Consolidated Statement of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
OPERATING ACTIVITIES
Net income	$ 1,033,000	$ 4,902,000
Adjustments to reconcile net income to net cash provided by operating activities:
(Credit to) provision for credit losses	(549,000)	1,190,000
Depreciation	779,000	607,000
Amortization of intangible assets	179,000	197,000
Accretion of discounts, net	(447,000)	(903,000)
Origination of loans to be sold	(3,745,000)	(9,362,000)
Proceeds from loan sales	4,041,000	10,115,000
Gain on sale of loans	(296,000)	(753,000)
Share-based and deferred compensation	627,000	493,000
Bank-owned life insurance income	(488,000)	(381,000)
Loss (gain) on sale of debt securities, available for sale	2,370,000	(13,000)
Change in accrued interest receivable and other assets	328,000	(1,397,000)
Change in accrued interest payable and other liabilities	(495,000)	56,000
Net cash provided by operating activities	3,337,000	4,751,000
Investment securities available for sale:
Proceeds from sales	1,847,000	513,000
Proceeds from calls and maturities		1,150,000
Proceeds from principal repayments	5,645,000	9,748,000
Purchases	(9,756,000)
Investment securities held to maturity
Proceeds from principal repayments	2,379,000	1,826,000
Purchases	(11,289,000)	(34,389,000)
Proceeds from redemptions of certificates of deposit with other banks	5,374,000	4,470,000
Purchase of restricted investment in bank stocks	(6,862,000)	(4,525,000)
Redemption of restricted investment in bank stocks	7,132,000	3,883,000
Increase in loans, net	(49,565,000)	(143,654,000)
Purchase of bank-owned life insurance	(5,000,000)
Proceeds from death benefit under bank-owned life insurance		41,000
Purchase of premises and equipment	(664,000)	(4,405,000)
Net cash used in investing activities	(60,759,000)	(165,342,000)
FINANCING ACTIVITIES
Increase in deposits, net	95,000,000	180,045,000
Change in short-term borrowings, net	(5,938,000)	(19,814,000)
Proceeds from issuance of subordinated debt		20,000,000
Issuance of shares from exercise of stock options		120,000
Dividends paid	(3,652,000)	(2,213,000)
Net proceeds from issuance of common stock	9,980,000	34,659,000
Net cash provided by financing activities	95,390,000	212,797,000
Increase in cash and cash equivalents	37,968,000	52,206,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	30,011,000	22,590,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD	67,979,000	74,796,000
SUPPLEMENTAL CASH FLOW DISCLOSURES
Interest	$ 17,331,000	3,243,000
Income taxes		$ 275,000