Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 12,499	$ 8,114	$ 24,261	$ 15,877
Investment securities and certificates of deposit:
Taxable	822	587	1,475	863
Exempt from federal income tax	297	298	597	589
Other	708	96	983	149
Total interest and dividend income	14,326	9,095	27,316	17,478
INTEREST EXPENSE
Deposits	5,242	818	9,759	1,483
Other borrowings	558	2	645	24
Subordinated debt	437	422	869	641
Total interest expense	6,237	1,242	11,273	2,148
NET INTEREST INCOME BEFORE (CREDIT TO) PROVISION FOR CREDIT LOSSES	8,089	7,853	16,043	15,330
(Credit to) Provision for credit losses	(493)	395	(200)	675
NET INTEREST INCOME AFTER (CREDIT TO) PROVISION FOR CREDIT LOSSES	8,582	7,458	16,243	14,655
NONINTEREST INCOME
Service charges on deposit accounts	197	218	396	428
Bank-owned life insurance	170	114	310	225
Net realized (losses) gains on the sales of debt securities	0	0	(2,370)	13
Gain on sale of loans	296	153	296	333
Other	223	211	401	409
Total noninterest income	886	696	(967)	1,408
NONINTEREST EXPENSE
Salaries and employee benefits	4,037	3,722	8,157	7,378
Occupancy	696	433	1,403	907
Equipment and data processing	893	595	1,586	1,192
Professional fees	418	307	799	535
FDIC insurance	184	138	343	342
Bank shares tax	278	201	556	384
Merger & system conversion related expenses	315		902	0
Other	995	846	1,807	1,604
Total noninterest expense	7,816	6,242	15,553	12,342
Income (loss) before income tax expense (benefit)	1,652	1,912	(277)	3,721
Income tax expense (benefit)	305	306	(70)	591
NET INCOME (LOSS)	$ 1,347	$ 1,606	$ (207)	$ 3,130
EARNINGS (LOSS) PER SHARE, BASIC	$ 0.08	$ 0.16	$ (0.01)	$ 0.32
EARNINGS (LOSS) PER SHARE, DILUTED	$ 0.08	$ 0.16	$ (0.01)	$ 0.31
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	16,228,069	9,836,984	15,856,574	9,831,739
DILUTED	16,228,069	9,913,477	15,856,574	9,983,742