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<edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common">
  <schemaVersion>X0202</schemaVersion>
  <headerData>
    <submissionType>13F-NT</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>true</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0001755765</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>03-31-2026</periodOfReport>
    </filerInfo>
  </headerData>
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    <coverPage>
      <reportCalendarOrQuarter>03-31-2026</reportCalendarOrQuarter>
      <filingManager>
        <name>Torrington Savings Bank</name>
        <address>
          <com:street1>TRUST DEPARTMENT</com:street1>
          <com:street2>129 MAIN STREET</com:street2>
          <com:city>TORRINGTON</com:city>
          <com:stateOrCountry>CT</com:stateOrCountry>
          <com:zipCode>06790</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F NOTICE</reportType>
      <form13FFileNumber>028-18922</form13FFileNumber>
      <otherManagersInfo>
        <otherManager>
          <form13FFileNumber>028-05602</form13FFileNumber>
          <name>Bradley, Foster &amp; Sargent</name>
        </otherManager>
        <otherManager>
          <form13FFileNumber>028-18952</form13FFileNumber>
          <name>RMC Investment Agency</name>
        </otherManager>
        <otherManager>
          <form13FFileNumber>028-00126</form13FFileNumber>
          <name>Glenmede Trust Company</name>
        </otherManager>
        <otherManager>
          <form13FFileNumber>028-11543</form13FFileNumber>
          <name>Advisors Capital Management</name>
        </otherManager>
        <otherManager>
          <form13FFileNumber>028-24013</form13FFileNumber>
          <name>Cove Private Wealth</name>
        </otherManager>
        <otherManager>
          <form13FFileNumber>028-03298</form13FFileNumber>
          <name>R.M. Davis</name>
        </otherManager>
      </otherManagersInfo>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Serena Lansing</name>
      <title>Senior Vice President</title>
      <phone>860-496-4485</phone>
      <signature>Serena Lansing</signature>
      <city>TORRINGTON</city>
      <stateOrCountry>CT</stateOrCountry>
      <signatureDate>04-03-2026</signatureDate>
    </signatureBlock>
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