The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 267 2,461 SH   SOLE   0 0 0
Abbvie Inc COM 00287Y109 934 6,099 SH   SOLE   0 0 0
Adamis Pharmaceuticals Corp COM NEW 00547W208 10 19,000 SH   SOLE   0 0 0
Amazon Com Inc CL A COM 023135106 2,173 20,463 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS A VANTIS EMGMKT ETF AVENTIS EMGMKT 025072604 1,487 28,581 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS I NTL EQT ETF INTL EQT ETF 025072703 20,863 409,396 SH   SOLE   0 0 0
AMERICAN CENTURY INVESTMENTS U S EQT ETF US EQT ETF 025072885 50,534 776,970 SH   SOLE   0 0 0
Apple Computer Inc COM 037833100 12,904 94,383 SH   SOLE   0 0 0
Ares Capital Corp COM 04010L103 200 11,149 SH   SOLE   0 0 0
AVANTIS US SMALL CAP VALUE ETF US SML CP VALU 025072877 422 6,166 SH   SOLE   0 0 0
Berkshire Hathaway CL A 084670108 409 1 SH   SOLE   0 0 0
Berkshire Hathaway Cl B CL B NEW 084670702 1,000 3,662 SH   SOLE   0 0 0
BLACKSTONE SECURED LENDING CF COMMON STOCK 09261X102 468 19,818 SH   SOLE   0 0 0
Boeing Co COM 097023105 203 1,482 SH   SOLE   0 0 0
Chevron Corporation COM 166764100 638 4,404 SH   SOLE   0 0 0
Citigroup Inc COM NEW 172967424 929 20,200 SH   SOLE   0 0 0
Consolidated Edison Inc COM 209115104 478 5,030 SH   SOLE   0 0 0
Costco Whsl Corp New COM 22160K105 338 706 SH   SOLE   0 0 0
Dimensional Emerging Core Equity Mkt ETF EMGR CRE EQT MNG 25434V302 820 35,396 SH   SOLE   0 0 0
Dimensional International Cr Eq Mkt ETF INTL CORE EQT MK 25434V203 13,959 578,254 SH   SOLE   0 0 0
DIMENSIONAL US CORE EQUITY MARKT ETF US CORE EQT MKT 25434V104 8,101 306,507 SH   SOLE   0 0 0
DIMENSIONAL WLD EX US CR EQ 2 ETF WORLD EX US CORE 25434V880 666 31,045 SH   SOLE   0 0 0
Disney Walt Co COM 254687106 1,319 13,978 SH   SOLE   0 0 0
Dominion Res Inc Va New COM 25746U109 608 7,617 SH   SOLE   0 0 0
Dutsch X Trck Rusl 1000 XTRACK RUSS 1000 233051481 9,632 241,210 SH   SOLE   0 0 0
Exxon Mobil Corporation COM 30231G102 420 4,899 SH   SOLE   0 0 0
FERGUSON PLC SHS G3421J106 373 3,365 SH   SOLE   0 0 0
First Tr Nasdaq 100 Fund SHS 337345102 20,757 181,426 SH   SOLE   0 0 0
First Trst Nasdaq Rsng RISNG DIVD ACHIV 33738R506 20,181 493,175 SH   SOLE   0 0 0
First Trust Emerging Mrkts AlphaDEX ETF EMERG MKT ALPH 33737J182 321 15,039 SH   SOLE   0 0 0
FIRST TRUST EXCH TRADED FUND 2 TECH ALPHADEX ETF TECH ALPHADEX 33734X176 5,314 56,462 SH   SOLE   0 0 0
FIRST TRUST EXCHANGE-TRADED AL EM SML CP ALPH ETF EM SML CP ALPH 33737J307 3,043 87,601 SH   SOLE   0 0 0
FIRST TRUST PORTFOLIOS COM ETF COM 33734G108 600 23,305 SH   SOLE   0 0 0
First TRUST Preferred PFD SECS INC ETF 33739E108 329 19,072 SH   SOLE   0 0 0
FIRST TRUST SENIOR LN FD ETF SENIOR LN FD 33738D309 962 21,824 SH   SOLE   0 0 0
First TRUST Tactcl High FIRST TR TA HIYL 33738D408 1,660 42,391 SH   SOLE   0 0 0
First TRUST Value SHS 33734H106 13,878 357,599 SH   SOLE   0 0 0
Flexsh Stoxx US Esg STOX US ESG SLCT 33939L696 1,315 14,661 SH   SOLE   0 0 0
FlexShares Intl Qual Div ETF INTL QLTDV IDX 33939L837 1,710 83,688 SH   SOLE   0 0 0
Flexshares Morningstar MORNSTAR USMKT 33939L100 13,453 92,637 SH   SOLE   0 0 0
FLEXSHARES TRUST HIG YLD VL ET F HIG YLD VL ETF 33939L662 1,903 47,116 SH   SOLE   0 0 0
FLEXSHARES TRUST QLT DIV DEF I DX ETF QLT DIV DEF IDX 33939L845 17,115 342,229 SH   SOLE   0 0 0
GLOBAL X FDS RATE PREFERRED ET F RATE PREFERRED 37954Y376 2,272 94,097 SH   SOLE   0 0 0
GLOBAL X FDS US PFD ETF US PFD ETF 37954Y657 1,326 62,507 SH   SOLE   0 0 0
Google Inc Class A CAP STK CL A 02079K305 571 262 SH   SOLE   0 0 0
Guggenheim Bullet 2022 BULSHS 2022 CB 46138J882 3,409 160,855 SH   SOLE   0 0 0
Home Depot Inc COM 437076102 224 816 SH   SOLE   0 0 0
Intuit Inc COM 461202103 2,143 5,559 SH   SOLE   0 0 0
INVESCO BULSHS 2023 CB ETF BULSHS 2023 CB 46138J866 2,309 110,224 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FD TR S&P500 QUALITY ETF S&P500 QUALITY 46137V241 220 5,230 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P 500 REVENUE ETF S&P 500 REVENUE 46138G698 14,339 205,229 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED FUND T S&P MDCP 400 REV ET S&P MDCP 400 REV 46138G672 29,077 371,349 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2024 CB ETF BULSHS 2024 CB 46138J841 2,609 125,782 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2025 CB ETF BULSHS 2025 CB 46138J825 2,978 145,677 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2026 CB ETF BULSHS 2026 CB 46138J791 12,879 668,323 SH   SOLE   0 0 0
INVESCO EXCHANGE TRADED SELF I BULSHS 2027 CB ETF BULSHS 2027 CB 46138J783 602 31,062 SH   SOLE   0 0 0
Ishares Core Dividend CORE DIV GRWTH 46434V621 1,164 24,441 SH   SOLE   0 0 0
Ishares Core Msci Eafe CORE MSCI EAFE 46432F842 488 8,299 SH   SOLE   0 0 0
Ishares Esg Msci Eafe ESG AW MSCI EAFE 46435G516 14,123 225,035 SH   SOLE   0 0 0
iShares ESG Screened S&P Mid-Cap ETF ESG SCRD S&P MID 46436E551 14,386 470,382 SH   SOLE   0 0 0
Ishares Etf MSCI USA QLT FCT 46432F339 31,048 277,880 SH   SOLE   0 0 0
Ishares Ftse Nareit Res RESIDENTIAL MULT 464288562 622 7,771 SH   SOLE   0 0 0
Ishares Ibonds Dec 2022 IBONDS DEC22 ETF 46434VBA7 16,686 667,154 SH   SOLE   0 0 0
Ishares Ibonds Dec 2023 IBONDS DEC23 ETF 46434VAX8 22,238 886,313 SH   SOLE   0 0 0
Ishares Msci Emrg Mkt Fd MSCI EMG MKT ETF 464287234 6,568 163,792 SH   SOLE   0 0 0
iShares MSCI USA Mid-Cap Multifactor ETF MSCI USA MID CP 46435U143 2,118 65,201 SH   SOLE   0 0 0
Ishares Russell 3000 RUSSELL 3000 ETF 464287689 390 1,792 SH   SOLE   0 0 0
Ishares Tr Lehman Tips TIPS BD ETF 464287176 799 7,011 SH   SOLE   0 0 0
Ishares Tr Msci Eafe Fd MSCI EAFE ETF 464287465 26,578 425,323 SH   SOLE   0 0 0
Ishares Tr Russell RUS 1000 GRW ETF 464287614 351 1,605 SH   SOLE   0 0 0
Ishares Tr S&P Midcap CORE S&P MCP ETF 464287507 389 1,719 SH   SOLE   0 0 0
Ishares Tr S&P Smallcap CORE S&P SCP ETF 464287804 3,524 38,135 SH   SOLE   0 0 0
ISHARES TRUST CRE U S REIT ETF CRE U S REIT ETF 464288521 1,207 22,602 SH   SOLE   0 0 0
ISHARES TRUST IBDS DEC28 ETF IBDS DEC28 ETF 46435U515 299 11,970 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC2026 E TF IBONDS DEC2026 46435GAA0 8,470 356,050 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC24 ETF IBONDS DEC24 ETF 46434VBG4 20,979 847,653 SH   SOLE   0 0 0
ISHARES TRUST IBONDS DEC25 ETF IBONDS DEC25 ETF 46434VBD1 20,257 820,128 SH   SOLE   0 0 0
ISHARES TRUST INTL QLTY FACTOR ETF MSCI INTL QUALTY 46434V456 14,835 479,621 SH   SOLE   0 0 0
ISHARES TRUST MULTIFACTOR USA ETF U S EQUITY FACTR 46434V282 2,465 65,027 SH   SOLE   0 0 0
ISHARES TRUST ULTR SH TRM BD E TF BLACKROCK ULTRA 46434V878 8,390 167,669 SH   SOLE   0 0 0
JP MORGAN ETF TRUST DIVERSFED RTRN ETF DIVERSFED RTRN 46641Q886 8,500 105,313 SH   SOLE   0 0 0
JP MORGAN ETF TRUST ULTRA SHRT INC ETF ULTRA SHRT INC 46641Q837 1,709 34,116 SH   SOLE   0 0 0
JP MORGAN ETF TRUST US QUALTY FCTR ETF US QUALTY FCTR 46641Q761 21,679 582,137 SH   SOLE   0 0 0
Jpmorgan Dvrsfd Rtrn DIV RTN INT EQ 46641Q209 9,071 185,852 SH   SOLE   0 0 0
Jpmrg Dvsfd Retn Emrg DIV RTN EM EQT 46641Q308 240 4,851 SH   SOLE   0 0 0
KRAFT HEINZ CO COM COM 500754106 1,536 40,276 SH   SOLE   0 0 0
Meta Platforms, Inc. CL A 30303M102 342 2,124 SH   SOLE   0 0 0
Microsoft Corp COM 594918104 1,596 6,215 SH   SOLE   0 0 0
Nuveen Esg Emerging NUVEEN ESG EMRGN 67092P888 229 8,404 SH   SOLE   0 0 0
Nuveen Esg Mid Cap Value NUVEEN ESG MIDVL 67092P508 389 12,685 SH   SOLE   0 0 0
NUVEEN ESG NUVEEN ESG LRG CAP GRWTH ETF NUVEEN ESG LRGCP 67092P201 12,580 260,990 SH   SOLE   0 0 0
Nuveen Esg Small Cap NUVEEN ESG SMLCP 67092P607 647 19,719 SH   SOLE   0 0 0
Nvidia Corp COM 67066G104 502 3,312 SH   SOLE   0 0 0
OSI ETF TRUST OSHS GBL INTER E TF OSHS GBL INTER 00162Q361 16,666 615,666 SH   SOLE   0 0 0
Pfizer Incorporated COM 717081103 206 3,925 SH   SOLE   0 0 0
Powershares High Yield HIG YLD EQ DIV 46137V563 593 28,872 SH   SOLE   0 0 0
Powershs Exch Trad Fd Tr PFD ETF 46138E511 301 24,358 SH   SOLE   0 0 0
Powershs Qqq TRUST Ser UNIT SER 1 46090E103 8,986 32,062 SH   SOLE   0 0 0
Pwrshr S&P500 Hidiv S&P500 HDL VOL 46138E362 1,006 22,791 SH   SOLE   0 0 0
Real Estate Select Sctr RL EST SEL SEC 81369Y860 1,281 31,362 SH   SOLE   0 0 0
Rydex Etf TRUST S&P500 EQL WGT 46137V357 6,146 45,789 SH   SOLE   0 0 0
S P D R TRUST Unit SR TR UNIT 78462F103 347 919 SH   SOLE   0 0 0
Schw US Brd Mkt Etf US BRD MKT ETF 808524102 1,968 44,542 SH   SOLE   0 0 0
SCHWAB US DIVIDEND EQ ETF US DIVIDEND EQ 808524797 1,758 24,539 SH   SOLE   0 0 0
Spdr Barclays Cnv BBG CONV SEC ETF 78464A359 594 9,208 SH   SOLE   0 0 0
Spdr Blackstone Gso BLACKSTONE SENR 78467V608 2,438 58,554 SH   SOLE   0 0 0
SPDR PORTFOLIO EMG MK ETF PORTFOLIO EMG MK 78463X509 7,299 209,932 SH   SOLE   0 0 0
Spdr S&P 600 Small Cap S&P 600 SML CAP 78464A813 26,430 330,051 SH   SOLE   0 0 0
SPDR SERIES TRUST PORTFOLIO TL STK ETF PORTFOLI S&P1500 78464A805 30,536 656,962 SH   SOLE   0 0 0
Stryker Corp COM 863667101 714 3,589 SH   SOLE   0 0 0
Tesla Motors Inc COM 88160R101 2,751 4,085 SH   SOLE   0 0 0
Thomson Reuters Corp COM NEW 884903709 1,375 13,192 SH   SOLE   0 0 0
Vanguard Bond Index Fund SHORT TRM BOND 921937827 201 2,612 SH   SOLE   0 0 0
Vanguard Div Apprciation DIV APP ETF 921908844 2,168 15,109 SH   SOLE   0 0 0
Vanguard Growth GROWTH ETF 922908736 2,428 10,894 SH   SOLE   0 0 0
Vanguard Info Technology INF TECH ETF 92204A702 353 1,081 SH   SOLE   0 0 0
Vanguard Intl Eqty Index ALLWRLD EX US 922042775 587 11,759 SH   SOLE   0 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363 417 1,201 SH   SOLE   0 0 0
Vanguard Small Cap SMALL CP ETF 922908751 300 1,704 SH   SOLE   0 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 3,720 19,720 SH   SOLE   0 0 0
Vanguard Value VALUE ETF 922908744 1,856 14,077 SH   SOLE   0 0 0
Verizon Communications COM 92343V104 233 4,591 SH   SOLE   0 0 0
Wisdomtree Midcap Divdnd US MIDCAP DIVID 97717W505 232 5,953 SH   SOLE   0 0 0
Wisdomtree TRUST Midcap US MIDCAP FUND 97717W570 1,089 23,693 SH   SOLE   0 0 0
WISDOMTREE TRUST WISDOMTREE US VALUE FUND ETF WISDOMTREE US VA 97717W547 1,459 27,535 SH   SOLE   0 0 0
Wisdomtree US Divid Etf US QTLY DIV GRT 97717X669 35,014 610,965 SH   SOLE   0 0 0