The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTURY INVESTMENTS U S EQT ETF US EQT ETF 025072885   72,453,959 1,065,343 SH   SOLE   0 0 0
Wisdomtree US Divid Etf US QTLY DIV GRT 97717X669   36,657,225 607,310 SH   SOLE   0 0 0
Ishares Etf MSCI USA QLT FCT 46432F339   32,797,736 287,800 SH   SOLE   0 0 0
DIMENSIONAL US CORE EQUITY MARKT ETF US CORE EQT MKT 25434V104   28,373,216 1,050,082 SH   SOLE   0 0 0
Spdr S&P 600 Small Cap S&P 600 SML CAP 78464A813   26,298,874 319,899 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS I NTL EQT ETF INTL EQT ETF 025072703   26,243,500 493,392 SH   SOLE   0 0 0
Dimensional International Cr Eq Mkt ETF INTL CORE EQT MK 25434V203   25,217,290 1,007,080 SH   SOLE   0 0 0
Ishares Esg Msci Eafe ESG AW MSCI EAFE 46435G516   25,141,087 382,432 SH   SOLE   0 0 0
First Tr Nasdaq 100 Fund SHS 337345102   24,724,871 234,938 SH   SOLE   0 0 0
First TRUST Value CL A 33734H106   24,614,016 616,738 SH   SOLE   0 0 0
JP MORGAN ETF TRUST US QUALTY FCTR ETF US QUALTY FCTR 46641Q761   21,388,350 551,957 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P MDCP 400 REV ET S&P MDCP 400 REV 46138G672   20,397,384 237,540 SH   SOLE   0 0 0
First Trst Nasdaq Rsng RISNG DIVD ACHIV 33738R506   20,155,243 458,908 SH   SOLE   0 0 0
SPDR SERIES TRUST PORTFOLIO TL STK ETF PORTFOLI S&P1500 78464A805   20,003,683 423,000 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC25 ETF IBONDS DEC25 ETF 46434VBD1   19,893,006 817,969 SH   SOLE   0 0 0
Ishares Ibonds Dec 2023 IBONDS DEC23 ETF 46434VAX8   19,165,871 765,716 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC2026 E TF IBONDS DEC2026 46435GAA0   19,100,510 818,009 SH   SOLE   0 0 0
FLEXSHARES TRUST QLT DIV DEF I DX ETF QLT DIV DEF IDX 33939L845   18,340,344 356,469 SH   SOLE   0 0 0
Ishares Tr Msci Eafe Fd MSCI EAFE ETF 464287465   18,190,320 277,122 SH   SOLE   0 0 0
iShares iBonds Dec 2027 Term Corp ETF IBONDS 27 ETF 46435UAA9   17,485,785 748,215 SH   SOLE   0 0 0
Flexshares Morningstar MORNSTAR USMKT 33939L100   17,381,098 116,966 SH   SOLE   0 0 0
iShares ESG Screened S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551   16,362,693 498,820 SH   SOLE   0 0 0
ISHARES TRUST INTL QLTY FACTOR ETF MSCI INTL QUALTY 46434V456   15,544,965 479,931 SH   SOLE   0 0 0
Dimensional Emerging Core Equity Mkt ETF EMGR CRE EQT MNG 25434V302   15,446,369 703,707 SH   SOLE   0 0 0
NUVEEN ESG NUVEEN ESG LRG CAP GRWTH ETF NUVEEN ESG LRGCP 67092P201   15,218,423 311,279 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC24 ETF IBONDS DEC24 ETF 46434VBG4   15,201,645 622,508 SH   SOLE   0 0 0
Apple Computer Inc COM 037833100   12,562,356 96,686 SH   SOLE   0 0 0
Dutsch X Trck Rusl 1000 XTRACKERS RUSSEL 233051481   9,330,845 221,249 SH   SOLE   0 0 0
JP MORGAN ETF TRUST DIVERSFED RTRN ETF DIVERSFED RTRN 46641Q886   8,703,698 103,402 SH   SOLE   0 0 0
ISHARES TRUST ULTR SH TRM BD E TF BLACKROCK ULTRA 46434V878   7,703,558 153,948 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P 500 REVENUE ETF S&P 500 REVENUE 46138G698   7,682,221 103,898 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2024 CB ETF BULSHS 2024 CB 46138J841   6,819,305 332,891 SH   SOLE   0 0 0
Rydex Etf TRUST S&P500 EQL WGT 46137V357   6,462,885 45,755 SH   SOLE   0 0 0
Powershs Qqq TRUST Ser UNIT SER 1 46090E103   5,545,015 20,824 SH   SOLE   0 0 0
FIRST TRUST EXCH TRADED FUND 2 TECH ALPHADEX ETF TECH ALPHADEX 33734X176   5,240,688 57,244 SH   SOLE   0 0 0
Mid Cap SPDR UTSER1 S&PDCRP 78467Y107   4,768,848 10,770 SH   SOLE   0 0 0
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804   3,986,474 42,123 SH   SOLE   0 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769   3,533,191 18,480 SH   SOLE   0 0 0
FIRST TRUST EXCHANGE-TRADED AL EM SML CP ALPH ETF EM SML CP ALPH 33737J307   3,244,714 83,326 SH   SOLE   0 0 0
Vanguard Div Apprciation DIV APP ETF 921908844   2,479,862 16,331 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 QUALITY ETF S&P500 QUALITY 46137V241   2,413,488 54,852 SH   SOLE   0 0 0
ISHARES TRUST MULTIFACTOR USA ETF U S EQUITY FACTR 46434V282   2,277,443 58,381 SH   SOLE   0 0 0
Intuit Inc COM 461202103   2,171,458 5,579 SH   SOLE   0 0 0
FIRST TRUST SENIOR LN FD ETF SENIOR LN FD 33738D309   2,160,831 48,460 SH   SOLE   0 0 0
iShares Broad USD High Yield Corp Bd ETF BROAD USD HIGH 46435U853   2,074,355 60,074 SH   SOLE   0 0 0
Schw US Brd Mkt Etf US BRD MKT ETF 808524102   2,007,802 44,807 SH   SOLE   0 0 0
SPDR PORTFOLIO EMG MK ETF PORTFOLIO EMG MK 78463X509   1,973,410 59,873 SH   SOLE   0 0 0
INVESCO BULSHS 2023 CB ETF BULSHS 2023 CB 46138J866   1,910,649 91,070 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2025 CB ETF BULSHS 2025 CB 46138J825   1,910,098 94,841 SH   SOLE   0 0 0
Microsoft Corp COM 594918104   1,823,094 7,602 SH   SOLE   0 0 0
JP MORGAN ETF TRUST ULTRA SHRT INC ETF ULTRA SHRT INC 46641Q837   1,735,551 34,621 SH   SOLE   0 0 0
Amazon Com Inc COM 023135106   1,727,628 20,567 SH   SOLE   0 0 0
KRAFT HEINZ CO COM COM 500754106   1,644,806 40,403 SH   SOLE   0 0 0
WISDOMTREE TRUST WISDOMTREE US VALUE FUND ETF WISDOMTREE US VA 97717W547   1,556,513 27,297 SH   SOLE   0 0 0
Thomson Reuters Corp COM NEW 884903709   1,519,983 13,325 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS A VANTIS EMGMKT ETF AVENTIS EMGMKT 025072604   1,517,435 30,078 SH   SOLE   0 0 0
Ishares Tr Russell RUS 1000 GRW ETF 464287614   1,506,091 7,030 SH   SOLE   0 0 0
Jpmorgan Dvrsfd Rtrn DIV RTN INT EQ 46641Q209   1,475,521 29,942 SH   SOLE   0 0 0
Invesco Variable Rate Preferred ETF VAR RATE PFD 46138G870   1,463,701 65,373 SH   SOLE   0 0 0
First Trust SMID Cp Rising Div Achv ETF SMID RISNG ETF 33741X102   1,434,000 55,048 SH   SOLE   0 0 0
Invesco RAFI Strategic US ETF RAFI STRATGIC US 46138J742   1,412,703 38,683 SH   SOLE   0 0 0
Flexsh Stoxx US Esg STOX US ESG SLCT 33939L696   1,359,939 14,810 SH   SOLE   0 0 0
Ishares Russell 1000 Val RUS 1000 VAL ETF 464287598   1,278,864 8,433 SH   SOLE   0 0 0
Global X Superdividend SUPERDIVIDEND 37960A669   1,259,869 52,429 SH   SOLE   0 0 0
Berkshire Hathaway Cl B CL B NEW 084670702   1,202,239 3,892 SH   SOLE   0 0 0
FLEXSHARES TRUST HIG YLD VL ET F HIG YLD VL ETF 33939L662   1,189,363 29,846 SH   SOLE   0 0 0
Nvidia Corp COM 67066G104   1,169,088 8,000 SH   SOLE   0 0 0
Real Estate Select Sctr RL EST SEL SEC 81369Y860   1,166,065 31,575 SH   SOLE   0 0 0
ISHARES TRUST CRE U S REIT ETF CRE U S REIT ETF 464288521   1,116,136 22,571 SH   SOLE   0 0 0
Pwrshr S&P500 Hidiv S&P500 HDL VOL 46138E362   1,113,764 25,411 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2026 CB ETF BULSHS 2026 CB 46138J791   1,112,809 58,801 SH   SOLE   0 0 0
Tesla Motors Inc COM 88160R101   1,100,121 8,931 SH   SOLE   0 0 0
Wisdomtree TRUST Midcap US MIDCAP FUND 97717W570   1,058,117 21,763 SH   SOLE   0 0 0
Abbvie Inc COM 00287Y109   1,051,919 6,509 SH   SOLE   0 0 0
Ishares Core Dividend CORE DIV GRWTH 46434V621   1,025,050 20,501 SH   SOLE   0 0 0
GLOBAL X FDS US PFD ETF US PFD ETF 37954Y657   967,686 49,958 SH   SOLE   0 0 0
Citigroup Inc COM NEW 172967424   913,646 20,200 SH   SOLE   0 0 0
Spdr Blackstone Gso BLACKSTONE SENR 78467V608   895,710 21,900 SH   SOLE   0 0 0
Stryker Corp COM 863667101   881,142 3,604 SH   SOLE   0 0 0
SCHWAB US DIVIDEND EQ ETF US DIVIDEND EQ 808524797   827,239 10,951 SH   SOLE   0 0 0
Chevron Corporation COM 166764100   791,551 4,410 SH   SOLE   0 0 0
Disney Walt Co COM 254687106   776,338 8,936 SH   SOLE   0 0 0
Ishares Core Msci Eafe CORE MSCI EAFE 46432F842   775,123 12,575 SH   SOLE   0 0 0
Ishares Tr Lehman Tips TIPS BD ETF 464287176   745,612 7,005 SH   SOLE   0 0 0
Exxon Mobil Corporation COM 30231G102   682,978 6,192 SH   SOLE   0 0 0
Nuveen Esg Small Cap NUVEEN ESG SMLCP 67092P607   682,780 19,976 SH   SOLE   0 0 0
DIMENSIONAL WLD EX US CR EQ 2 ETF XTRACK RUSS 1000 25434V880   664,523 30,765 SH   SOLE   0 0 0
Vanguard Emerging Market FTSE EMR MKT ETF 922042858   593,081 15,215 SH   SOLE   0 0 0
Spdr Barclays Cnv BBG CONV SEC ETF 78464A359   592,443 9,208 SH   SOLE   0 0 0
Vanguard Intl Eqty Index ALLWRLD EX US 922042775   579,969 11,567 SH   SOLE   0 0 0
Vanguard Europe Pac Etf VAN FTSE DEV MKT 921943858   562,093 13,393 SH   SOLE   0 0 0
Ishares Ftse Nareit Res RESIDENTIAL MULT 464288562   545,763 7,986 SH   SOLE   0 0 0
ProShares Ultra Silver ULTRA SILVER NEW 74347W353   544,000 17,000 SH   SOLE   0 0 0
Ishares Russell 3000 RUSSELL 3000 ETF 464287689   541,107 2,452 SH   SOLE   0 0 0
Powershares High Yield HIG YLD EQ DIV 46137V563   540,816 26,139 SH   SOLE   0 0 0
Google Inc Class A CL A COM 02079K305   537,585 6,093 SH   SOLE   0 0 0
Vanguard Growth GROWTH ETF 922908736   530,857 2,491 SH   SOLE   0 0 0
Powershs Exch Trad Fd Tr PFD ETF 46138E511   515,845 46,140 SH   SOLE   0 0 0
AVANTIS US SMALL CAP VALUE ETF US SML CP VALU 025072877   496,162 6,659 SH   SOLE   0 0 0
Consolidated Edison Inc COM 209115104   480,553 5,042 SH   SOLE   0 0 0
Berkshire Hathaway CL A 084670108   468,711 1 SH   SOLE   0 0 0
Dominion Res Inc Va New COM 25746U109   467,074 7,617 SH   SOLE   0 0 0
S P D R TRUST Unit SR TR UNIT 78462F103   436,710 1,142 SH   SOLE   0 0 0
FERGUSON PLC SHS G3421J106   427,254 3,365 SH   SOLE   0 0 0
First TRUST Tactcl High FIRST TR TA HIYL 33738D408   414,828 10,653 SH   SOLE   0 0 0
GLOBAL X FDS RATE PREFERRED ET F RATE PREFERRED 37954Y376   397,845 17,682 SH   SOLE   0 0 0
Ishares Tr S&P Midcap CORE S&P MCP ETF 464287507   393,313 1,626 SH   SOLE   0 0 0
Costco Whsl Corp New COM 22160K105   387,311 848 SH   SOLE   0 0 0
FlexShares Intl Qual Div ETF INTL QLTDV IDX 33939L837   380,273 18,433 SH   SOLE   0 0 0
Nuveen Esg Mid Cap Value NUVEEN ESG MIDVL 67092P508   378,033 12,707 SH   SOLE   0 0 0
Vanguard Value VALUE ETF 922908744   375,770 2,677 SH   SOLE   0 0 0
Ishares Msci Emrg Mkt Fd MSCI EMG MKT ETF 464287234   366,417 9,668 SH   SOLE   0 0 0
BLACKSTONE SECURED LENDING CF COMMON STOCK 09261X102   349,487 15,637 SH   SOLE   0 0 0
Mannkind Corp COM NEW 56400P706   347,820 66,000 SH   SOLE   0 0 0
Vanguard Info Technology INF TECH ETF 92204A702   345,365 1,081 SH   SOLE   0 0 0
Netflix Inc COM 64110L106   343,535 1,165 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104   340,228 1,926 SH   SOLE   0 0 0
Vanguard Reit REAL ESTATE ETF 922908553   327,611 3,972 SH   SOLE   0 0 0
Boeing Co COM 097023105   324,785 1,705 SH   SOLE   0 0 0
First TRUST Preferred PFD SECS INC ETF 33739E108   320,410 19,072 SH   SOLE   0 0 0
Vanguard Small Cap SMALL CP ETF 922908751   312,018 1,700 SH   SOLE   0 0 0
Vanguard Health Care HEALTH CAR ETF 92204A504   304,605 1,228 SH   SOLE   0 0 0
Ishares Gold Etf ISHARES NEW 464285204   288,584 8,343 SH   SOLE   0 0 0
Jpmorgan Chase & Co COM 46625H100   287,645 2,145 SH   SOLE   0 0 0
Wisdomtree US US MULTIFACTOR 97717Y857   287,151 7,637 SH   SOLE   0 0 0
Pepsico Incorporated COM 713448108   278,036 1,539 SH   SOLE   0 0 0
Meta Platforms, Inc. CL A 30303M102   276,782 2,300 SH   SOLE   0 0 0
Home Depot Inc COM 437076102   266,875 845 SH   SOLE   0 0 0
ISHARES TRUST IBDS DEC28 ETF IBDS DEC28 ETF 46435U515   266,801 10,984 SH   SOLE   0 0 0
Honeywell International COM 438516106   265,518 1,239 SH   SOLE   0 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363   264,566 753 SH   SOLE   0 0 0
Abbott Laboratories COM 002824100   262,398 2,390 SH   SOLE   0 0 0
Pfizer Incorporated COM 717081103   261,785 5,109 SH   SOLE   0 0 0
Wisdomtree Midcap Divdnd US MIDCAP DIVID 97717W505   244,906 5,953 SH   SOLE   0 0 0
Ishares S&P 500 Growth S&P 500 GRWT ETF 464287309   242,658 4,148 SH   SOLE   0 0 0
Visa Inc Cl A COM CL A 92826C839   239,958 1,155 SH   SOLE   0 0 0
Jpmrg Dvsfd Retn Emrg DIV RTN EM EQT 46641Q308   239,106 4,851 SH   SOLE   0 0 0
Aercap Holdings Nv SHS N00985106   233,280 4,000 SH   SOLE   0 0 0
FIRST TRUST PORTFOLIOS COM ETF COM 33734G108   231,911 9,671 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2027 CB ETF BULSHS 2027 CB 46138J783   223,628 11,773 SH   SOLE   0 0 0
Ares Capital Corp COM 04010L103   219,497 11,884 SH   SOLE   0 0 0
Nuveen Esg Emerging NUVEEN ESG EMRGN 67092P888   217,385 8,545 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC 29 ET F IBONDS DEC 29 46436E205   216,291 9,756 SH   SOLE   0 0 0
Mc Donalds Corp COM 580135101   208,452 791 SH   SOLE   0 0 0
Sector Spdr Tech Select TECHNOLOGY 81369Y803   205,949 1,655 SH   SOLE   0 0 0
Vanguard Intl Div Apprec ETF INTL DVD ETF 921946810   204,225 2,933 SH   SOLE   0 0 0
Nuveen Esg Mid Cap NUVEEN ESG MIDCP 67092P409   203,984 5,795 SH   SOLE   0 0 0
Deere & Co COM 244199105   203,661 475 SH   SOLE   0 0 0
Ishares Etf CORE MSCI EMKT 46434G103   200,250 4,288 SH   SOLE   0 0 0
Adamis Pharmaceuticals Corp COM NEW 00547W208   3,217 19,000 SH   SOLE   0 0 0