XML 90 R48.htm IDEA: XBRL DOCUMENT v3.22.1
Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2021
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Schedule of Bank Actual and Required Capital Amounts and Ratios

The following tables present actual and required capital ratios as of December 31, 2021 and 2020 under the Basel III Capital Rules. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations:

 

 

 

December 31, 2021

 

 

December 31, 2020

 

(In Thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Total capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

81,355

 

 

 

11.50

%

 

$

36,484

 

 

 

14.33

%

For capital adequacy purposes

 

 

56,578

 

 

 

8.00

 

 

 

20,367

 

 

 

8.00

 

To be well capitalized

 

 

70,722

 

 

 

10.00

 

 

 

24,459

 

 

 

10.00

 

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

77,904

 

 

 

11.02

%

 

$

33,666

 

 

 

13.22

%

For capital adequacy purposes

 

 

42,433

 

 

 

6.00

 

 

 

15,275

 

 

 

6.00

 

To be well capitalized

 

 

56,578

 

 

 

8.00

 

 

 

20,367

 

 

 

8.00

 

Common equity

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

77,904

 

 

 

11.02

%

 

$

33,666

 

 

 

13.22

%

For capital adequacy purposes

 

 

31,825

 

 

 

4.50

 

 

 

11,456

 

 

 

4.50

 

To be well capitalized

 

 

45,969

 

 

 

6.50

 

 

 

16,548

 

 

 

6.50

 

Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

(to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

Actual

 

$

77,904

 

 

 

8.85

%

 

$

33,666

 

 

 

7.90

%

For capital adequacy purposes

 

 

35,230

 

 

 

4.00

 

 

 

17,054

 

 

 

4.00

 

To be well capitalized

 

 

44,038

 

 

 

5.00

 

 

 

21,317

 

 

 

5.00