Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Noninterest-bearing cash equivalents	$ 17,073	$ 5,709
Interest-bearing deposits with other institutions	86,471	27,453
Cash and cash equivalents	103,544	33,162
Certificates of deposit with other banks	13,077	17,051
Securities available for sale, at fair value	122,748	125,447
Loans receivable, net of allowance for loan losses of $3,335 at September 30, 2021, and $2,789 at December 31, 2020	665,063	233,795
Investments in restricted bank stock	3,586	2,268
Premises and equipment, net	5,250	3,428
Right-to-Use Asset – Premises	4,748	370
Bank-owned life insurance	13,683	8,941
Goodwill and other intangible assets	36,890	2,785
Deferred tax asset	4,382	986
Accrued interest receivable and other assets	6,198	2,297
TOTAL ASSETS	979,169	430,530
Deposits:
Total deposits	802,595	375,124
Other Borrowings	33,034	1,120
Subordinated Debt	20,740	0
Operating Lease Liabilities	4,748	370
Accrued interest payable and other liabilities	8,091	3,242
TOTAL LIABILITIES	869,208	379,856
SHAREHOLDERS' EQUITY
Preferred stock (At September 30, 2021: $0.00 par value; 5,000,000 shares authorized; no shares issued and outstanding.)
Common stock (At September 30, 2021: $0.01 par value; 25,000,000 shares authorized; 9,814,447 shares issued and outstanding. At December 31, 2020: $0.01 par value; 14,612,800 shares authorized; 5,715,950 shares issued and 5,691,686 shares outstanding)	98	57
Surplus	82,771	21,604
Retained earnings	24,785	26,009
Accumulated other comprehensive income	2,307	3,192
Treasury stock (0 and 3,321 shares at September 30, 2021 and December 31, 2020, respectively	0	(188)
TOTAL SHAREHOLDERS' EQUITY	109,961	50,674
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	979,169	430,530
Demand, noninterest bearing
Deposits:
Total deposits	175,609	66,573
Interest bearing
Deposits:
Total deposits	$ 626,986	$ 308,551