Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 8,114	$ 2,695	$ 15,877	$ 5,371
Investment securities and certificates of deposit:
Taxable	587	299	863	612
Exempt from federal income tax	298	302	589	607
Other	96	37	149	67
Total interest and dividend income	9,095	3,333	17,478	6,657
INTEREST EXPENSE
Deposits	818	462	1,483	966
Other borrowings	2	4	24	11
Subordinated debt	422	0	641	0
Total interest expense	1,242	466	2,148	977
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	7,853	2,867	15,330	5,680
Provision for loan losses	395	44	675	91
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,458	2,823	14,655	5,589
NONINTEREST INCOME
Service charges on deposit accounts	218	147	428	341
Bank-owned life insurance	114	50	225	95
Net realized gains on the sales of debt securities, available for sale	0	0	13	0
Gain on sale of loans	153	81	333	271
Other	211	366	409	507
Total noninterest income	696	644	1,408	1,214
NONINTEREST EXPENSE
Salaries and employee benefits	3,722	1,143	7,378	2,246
Occupancy	433	113	907	275
Equipment and data processing	595	230	1,192	468
Professional fees	307	70	535	293
FDIC insurance	138	29	342	59
Bank shares tax	201	86	384	173
Other	846	421	1,604	616
Total noninterest expense	6,242	2,092	12,342	4,130
Income before income tax expense	1,912	1,375	3,721	2,673
Income tax expense	306	202	591	375
NET INCOME	$ 1,606	$ 1,173	$ 3,130	$ 2,298
EARNINGS PER SHARE, BASIC	$ 0.16	$ 0.21	$ 0.32	$ 0.40
EARNINGS PER SHARE, DILUTED	0.16	0.21	0.31	0.40
DIVIDENDS PAID PER SHARE	$ 0.075	$ 0.04	$ 0.150	$ 0.08
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	9,836,984	5,691,686	9,831,739	5,691,686
DILUTED	9,913,477	5,691,686	9,983,742	5,691,686