XML 34 R25.htm IDEA: XBRL DOCUMENT v3.22.2.2
Allowances for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2022
Allowance for Credit Loss [Abstract]  
Summary of Allowances for Loan Losses by Loan Class

The following table summarizes the activity in the allowance for loan losses by loan class for the three month periods ended September 30, 2022 and 2021.

 

 

 

Agriculture
Loans

 

 

Commercial and PPP
Loans

 

 

Commercial
Real Estate
Loans

 

 

Residential
Real Estate
Loan

 

 

Consumer
Loans

 

 

Municipal
Loans

 

 

Unallocated
Loans

 

 

Total

 

(In Thousands)

 

For the Three Months Ended September 30, 2022

 

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

17

 

 

$

506

 

 

$

1,786

 

 

$

1,547

 

 

$

21

 

 

$

13

 

 

$

-

 

 

$

3,890

 

Charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Recoveries

 

 

—

 

 

 

25

 

 

 

—

 

 

 

139

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

164

 

Provision

 

 

21

 

 

 

96

 

 

 

427

 

 

 

(43

)

 

 

12

 

 

 

2

 

 

 

—

 

 

 

515

 

Ending balance

 

$

38

 

 

$

627

 

 

$

2,213

 

 

$

1,643

 

 

$

33

 

 

$

15

 

 

$

-

 

 

$

4,569

 

 

 

For the Three Months Ended September 30, 2021

 

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

98

 

 

$

350

 

 

$

342

 

 

$

1,670

 

 

$

23

 

 

$

16

 

 

$

376

 

 

$

2,875

 

Charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

(2

)

 

 

—

 

 

 

—

 

 

 

—

 

 

 

(2

)

Recoveries

 

 

—

 

 

 

1

 

 

 

—

 

 

 

4

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

5

 

Provision

 

 

31

 

 

 

107

 

 

 

21

 

 

 

698

 

 

 

(3

)

 

 

13

 

 

 

(410

)

 

 

457

 

Ending balance

 

$

129

 

 

$

458

 

 

$

363

 

 

$

2,370

 

 

$

20

 

 

$

29

 

 

$

(34

)

 

$

3,335

 

 

The following table summarizes the activity in the allowance for loan losses by loan class for the nine month periods ended September 30, 2022 and 2021.

 

 

 

Agriculture
Loans

 

 

Commercial and PPP
Loans

 

 

Commercial
Real Estate
Loans

 

 

Residential
Real Estate
Loan

 

 

Consumer
Loans

 

 

Municipal
Loans

 

 

Unallocated
Loans

 

 

Total

 

(In Thousands)

 

For the Nine Months Ended September 30, 2022

 

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

23

 

 

$

582

 

 

$

799

 

 

$

1,634

 

 

$

22

 

 

$

15

 

 

$

77

 

 

$

3,152

 

Charge-offs

 

 

—

 

 

 

(1

)

 

 

(1

)

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

(2

)

Recoveries

 

 

—

 

 

 

32

 

 

 

—

 

 

 

195

 

 

 

2

 

 

 

—

 

 

 

—

 

 

 

229

 

Provision

 

 

15

 

 

 

14

 

 

 

1,415

 

 

 

(186

)

 

 

9

 

 

 

0

 

 

 

(77

)

 

 

1,190

 

Ending balance

 

$

38

 

 

$

627

 

 

$

2,213

 

 

$

1,643

 

 

$

33

 

 

$

15

 

 

$

0

 

 

$

4,569

 

 

 

For the Nine Months Ended September 30, 2021

 

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

120

 

 

$

290

 

 

$

314

 

 

$

1,702

 

 

$

35

 

 

$

18

 

 

$

310

 

 

$

2,789

 

Charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

(49

)

 

 

—

 

 

 

—

 

 

 

—

 

 

 

(49

)

Recoveries

 

 

—

 

 

 

19

 

 

 

—

 

 

 

28

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

47

 

Provision

 

 

9

 

 

 

149

 

 

 

49

 

 

 

689

 

 

 

(15

)

 

 

11

 

 

 

(344

)

 

 

548

 

Ending balance

 

$

129

 

 

$

458

 

 

$

363

 

 

$

2,370

 

 

$

20

 

 

$

29

 

 

$

(34

)

 

$

3,335

 

 
Summary of Balance of Loans Individually Evaluated vs. Collectively Evaluated for Impairment

The following table illustrates the balance of loans individually evaluated vs. collectively evaluated for impairment at September 30, 2022 and December 31, 2021.

 

 

 

Agriculture
Loans

 

 

Commercial and PPP
Loans

 

 

Commercial
Real Estate
Loans

 

 

Residential
Real Estate
Loan

 

 

Consumer
Loans

 

 

Municipal
Loans

 

 

Unallocated
Loans

 

 

Total

 

(In Thousands)

 

As of September 30, 2022

 

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

 

$

38

 

 

$

627

 

 

$

2,213

 

 

$

1,643

 

 

$

33

 

 

$

15

 

 

$

0

 

 

$

4,569

 

Ending balance: individually
   evaluated for impairment

 

$

—

 

 

$

—

 

 

$

—

 

 

$

16

 

 

$

2

 

 

$

—

 

 

$

—

 

 

$

18

 

Ending balance: collectively evaluated
   for impairment

 

$

38

 

 

$

627

 

 

$

2,213

 

 

$

1,627

 

 

$

31

 

 

$

15

 

 

$

0

 

 

$

4,551

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

 

$

13,977

 

 

$

98,475

 

 

$

482,367

 

 

$

251,832

 

 

$

11,929

 

 

$

5,404

 

 

 

 

 

$

863,984

 

Ending balance: individually
   evaluated for impairment

 

$

100

 

 

$

35

 

 

$

2,410

 

 

$

3,140

 

 

$

2

 

 

$

—

 

 

 

 

 

$

5,687

 

Ending balance: loans acquired with deteriorated credit
   quality

 

$

—

 

 

$

—

 

 

$

4,218

 

 

$

593

 

 

$

—

 

 

$

—

 

 

 

 

 

$

4,811

 

Ending balance: collectively evaluated
   for impairment

 

$

13,877

 

 

$

98,440

 

 

$

475,739

 

 

$

248,099

 

 

$

11,927

 

 

$

5,404

 

 

 

 

 

$

853,486

 

 

 

 

Agriculture
Loans

 

 

Commercial and PPP
Loans

 

 

Commercial
Real Estate
Loans

 

 

Residential
Real Estate
Loan

 

 

Consumer
Loans

 

 

Municipal
Loans

 

 

Unallocated
Loans

 

 

Total

 

(In Thousands)

 

As of December 31, 2021

 

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

 

$

23

 

 

$

582

 

 

$

799

 

 

$

1,634

 

 

$

22

 

 

$

15

 

 

 

77

 

 

$

3,152

 

Ending balance: individually
   evaluated for impairment

 

$

-

 

 

$

-

 

 

$

-

 

 

$

-

 

 

$

-

 

 

$

-

 

 

$

-

 

 

$

-

 

Ending balance: collectively evaluated
   for impairment

 

$

23

 

 

$

582

 

 

$

799

 

 

$

1,634

 

 

$

22

 

 

$

15

 

 

 

77

 

 

$

3,152

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

 

$

9,341

 

 

$

122,378

 

 

$

338,749

 

 

$

231,302

 

 

$

7,087

 

 

$

6,182

 

 

 

 

 

$

715,039

 

Ending balance: individually
   evaluated for impairment

 

$

-

 

 

$

42

 

 

$

-

 

 

$

709

 

 

$

-

 

 

$

-

 

 

 

 

 

$

751

 

Ending balance: loans acquired with deteriorated credit
   quality

 

$

-

 

 

$

512

 

 

$

4,394

 

 

$

650

 

 

$

-

 

 

$

-

 

 

 

 

 

$

5,556

 

Ending balance: collectively evaluated
   for impairment

 

$

9,341

 

 

$

121,824

 

 

$

334,355

 

 

$

229,943

 

 

$

7,087

 

 

$

6,182

 

 

 

 

 

$

708,732

 
Summary of Activity for Accretable Yield of Purchased Credit-impaired Loans

The following table provides activity for the accretable yield of PCI loans for the three and nine months ended September 30, 2022:

(In Thousands)

 

Three Months Ended September 30, 2022

 

 

Nine Months Ended September 30, 2022

 

Accretable yield, beginning of period

 

$

181

 

 

$

307

 

Additions

 

 

—

 

 

 

—

 

Accretion of income

 

 

(22

)

 

 

(148

)

Reclassifications from nonaccretable difference due to improvement in expected cash flows

 

 

—

 

 

 

—

 

Other changes, net

 

 

(152

)

 

 

(152

)

Accretable yield, end of period

 

$

7

 

 

$

7

 
Summary of Classes of the Loan Portfolio Summarized by the Internal Risk Rating System

The following table presents the classes of the loan portfolio summarized by the internal risk rating system as of September 30, 2022 and December 31, 2021:

(In Thousands)

 

 

 

 

Special

 

 

 

 

 

 

 

 

 

 

As of September 30, 2022

 

Pass

 

 

Mention

 

 

Substandard

 

 

Doubtful

 

 

Total

 

Agriculture loans

 

$

13,877

 

 

$

-

 

 

$

100

 

 

$

-

 

 

$

13,977

 

Commercial and PPP loans

 

 

93,894

 

 

 

2,195

 

 

 

2,386

 

 

 

-

 

 

 

98,475

 

Commercial real estate loans

 

 

474,045

 

 

 

1,694

 

 

 

4,680

 

 

 

1,948

 

 

 

482,367

 

Residential real estate loans

 

 

246,512

 

 

 

1,422

 

 

 

3,898

 

 

 

-

 

 

 

251,832

 

Consumer loans

 

 

11,927

 

 

 

-

 

 

 

2

 

 

 

-

 

 

 

11,929

 

Municipal loans

 

 

5,404

 

 

 

-

 

 

 

-

 

 

 

-

 

 

 

5,404

 

Total

 

$

845,659

 

 

$

5,311

 

 

$

11,066

 

 

$

1,948

 

 

$

863,984

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(In Thousands)

 

 

 

 

Special

 

 

 

 

 

 

 

 

 

 

As of December 31, 2021

 

Pass

 

 

Mention

 

 

Substandard

 

 

Doubtful

 

 

Total

 

Agriculture loans

 

$

9,341

 

 

$

-

 

 

$

-

 

 

$

-

 

 

$

9,341

 

Commercial and PPP

 

 

117,918

 

 

 

3,757

 

 

 

703

 

 

 

-

 

 

 

122,378

 

Commercial real estate loans

 

 

332,156

 

 

 

2,077

 

 

 

4,516

 

 

 

-

 

 

 

338,749

 

Residential real estate loans

 

 

228,664

 

 

 

1,657

 

 

 

981

 

 

 

-

 

 

 

231,302

 

Consumer loans

 

 

7,087

 

 

 

-

 

 

 

-

 

 

 

-

 

 

 

7,087

 

Municipal loans

 

 

6,182

 

 

 

-

 

 

 

-

 

 

 

-

 

 

 

6,182

 

Total

 

$

701,348

 

 

$

7,491

 

 

$

6,200

 

 

$

-

 

 

$

715,039

 
Summary of Aging Analysis of the Recorded Investment of Past-Due Loans

 

The following tables present an aging analysis of the recorded investment of past-due loans at September 30, 2022 and December 31, 2021.

 

 

September 30, 2022

 

(In Thousands)

 

30-59
Days
Past Due

 

 

60-89
Days
Past Due

 

 

90 Days
or Greater
Past Due

 

 

Total
Past Due

 

 

Current

 

 

Purchased Credit Impaired Loans

 

 

Total
  Loans

 

 

Total > 90
Days and
Accruing

 

Agriculture loans

 

$

—

 

 

$

—

 

 

$

—

 

 

$

—

 

 

$

13,977

 

 

$

—

 

 

$

13,977

 

 

$

—

 

Commercial and PPP loans

 

 

18

 

 

 

19

 

 

 

13

 

 

 

50

 

 

 

98,425

 

 

 

-

 

 

 

98,475

 

 

 

13

 

Commercial real estate loans

 

 

-

 

 

 

-

 

 

 

262

 

 

 

262

 

 

 

477,887

 

 

 

4,218

 

 

 

482,367

 

 

 

73

 

Residential real estate loans

 

 

1,524

 

 

 

617

 

 

 

451

 

 

 

2,592

 

 

 

248,647

 

 

 

593

 

 

 

251,832

 

 

 

28

 

Consumer loans

 

 

24

 

 

 

-

 

 

 

2

 

 

 

26

 

 

 

11,903

 

 

 

-

 

 

 

11,929

 

 

 

-

 

Municipal loans

 

 

-

 

 

 

144

 

 

 

-

 

 

 

144

 

 

 

5,260

 

 

 

-

 

 

 

5,404

 

 

 

-

 

Total

 

$

1,566

 

 

$

780

 

 

$

728

 

 

$

3,074

 

 

$

856,099

 

 

$

4,811

 

 

$

863,984

 

 

$

114

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2021

 

(In Thousands)

 

30-59
Days
Past Due

 

 

60-89
Days
Past Due

 

 

90 Days
or Greater
Past Due

 

 

Total
Past Due

 

 

Current

 

 

Purchased Credit Impaired Loans

 

 

Total
  Loans

 

 

Total > 90
Days and
  Accruing

 

Agriculture loans

 

$

83

 

 

$

-

 

 

$

-

 

 

$

83

 

 

$

9,258

 

 

$

-

 

 

$

9,341

 

 

$

-

 

Commercial and PPP loans

 

 

66

 

 

 

-

 

 

 

-

 

 

 

66

 

 

 

121,800

 

 

 

512

 

 

 

122,378

 

 

 

-

 

Commercial real estate loans

 

 

245

 

 

 

-

 

 

 

-

 

 

 

245

 

 

 

334,110

 

 

 

4,394

 

 

 

338,749

 

 

 

-

 

Residential real estate loans

 

 

1,427

 

 

 

211

 

 

 

869

 

 

 

2,507

 

 

 

228,145

 

 

 

650

 

 

 

231,302

 

 

 

762

 

Consumer loans

 

 

31

 

 

 

2

 

 

 

-

 

 

 

33

 

 

 

7,054

 

 

 

-

 

 

 

7,087

 

 

 

-

 

Municipal loans

 

 

-

 

 

 

-

 

 

 

-

 

 

 

-

 

 

 

6,182

 

 

 

-

 

 

 

6,182

 

 

 

-

 

Total

 

$

1,852

 

 

$

213

 

 

$

869

 

 

$

2,934

 

 

$

706,549

 

 

$

5,556

 

 

$

715,039

 

 

$

762

 

 
Summary of Impaired Loans

The following tables present the recorded investment and unpaid principal balances for impaired loans and related allowance, if applicable. Also presented are the average recorded investments and the related amount of interest recognized during the time within the period that the impaired loans were impaired.

 

 

As of September 30, 2022

 

(In Thousands)

 

Recorded Investment

 

 

Unpaid Principal Balance

 

 

Related Allowance

 

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

100

 

 

$

100

 

 

$

—

 

Commercial loans

 

 

35

 

 

 

55

 

 

 

—

 

Commercial real estate loans

 

 

2,410

 

 

 

2,410

 

 

 

—

 

Residential real estate loans

 

 

2,966

 

 

 

3,006

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

—

 

 

$

—

 

 

$

—

 

Commercial loans

 

 

—

 

 

 

—

 

 

 

—

 

Commercial real estate loans

 

 

—

 

 

 

—

 

 

 

—

 

Residential real estate loans

 

 

174

 

 

 

175

 

 

 

16

 

Consumer loans

 

 

2

 

 

 

2

 

 

 

2

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

Total

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

100

 

 

$

100

 

 

$

—

 

Commercial loans

 

 

35

 

 

 

55

 

 

 

—

 

Commercial real estate loans

 

 

2,410

 

 

 

2,410

 

 

 

—

 

Residential real estate loans

 

 

3,140

 

 

 

3,181

 

 

 

16

 

Consumer loans

 

 

2

 

 

 

2

 

 

 

2

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

$

5,687

 

 

$

5,748

 

 

$

18

 

 

 

 

 

As of December 31, 2021

 

(In Thousands)

 

Recorded Investment

 

 

Unpaid Principal Balance

 

 

Related Allowance

 

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

—

 

 

$

—

 

 

$

—

 

Commercial loans

 

 

42

 

 

 

61

 

 

 

—

 

Commercial real estate loans

 

 

—

 

 

 

—

 

 

 

—

 

Residential real estate loans

 

 

709

 

 

 

779

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

—

 

 

$

—

 

 

$

—

 

Commercial loans

 

 

—

 

 

 

—

 

 

 

—

 

Commercial real estate loans

 

 

—

 

 

 

—

 

 

 

—

 

Residential real estate loans

 

 

—

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

—

 

 

 

—

 

 

 

—

 

Total

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

—

 

 

$

—

 

 

$

—

 

Commercial loans

 

 

42

 

 

 

61

 

 

 

—

 

Commercial real estate loans

 

 

—

 

 

 

—

 

 

 

—

 

Residential real estate loans

 

 

709

 

 

 

779

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

$

751

 

 

$

840

 

 

$

—

 

 

 

 

 

 

For the Three Months Ended September 30,

 

 

 

2022

 

 

2021

 

(In Thousands)

 

Average
Recorded
Investment

 

 

Interest Income Recognized

 

 

Average
Recorded Investment

 

 

Interest Income Recognized

 

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

133

 

 

$

5

 

 

$

—

 

 

$

—

 

Commercial loans

 

 

37

 

 

 

—

 

 

 

—

 

 

 

—

 

Commercial real estate loans

 

 

2,421

 

 

 

65

 

 

 

—

 

 

 

—

 

Residential real estate loans

 

 

2,986

 

 

 

36

 

 

 

138

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

5,577

 

 

 

106

 

 

 

138

 

 

 

—

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

—

 

 

$

—

 

 

$

—

 

 

$

—

 

Commercial loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Commercial real estate loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Residential real estate loans

 

 

174

 

 

 

3

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

2

 

 

 

—

 

 

 

—

 

 

 

—

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

176

 

 

 

3

 

 

 

—

 

 

 

—

 

Total

 

$

5,753

 

 

$

109

 

 

$

138

 

 

$

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

For the Nine Months Ended September 30,

 

 

 

2022

 

 

2021

 

(In Thousands)

 

Average
Recorded
Investment

 

 

Interest Income
Recognized

 

 

Average
Recorded
Investment

 

 

Interest Income
Recognized

 

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

210

 

 

$

8

 

 

$

—

 

 

$

—

 

Commercial loans

 

 

35

 

 

 

—

 

 

 

—

 

 

 

—

 

Commercial real estate loans

 

 

2,451

 

 

 

100

 

 

 

—

 

 

 

—

 

Residential real estate loans

 

 

3,048

 

 

 

57

 

 

 

141

 

 

 

—

 

Consumer loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

$

5,744

 

 

$

165

 

 

$

141

 

 

$

—

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

Agriculture loans

 

$

—

 

 

$

—

 

 

$

—

 

 

$

—

 

Commercial loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Commercial real estate loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Residential real estate loans

 

 

175

 

 

 

5

 

 

 

—

 

 

 

—

 

Consumer loans

 

 

2

 

 

 

—

 

 

 

—

 

 

 

—

 

Municipal loans

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

177

 

 

 

5

 

 

 

—

 

 

 

—

 

Total

 

$

5,921

 

 

$

170

 

 

$

141

 

 

$

—

 

 

 
Summary of Portfolio of Nonaccrual Loans

The following table presents nonaccrual loans by classes of the loan portfolio:

(In Thousands)

 

September 30,
2022

 

 

December 31,
2021

 

Commercial loans

 

$

36

 

 

$

39

 

Commercial real estate loans

 

 

290

 

 

 

144

 

Residential real estate loans

 

 

1,537

 

 

 

449

 

Consumer loans

 

 

2

 

 

 

2

 

Total

 

$

1,865

 

 

$

634