Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 7,763	$ 2,676
Investment securities and certificates of deposit:
Taxable	276	227
Exempt from federal income tax	290	305
Other	53	116
Total interest and dividend income	8,382	3,324
INTEREST EXPENSE
Deposits	665	504
Other borrowings	33	7
Subordinated debt	207	0
Total interest expense	905	511
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	7,477	2,813
Provision for loan losses	280	47
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,197	2,766
NONINTEREST INCOME
Service charges on deposit accounts	210	194
Bank-owned life insurance	110	45
Net realized gains on the sales of debt securities, available for sale	13	0
Gain on sale of loans	180	287
Other	198	44
Total noninterest income	711	570
NONINTEREST EXPENSE
Salaries and employee benefits	3,656	1,103
Occupancy	473	162
Equipment and data processing	597	238
Professional fees	228	223
FDIC insurance	204	30
Bank shares tax	183	87
Other	757	195
Total noninterest expense	6,098	2,038
Income before income tax expense	1,810	1,298
Income tax expense	286	173
NET INCOME	$ 1,524	$ 1,125
EARNINGS PER SHARE, BASIC	$ 0.16	$ 0.20
EARNINGS PER SHARE, DILUTED	0.15	0.20
DIVIDENDS PAID PER SHARE	$ 0.075	$ 0.04
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	9,826,435	5,691,686
DILUTED	10,053,684	5,691,686