Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 15,924	$ 11,494
Investment securities and certificates of deposit:
Taxable	873	1,409
Exempt from federal income tax	1,252	1,221
Other	447	167
Total interest and dividend income	18,496	14,291
INTEREST EXPENSE
Deposits	2,091	2,658
Other Borrowings	50	59
Subordinated Debt	249	0
Total interest expense	2,390	2,717
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	16,106	11,574
Provision for loan losses	648	184
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	15,458	11,390
NONINTEREST INCOME
Service charges on deposit accounts	733	743
Bank-owned life insurance	253	186
Net realized gains on the sales of debt securities, available for sale	74	110
Gain on sale of secondary market mortgage loans	316	358
Other	763	357
Total noninterest income	2,139	1,754
NONINTEREST EXPENSE
Salaries and employee benefits	6,999	4,544
Occupancy	913	447
Equipment and data processing	1,340	1,188
Professional fees	685	538
FDIC insurance	231	73
Bank Shares Tax	434	294
Merger Related Expenses	4,584	0
Other	2,311	1,222
Total noninterest expense	17,497	8,306
Income before income tax (benefit) expense	100	4,838
Income tax (benefit) expense	(189)	645
NET INCOME	$ 289	$ 4,193
EARNINGS PER SHARE, BASIC	$ 0.04	$ 0.74
EARNINGS PER SHARE, DILUTED	$ 0.04	$ 0.74
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	6,879,658	5,691,686
DILUTED	7,250,463	5,691,686