Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 9,410	$ 3,267	$ 25,287	$ 8,638
Investment securities and certificates of deposit:
Taxable	745	202	1,608	649
Exempt from federal income tax	268	300	857	906
Other	157	134	306	366
Total interest and dividend income	10,580	3,903	28,058	10,559
INTEREST EXPENSE
Deposits	1,389	504	2,872	1,470
Other borrowings	82	14	106	25
Subordinated debt	439	37	1,080	37
Total interest expense	1,910	555	4,058	1,532
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	8,670	3,348	24,000	9,027
Provision for loan losses	515	457	1,190	548
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	8,155	2,891	22,810	8,479
NONINTEREST INCOME
Service charges on deposit accounts	216	177	644	517
Bank-owned life insurance	156	54	381	176
Net realized gains on the sales of debt securities, available for sale	0	0	13	0
Gain on sale of loans	420	53	753	316
Other	249	87	658	549
Total noninterest income	1,041	371	2,449	1,558
NONINTEREST EXPENSE
Salaries and employee benefits	4,234	1,151	11,612	3,397
Occupancy	596	232	1,503	507
Equipment and data processing	666	335	1,858	803
Professional fees	330	75	865	264
FDIC insurance	141	90	483	150
Bank shares tax	201	87	585	260
Merger Related Expenses	0	3,864	0	3,968
Other	877	767	2,481	1,354
Total noninterest expense	7,045	6,601	19,387	10,703
Income (Loss) before income tax expense (benefit)	2,151	(3,339)	5,872	(666)
Income tax expense (benefit)	379	(542)	970	(167)
NET INCOME (LOSS)	$ 1,772	$ (2,797)	$ 4,902	$ (499)
EARNINGS (LOSS) PER SHARE, BASIC	$ 0.17	$ (0.45)	$ 0.49	$ (0.08)
EARNINGS (LOSS) PER SHARE, DILUTED	$ 0.17	$ (0.45)	$ 0.48	$ (0.08)
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	10,590,079	6,274,250	10,087,341	5,888,008
DILUTED	10,590,079	6,274,250	10,136,457	5,888,008