Consolidated Statement of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
OPERATING ACTIVITIES
Net income	$ 1,524	$ 1,125
Adjustments to reconcile net income to net cash (used for) provided by operating activities:
Provision for loan losses	280	47
Depreciation	192	55
Amortization of intangible assets	67	15
(Accretion) amortization of premiums and (discounts) , net	(495)	331
Origination of loans to be sold	(1,860)	(6,345)
Proceeds from loan sales		7,647
Gain on sale of loans	(180)	(287)
Share-based and deferred compensation	245
Bank-owned life insurance income	(110)	(45)
Gain on sale of debt securities, available for sale	(13)	0
(Increase) decrease in other assets	208	(248)
Change in accrued interest receivable and other assets	(1,798)	213
Change in accrued interest payable and other liabilities	(720)	(72)
Net cash (used for) provided by operating activities	(2,660)	2,436
Investment securities available for sale:
Proceeds from sales	513	0
Proceeds from calls and maturities	750	600
Proceeds from principal repayments	3,702	5,259
Purchases	0	(14,192)
Purchase of investment securities held to maturity	(5,000)	0
Proceeds from redemptions of certificates of deposit with other banks		1,485
Purchase of restricted investment in bank stocks	(999)	(252)
Redemption of restricted investment in bank stocks	72	68
(Increase) decrease in loans, net	(15,754)	647
Redemption of bank-owned life insurance		104
Purchase of premises and equipment	(156)	0
Net cash used for investing activities	(16,872)	(6,281)
FINANCING ACTIVITIES
Increase in deposits, net	90,505	13,636
Proceeds from other borrowings	31,969	0
Repayments of other borrowings	(15,666)	(417)
Dividends paid	(737)	(242)
Net cash provided by financing activities	106,071	12,977
Increase in cash and cash equivalents	86,539	9,132
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	22,590	33,162
CASH AND CASH EQUIVALENTS AT END OF PERIOD	109,129	42,294
SUPPLEMENTAL CASH FLOW DISCLOSURES
Interest	613	574
Income taxes		$ 0