Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$ 3,267	$ 2,787	$ 8,638	$ 8,570
Other	636	687	1,921	2,152
Total interest and dividend income	3,903	3,474	10,559	10,722
INTEREST EXPENSE
Deposits	504	641	1,470	2,039
Other Borrowings	14	14	25	49
Subordinated Debt	37	0	37	0
Total interest expense	555	655	1,532	2,088
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	3,348	2,819	9,027	8,634
Provision for loan losses	457	44	548	138
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	2,891	2,775	8,479	8,496
NONINTEREST INCOME
Service charges on deposit accounts	177	224	517	505
Bank-owned life insurance	54	50	176	137
Net realized gains on the sales of debt securities, available for sale	0	0	0	110
Gain on sale of secondary market mortgage loans	53	199	316	296
Other	87	53	549	122
Total noninterest income	371	526	1,558	1,170
NONINTEREST EXPENSE
Salaries and employee benefits	1,151	1,097	3,397	3,265
Occupancy	232	171	507	440
Equipment and data processing	335	205	803	568
Professional fees	75	127	264	301
FDIC insurance	90	13	150	48
Bank Shares Tax	87	74	260	221
Advertising	30	8	57	56
Merger Related Expenses	3,864	0	3,968	0
Other	737	391	1,297	1,015
Total noninterest expense	6,601	2,086	10,703	5,914
Income (Loss) before income tax (benefit) expense	(3,339)	1,215	(666)	3,752
Income tax (benefit) expense	(542)	163	(167)	513
NET INCOME (LOSS)	$ (2,797)	$ 1,052	$ (499)	$ 3,239
EARNINGS (LOSS) PER SHARE, BASIC	$ (0.45)	$ 0.18	$ (0.08)	$ 0.57
EARNINGS (LOSS) PER SHARE, DILUTED	$ (0.45)	$ 0.18	$ (0.08)	$ 0.57
WEIGHTED-AVERAGE COMMON SHARES OUTSTANDING,
BASIC	6,274,250	5,691,686	5,888,008	5,691,686
DILUTED	6,274,250	5,691,686	5,888,008	5,691,686