Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Noninterest-bearing cash equivalents	$ 7,563	$ 8,620
Interest-bearing deposits with other institutions	55,433	13,970
Cash and cash equivalents	62,996	22,590
Certificates of deposit with other banks	11,088	12,828
Securities available for sale, at fair value	85,756	103,783
Securities held to maturity (Fair value of $28,290 and $0, respectively)	28,816
Loans held for sale		3,860
Loans receivable, net of allowance for loan losses of $3,890 at June 30, 2022, and $3,152 at December 31, 2021	786,516	711,664
Investments in restricted bank stock	2,567	2,685
Premises and equipment, net	7,915	5,289
Right-to-Use Asset – Premises	4,513	4,680
Bank-owned life insurance	19,012	18,787
Goodwill and other intangible assets	37,020	37,152
Deferred tax asset	5,777	4,038
Accrued interest receivable and other assets	7,909	5,407
TOTAL ASSETS	1,059,885	932,763
Deposits:
Total deposits	902,373	771,665
Other borrowings	1,639	19,814
Subordinated debt	40,585	20,696
Operating lease liabilities	4,513	4,680
Accrued interest payable and other liabilities	6,004	6,285
TOTAL LIABILITIES	955,114	823,140
COMMITMENTS AND CONTINGENT LIABILITIES (Note 10)
SHAREHOLDERS' EQUITY
Preferred stock (At June 30, 2022 and December 31, 2021: no par value; 5,000,000 shares authorized; no shares issued and outstanding.)
Common stock (At June 30, 2022 and December 31, 2021: $0.01 par value; 25,000,000 shares authorized; 9,838,435 and 9,826,435 shares issued and outstanding, respectively.)	99	99
Surplus	83,070	82,910
Retained earnings	26,491	24,836
Accumulated other comprehensive (loss) income	(4,889)	1,778
TOTAL SHAREHOLDERS' EQUITY	104,771	109,623
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	1,059,885	932,763
Demand, noninterest bearing
Deposits:
Total deposits	184,345	129,243
Interest bearing
Deposits:
Total deposits	$ 718,028	$ 642,422