54
Accrued interest payable and other liabilities	14,369	6,634
TOTAL LIABILITIES	2,403,529	1,025,101
COMMITMENTS AND CONTINGENT LIABILITIES (Notes 1, 7, and 17)
SHAREHOLDERS' EQUITY
Preferred stock (At December 31, 2023 and 2022: no par value; 5,000,000 shares authorized; no shares issued and outstanding.)
Common stock (At December 31, 2023 and 2022: $0.01 par value; 50,000,000 and 25,000,000 shares authorized, respectively; 37,340,700 and 14,939,640 shares issued and outstanding, respectively.)	369	149
Surplus	263,310	117,709
Retained earnings	4,843	27,100
Accumulated other comprehensive loss	(3,209)	(6,405)
Total equity attributable to parent	265,313	138,553
Noncontrolling interest in consolidated subsidiary	483
TOTAL SHAREHOLDERS' EQUITY	265,796	138,553	$ 109,623
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	2,669,325	1,163,654
Demand, noninterest bearing
Deposits:
Total deposits	655,953	192,773
Interest bearing
Deposits:
Total deposits	$ 1,642,520	$ 753,999