Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 11,762	$ 7,763
Investment securities and certificates of deposit:
Taxable	653	276
Exempt from federal income tax	300	290
Other	275	53
Total interest and dividend income	12,990	8,382
INTEREST EXPENSE
Deposits	4,517	665
Other borrowings	87	33
Subordinated debt	432	207
Total interest expense	5,036	905
NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES	7,954	7,477
Provision for credit losses	293	280
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	7,661	7,197
NONINTEREST INCOME
Service charges on deposit accounts	199	210
Bank-owned life insurance	140	110
Net realized (losses) gains on the sales of debt securities	(2,370)	13
Gain on sale of loans	0	180
Other	178	198
Total noninterest income	(1,853)	711
NONINTEREST EXPENSE
Salaries and employee benefits	4,120	3,656
Occupancy	707	473
Equipment and data processing	693	698
Professional fees	381	228
FDIC insurance	159	204
Bank shares tax	278	183
Merger & system conversion related expenses	587
Other	812	656
Total noninterest expense	7,737	6,098
(Loss) income before income tax expense (benefit) expense	(1,929)	1,810
Income tax (benefit) expense	(376)	286
NET (LOSS) INCOME	$ (1,553)	$ 1,524
EARNINGS PER SHARE, BASIC	$ (0.10)	$ 0.16
EARNINGS PER SHARE, DILUTED	$ (0.10)	$ 0.15
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	15,480,951	9,826,435
DILUTED	15,480,951	10,053,684