The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,481 6,897 SH   SOLE   0 0 6,897
FACTSET RESH SYS INC COM 303075105 233 710 SH   SOLE   0 0 710
AMERICAN ELEC PWR CO INC COM 025537101 8 100 SH   OTR   0 0 100
PARKER HANNIFIN CORP COM 701094104 312 1,703 SH   SOLE   0 0 1,703
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,528 12,663 SH   SOLE   0 0 12,663
FEDEX CORP COM 31428X106 723 5,154 SH   SOLE   0 0 5,154
ISHARES TR MIN VOL EAFE ETF 46429B689 45 683 SH   OTR   0 0 683
QUALCOMM INC COM 747525103 934 10,239 SH   SOLE   0 0 10,239
COMCAST CORP NEW CL A 20030N101 12 308 SH   OTR   0 0 308
ADOBE INC COM 00724F101 26 60 SH   OTR   0 0 60
PIONEER NAT RES CO COM 723787107 752 7,699 SH   SOLE   0 0 7,699
TRUIST FINL CORP COM 89832Q109 9,133 243,211 SH   SOLE   0 0 243,211
ALPS ETF TR ALERIAN MLP 00162Q452 268 10,870 SH   SOLE   0 0 10,870
ACADIA RLTY TR COM SH BEN INT 004239109 182 14,000 SH   SOLE   0 0 14,000
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 259 5,097 SH   SOLE   0 0 5,097
CORTEVA INC COM 22052L104 8 313 SH   OTR   0 0 313
CLOROX CO DEL COM 189054109 2,972 13,548 SH   SOLE   0 0 13,548
FORD MTR CO DEL COM 345370860 95 15,544 SH   SOLE   0 0 15,544
ISHARES TR ESG MSCI USA ETF 46435G425 1,464 20,917 SH   SOLE   0 0 20,917
DIAGEO P L C SPON ADR NEW 25243Q205 761 5,661 SH   SOLE   0 0 5,661
CHEVRON CORP NEW COM 166764100 150 1,686 SH   OTR   0 0 1,686
ISHARES TR RUS MD CP GR ETF 464287481 200 1,265 SH   SOLE   0 0 1,265
GLOBAL PMTS INC COM 37940X102 316 1,864 SH   SOLE   0 0 1,864
AMERICAN ELEC PWR CO INC COM 025537101 217 2,729 SH   SOLE   0 0 2,729
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 484 9,344 SH   SOLE   0 0 9,344
WELLS FARGO CO NEW COM 949746101 613 23,934 SH   SOLE   0 0 23,934
SOUTHERN CO COM 842587107 1,137 21,936 SH   SOLE   0 0 21,936
L3HARRIS TECHNOLOGIES INC COM 502431109 219 1,290 SH   SOLE   0 0 1,290
ABBVIE INC COM 00287Y109 2,574 26,221 SH   SOLE   0 0 26,221
VERIZON COMMUNICATIONS INC COM 92343V104 282 5,108 SH   OTR   0 0 5,108
COCA COLA CO COM 191216100 28,808 638,907 SH   SOLE   0 0 638,907
SOUTHERN CO COM 842587107 135 2,600 SH   OTR   0 0 2,600
VANGUARD INDEX FDS SMALL CP ETF 922908751 24 167 SH   OTR   0 0 167
CIGNA CORP NEW COM 125523100 1,092 5,820 SH   SOLE   0 0 5,820
HOME DEPOT INC COM 437076102 3,930 15,690 SH   SOLE   0 0 15,690
CSX CORP COM 126408103 922 13,216 SH   SOLE   0 0 13,216
APPLE INC COM 037833100 8,853 24,269 SH   SOLE   0 0 24,269
PFIZER INC COM 717081103 46 1,395 SH   OTR   0 0 1,395
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,363 24,161 SH   OTR   0 0 24,161
PEPSICO INC COM 713448108 1,363 10,309 SH   OTR   0 0 10,309
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 29 138,800 SH Call SOLE   0 0 138,800
ASTRAZENECA PLC SPONSORED ADR 046353108 71 1,339 SH   OTR   0 0 1,339
KELLOGG CO COM 487836108 33 504 SH   OTR   0 0 504
INVESCO QQQ TR UNIT SER 1 46090E103 760 3,068 SH   SOLE   0 0 3,068
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 259 4,732 SH   SOLE   0 0 4,732
DUPONT DE NEMOURS INC COM 26614N102 36 681 SH   OTR   0 0 681
LINDE PLC SHS G5494J103 497 2,343 SH   SOLE   0 0 2,343
UNITEDHEALTH GROUP INC COM 91324P102 781 2,647 SH   SOLE   0 0 2,647
CITIGROUP INC COM NEW 172967424 387 7,565 SH   SOLE   0 0 7,565
ISHARES TR RUS 2000 VAL ETF 464287630 507 5,200 SH   SOLE   0 0 5,200
ALTRIA GROUP INC COM 02209S103 48 1,200 SH   OTR   0 0 1,200
MONDELEZ INTL INC CL A 609207105 42 830 SH   OTR   0 0 830
ISHARES TR MSCI MIN VOL ETF 46429B697 710 11,712 SH   SOLE   0 0 11,712
AMGEN INC COM 031162100 2,001 8,483 SH   SOLE   0 0 8,483
ISHARES TR S&P MC 400VL ETF 464287705 1,303 9,798 SH   SOLE   0 0 9,798
ISHARES TR CORE MSCI INTL 46435G326 211 4,129 SH   SOLE   0 0 4,129
NIKE INC CL B 654106103 767 7,806 SH   SOLE   0 0 7,806
INTERNATIONAL BUSINESS MACHS COM 459200101 74 610 SH   OTR   0 0 610
PAYPAL HLDGS INC COM 70450Y103 285 1,635 SH   SOLE   0 0 1,635
RAYTHEON TECHNOLOGIES CORP COM 75513E101 23 378 SH   OTR   0 0 378
COMMERCE BANCSHARES INC COM 200525103 518 8,715 SH   SOLE   0 0 8,715
VANGUARD WORLD FD MEGA GRWTH IND 921910816 729 4,457 SH   SOLE   0 0 4,457
ALTRIA GROUP INC COM 02209S103 386 9,621 SH   SOLE   0 0 9,621
NEXTERA ENERGY INC COM 65339F101 4,830 20,109 SH   SOLE   0 0 20,109
BOEING CO COM 097023105 1,135 6,191 SH   SOLE   0 0 6,191
ISHARES TR U.S. ENERGY ETF 464287796 73 3,649 SH   OTR   0 0 3,649
DUKE ENERGY CORP NEW COM NEW 26441C204 4,684 58,633 SH   SOLE   0 0 58,633
GENERAL ELECTRIC CO COM 369604103 25 3,600 SH   OTR   0 0 3,600
COMCAST CORP NEW CL A 20030N101 451 11,563 SH   SOLE   0 0 11,563
AUTOMATIC DATA PROCESSING IN COM 053015103 60 403 SH   OTR   0 0 403
MEDTRONIC PLC SHS G5960L103 21 225 SH   OTR   0 0 225
3M CO COM 88579Y101 62 400 SH   OTR   0 0 400
LOCKHEED MARTIN CORP COM 539830109 104 284 SH   OTR   0 0 284
INTERNATIONAL BUSINESS MACHS COM 459200101 800 6,627 SH   SOLE   0 0 6,627
ZIMMER BIOMET HOLDINGS INC COM 98956P102 286 2,394 SH   SOLE   0 0 2,394
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,496 52,435 SH   SOLE   0 0 52,435
VERIZON COMMUNICATIONS INC COM 92343V104 1,784 32,364 SH   SOLE   0 0 32,364
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,214 3,937 SH   SOLE   0 0 3,937
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,857 173,104 SH   SOLE   0 0 173,104
ONE GAS INC COM 68235P108 226 2,931 SH   SOLE   0 0 2,931
TORONTO DOMINION BK ONT COM NEW 891160509 248 5,552 SH   SOLE   0 0 5,552
MERCK & CO. INC COM 58933Y105 170 2,187 SH   OTR   0 0 2,187
EVERSOURCE ENERGY COM 30040W108 671 8,061 SH   SOLE   0 0 8,061
EVERSOURCE ENERGY COM 30040W108 133 1,600 SH   OTR   0 0 1,600
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,160 12,100 SH   SOLE   0 0 12,100
AT&T INC COM 00206R102 3,750 124,051 SH   SOLE   0 0 124,051
GENERAL ELECTRIC CO COM 369604103 258 37,776 SH   SOLE   0 0 37,776
CHUBB LIMITED COM H1467J104 440 3,456 SH   SOLE   0 0 3,456
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 326 5,694 SH   SOLE   0 0 5,694
FACEBOOK INC CL A 30303M102 690 3,039 SH   SOLE   0 0 3,039
DOMINION ENERGY INC COM 25746U109 3,694 45,505 SH   SOLE   0 0 45,505
TRUIST FINL CORP COM 89832Q109 98 2,614 SH   OTR   0 0 2,614
AFLAC INC COM 001055102 909 25,234 SH   SOLE   0 0 25,234
POLARIS INC COM 731068102 302 3,264 SH   SOLE   0 0 3,264
WALMART INC COM 931142103 1,131 9,440 SH   SOLE   0 0 9,440
ISHARES TR MSCI EAFE ETF 464287465 469 7,700 SH   SOLE   0 0 7,700
AUTOMATIC DATA PROCESSING IN COM 053015103 1,850 12,350 SH   SOLE   0 0 12,350
SPDR SER TR S&P DIVID ETF 78464A763 2,145 23,518 SH   SOLE   0 0 23,518
BK OF AMERICA CORP COM 060505104 780 32,857 SH   SOLE   0 0 32,857
DIAMONDBACK ENERGY INC COM 25278X109 270 6,455 SH   SOLE   0 0 6,455
VANGUARD INDEX FDS VALUE ETF 922908744 4,514 45,321 SH   SOLE   0 0 45,321
JOHNSON & JOHNSON COM 478160104 232 1,650 SH   OTR   0 0 1,650
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,317 24,212 SH   SOLE   0 0 24,212
ISHARES TR IBOXX INV CP ETF 464287242 3,043 22,624 SH   SOLE   0 0 22,624
SEMPRA ENERGY COM 816851109 277 2,365 SH   SOLE   0 0 2,365
SPDR SER TR S&P DIVID ETF 78464A763 413 4,530 SH   OTR   0 0 4,530
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 551 4,257 SH   SOLE   0 0 4,257
STRYKER CORPORATION COM 863667101 402 2,233 SH   SOLE   0 0 2,233
COLGATE PALMOLIVE CO COM 194162103 873 11,918 SH   SOLE   0 0 11,918
ISHARES TR CORE S&P500 ETF 464287200 7,235 23,363 SH   SOLE   0 0 23,363
AMERICAN TOWER CORP NEW COM 03027X100 290 1,117 SH   SOLE   0 0 1,117
VANGUARD INDEX FDS MID CAP ETF 922908629 47,939 292,470 SH   SOLE   0 0 292,470
ENBRIDGE INC COM 29250N105 34 1,116 SH   OTR   0 0 1,116
DOMINION ENERGY INC COM 25746U109 82 1,005 SH   OTR   0 0 1,005
YUM CHINA HLDGS INC COM 98850P109 143 2,970 SH   OTR   0 0 2,970
ENTERPRISE PRODS PARTNERS L COM 293792107 316 17,394 SH   SOLE   0 0 17,394
ISHARES TR S&P 500 GRWT ETF 464287309 24 118 SH   OTR   0 0 118
CATERPILLAR INC DEL COM 149123101 520 4,112 SH   SOLE   0 0 4,112
ISHARES TR S&P 500 GRWT ETF 464287309 5,988 28,859 SH   SOLE   0 0 28,859
VISA INC COM CL A 92826C839 53 275 SH   OTR   0 0 275
MERCK & CO. INC COM 58933Y105 2,446 31,388 SH   SOLE   0 0 31,388
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 318 17,764 SH   SOLE   0 0 17,764
ISHARES TR CORE S&P MCP ETF 464287507 4,090 23,001 SH   SOLE   0 0 23,001
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,721 31,885 SH   SOLE   0 0 31,885
GLOBAL X FDS FINTECH ETF 37954Y814 202 6,085 SH   SOLE   0 0 6,085
STARBUCKS CORP COM 855244109 344 4,679 SH   SOLE   0 0 4,679
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 268 3,594 SH   SOLE   0 0 3,594
NVIDIA CORPORATION COM 67066G104 2,641 6,953 SH   SOLE   0 0 6,953
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 430 4,871 SH   SOLE   0 0 4,871
WALMART INC COM 931142103 104 864 SH   OTR   0 0 864
LOWES COS INC COM 548661107 2,744 20,305 SH   SOLE   0 0 20,305
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 3,413 168,115 SH   SOLE   0 0 168,115
DUPONT DE NEMOURS INC COM 26614N102 425 7,992 SH   SOLE   0 0 7,992
ILLINOIS TOOL WKS INC COM 452308109 2,120 12,122 SH   SOLE   0 0 12,122
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 153 1,946 SH   OTR   0 0 1,946
ISHARES INC MIN VOL EMRG MKT 464286533 4,715 90,677 SH   SOLE   0 0 90,677
MASTERCARD INCORPORATED CL A 57636Q104 458 1,548 SH   SOLE   0 0 1,548
CDW CORP COM 12514G108 279 2,403 SH   SOLE   0 0 2,403
VANGUARD WORLD FDS UTILITIES ETF 92204A876 2,325 18,800 SH   SOLE   0 0 18,800
JOHNSON & JOHNSON COM 478160104 6,210 44,160 SH   SOLE   0 0 44,160
ISHARES TR RUS 1000 GRW ETF 464287614 2,537 13,216 SH   SOLE   0 0 13,216
ORACLE CORP COM 68389X105 39 700 SH   OTR   0 0 700
REGENERON PHARMACEUTICALS COM 75886F107 47 75 SH   OTR   0 0 75
INTUITIVE SURGICAL INC COM NEW 46120E602 269 472 SH   SOLE   0 0 472
ISHARES INC ESG MSCI EM ETF 46434G863 911 28,410 SH   SOLE   0 0 28,410
MCDONALDS CORP COM 580135101 1,477 8,007 SH   SOLE   0 0 8,007
NORFOLK SOUTHERN CORP COM 655844108 2,560 14,583 SH   SOLE   0 0 14,583
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 2,912 39,777 SH   SOLE   0 0 39,777
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 78,545 275,716 SH   SOLE   0 0 275,716
CONOCOPHILLIPS COM 20825C104 2,133 50,763 SH   SOLE   0 0 50,763
KELLOGG CO COM 487836108 273 4,134 SH   SOLE   0 0 4,134
3M CO COM 88579Y101 1,205 7,728 SH   SOLE   0 0 7,728
ISHARES TR ESG MSCI EAFE 46435G516 1,376 22,722 SH   SOLE   0 0 22,722
PFIZER INC COM 717081103 2,631 80,458 SH   SOLE   0 0 80,458
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,471 31,463 SH   SOLE   0 0 31,463
ISHARES TR U.S. ENERGY ETF 464287796 649 32,448 SH   SOLE   0 0 32,448
ISHARES TR MRNGSTR LG-CP GR 464287119 439 1,871 SH   SOLE   0 0 1,871
HENRY JACK & ASSOC INC COM 426281101 641 3,481 SH   SOLE   0 0 3,481
BERKSHIRE HATHAWAY INC DEL CL A 084670108 535 2 SH   SOLE   0 0 2
NEW JERSEY RES COM 646025106 304 9,212 SH   SOLE   0 0 9,212
JPMORGAN CHASE & CO COM 46625H100 2,567 27,288 SH   SOLE   0 0 27,288
LINDE PLC SHS G5494J103 85 400 SH   OTR   0 0 400
EMERSON ELEC CO COM 291011104 1,485 23,943 SH   SOLE   0 0 23,943
UNITED NAT FOODS INC COM 911163103 224 12,300 SH   SOLE   0 0 12,300
ISHARES TR S&P SML 600 GWT 464287887 1,993 11,739 SH   SOLE   0 0 11,739
UNION PAC CORP COM 907818108 2,667 15,772 SH   SOLE   0 0 15,772
DUKE ENERGY CORP NEW COM NEW 26441C204 68 846 SH   OTR   0 0 846
PHILIP MORRIS INTL INC COM 718172109 336 4,716 SH   SOLE   0 0 4,716
FIRST TR NASDAQ-100 TECH IND DJ INTERNT IDX 33733E302 289 1,697 SH   SOLE   0 0 1,697
VALERO ENERGY CORP COM 91913Y100 216 3,679 SH   SOLE   0 0 3,679
MOODYS CORP COM 615369105 330 1,200 SH   SOLE   0 0 1,200
WELLS FARGO CO NEW COM 949746101 24 923 SH   OTR   0 0 923
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 183 1,551 SH   OTR   0 0 1,551
VANGUARD INDEX FDS SMALL CP ETF 922908751 24,876 170,713 SH   SOLE   0 0 170,713
KIMBERLY CLARK CORP COM 494368103 1,021 7,171 SH   SOLE   0 0 7,171
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 27 673 SH   OTR   0 0 673
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 3,208 78,235 SH   SOLE   0 0 78,235
SPDR SER TR NUVEEN BBG BRCLY 78464A284 271 4,808 SH   SOLE   0 0 4,808
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,341 67,791 SH   SOLE   0 0 67,791
APPLE INC COM 037833100 119 325 SH   OTR   0 0 325
DOW INC COM 260557103 28 685 SH   OTR   0 0 685
MONDELEZ INTL INC CL A 609207105 186 3,647 SH   SOLE   0 0 3,647
WASTE MGMT INC DEL COM 94106L109 435 4,110 SH   SOLE   0 0 4,110
PRECISION BIOSCIENCES INC COM 74019P108 1,192 143,155 SH   SOLE   0 0 143,155
SYSCO CORP COM 871829107 137 2,500 SH   OTR   0 0 2,500
PAYCHEX INC COM 704326107 937 12,373 SH   SOLE   0 0 12,373
CISCO SYS INC COM 17275R102 114 2,450 SH   OTR   0 0 2,450
OTIS WORLDWIDE CORP COM 68902V107 22 388 SH   OTR   0 0 388
ISHARES TR RUS 2000 GRW ETF 464287648 496 2,396 SH   SOLE   0 0 2,396
VANGUARD INDEX FDS LARGE CAP ETF 922908637 630 4,403 SH   SOLE   0 0 4,403
BK OF AMERICA CORP COM 060505104 11 465 SH   OTR   0 0 465
ISHARES TR S&P 500 VAL ETF 464287408 3,393 31,354 SH   SOLE   0 0 31,354
AMERICAN EXPRESS CO COM 025816109 52 544 SH   OTR   0 0 544
ISHARES TR S&P MC 400GR ETF 464287606 20 90 SH   OTR   0 0 90
BRISTOL-MYERS SQUIBB CO COM 110122108 2,701 45,927 SH   SOLE   0 0 45,927
REGENERON PHARMACEUTICALS COM 75886F107 2,761 4,427 SH   SOLE   0 0 4,427
SOUTHERN FIRST BANCSHARES IN COM 842873101 1,798 64,881 SH   SOLE   0 0 64,881
ABBOTT LABS COM 002824100 3,355 36,693 SH   SOLE   0 0 36,693
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,323 40,198 SH   SOLE   0 0 40,198
CONOCOPHILLIPS COM 20825C104 46 1,100 SH   OTR   0 0 1,100
EXXON MOBIL CORP COM 30231G102 156 3,489 SH   OTR   0 0 3,489
ALPHABET INC CAP STK CL C 02079K107 1,517 1,073 SH   SOLE   0 0 1,073
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,119 149,968 SH   SOLE   0 0 149,968
OTIS WORLDWIDE CORP COM 68902V107 229 4,031 SH   SOLE   0 0 4,031
NEXTERA ENERGY INC COM 65339F101 24 101 SH   OTR   0 0 101
LILLY ELI & CO COM 532457108 2,385 14,528 SH   SOLE   0 0 14,528
YUM BRANDS INC COM 988498101 6,072 69,860 SH   SOLE   0 0 69,860
LOCKHEED MARTIN CORP COM 539830109 463 1,270 SH   SOLE   0 0 1,270
CIGNA CORP NEW COM 125523100 113 600 SH   OTR   0 0 600
BP PLC SPONSORED ADR 055622104 534 22,910 SH   SOLE   0 0 22,910
TRAVELERS COMPANIES INC COM 89417E109 178 1,564 SH   SOLE   0 0 1,564
AMAZON COM INC COM 023135106 3,719 1,348 SH   SOLE   0 0 1,348
GENUINE PARTS CO COM 372460105 275 3,137 SH   SOLE   0 0 3,137
OLD REP INTL CORP COM 680223104 1,381 84,690 SH   SOLE   0 0 84,690
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 339 4,533 SH   SOLE   0 0 4,533
VANGUARD INDEX FDS TOTAL STK MKT 922908769 476 3,044 SH   SOLE   0 0 3,044
AMERICAN EXPRESS CO COM 025816109 192 2,012 SH   SOLE   0 0 2,012
ISHARES TR CORE MSCI EAFE 46432F842 5,926 103,671 SH   SOLE   0 0 103,671
UNITED BANKSHARES INC WEST V COM 909907107 418 14,906 SH   SOLE   0 0 14,906
PHILIP MORRIS INTL INC COM 718172109 78 1,100 SH   OTR   0 0 1,100
VISA INC COM CL A 92826C839 874 4,524 SH   SOLE   0 0 4,524
BROWN FORMAN CORP CL B 115637209 337 5,272 SH   SOLE   0 0 5,272
TARGET CORP COM 87612E106 464 3,867 SH   SOLE   0 0 3,867
COCA COLA CO COM 191216100 36 800 SH   OTR   0 0 800
ISHARES TR MIN VOL EAFE ETF 46429B689 45,039 681,787 SH   SOLE   0 0 681,787
SYSCO CORP COM 871829107 396 7,251 SH   SOLE   0 0 7,251
VANGUARD INDEX FDS GROWTH ETF 922908736 6,029 29,835 SH   SOLE   0 0 29,835
ISHARES TR RUS MDCP VAL ETF 464287473 804 10,511 SH   SOLE   0 0 10,511
PROCTER AND GAMBLE CO COM 742718109 6,487 54,250 SH   SOLE   0 0 54,250
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,886 49,999 SH   SOLE   0 0 49,999
GENERAL DYNAMICS CORP COM 369550108 128 855 SH   OTR   0 0 855
ISHARES TR RUSSELL 2000 ETF 464287655 959 6,698 SH   SOLE   0 0 6,698
TRAVELERS COMPANIES INC COM 89417E109 180 1,579 SH   OTR   0 0 1,579
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 860 5,209 SH   SOLE   0 0 5,209
TARGET CORP COM 87612E106 60 503 SH   OTR   0 0 503
BLACKROCK INC COM 09247X101 262 482 SH   SOLE   0 0 482
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 73 257 SH   OTR   0 0 257
DISNEY WALT CO COM DISNEY 254687106 50 450 SH   OTR   0 0 450
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 835 11,362 SH   SOLE   0 0 11,362
CORTEVA INC COM 22052L104 296 11,064 SH   SOLE   0 0 11,064
BECTON DICKINSON & CO COM 075887109 50 210 SH   OTR   0 0 210
ABBVIE INC COM 00287Y109 69 706 SH   OTR   0 0 706
VANGUARD WORLD FDS ENERGY ETF 92204A306 415 8,260 SH   SOLE   0 0 8,260
ORACLE CORP COM 68389X105 463 8,377 SH   SOLE   0 0 8,377
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 231 5,079 SH   SOLE   0 0 5,079
ILLINOIS TOOL WKS INC COM 452308109 411 2,353 SH   OTR   0 0 2,353
OGE ENERGY CORP COM 670837103 492 16,200 SH   SOLE   0 0 16,200
RAYTHEON TECHNOLOGIES CORP COM 75513E101 708 11,482 SH   SOLE   0 0 11,482
ANALOG DEVICES INC COM 032654105 533 4,344 SH   SOLE   0 0 4,344
BECTON DICKINSON & CO COM 075887109 387 1,617 SH   SOLE   0 0 1,617
APPLIED MATLS INC COM 038222105 502 8,300 SH   SOLE   0 0 8,300
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,589 14,863 SH   SOLE   0 0 14,863
DOVER CORP COM 260003108 864 8,943 SH   SOLE   0 0 8,943
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 270 3,642 SH   SOLE   0 0 3,642
SPDR SER TR NUVEEN BLMBRG SR 78468R739 754 15,124 SH   SOLE   0 0 15,124
ISHARES TR SP SMCP600VL ETF 464287879 805 6,687 SH   SOLE   0 0 6,687
AT&T INC COM 00206R102 95 3,147 SH   OTR   0 0 3,147
AIR PRODS & CHEMS INC COM 009158106 852 3,527 SH   SOLE   0 0 3,527
ISHARES TR JPMORGAN USD EMG 464288281 957 8,758 SH   SOLE   0 0 8,758
BRISTOL-MYERS SQUIBB CO COM 110122108 207 3,524 SH   OTR   0 0 3,524
MEDTRONIC PLC SHS G5960L103 598 6,519 SH   SOLE   0 0 6,519
CREDIT ACCEP CORP MICH COM 225310101 220 525 SH   SOLE   0 0 525
AMGEN INC COM 031162100 100 423 SH   OTR   0 0 423
AMERESCO INC CL A 02361E108 366 13,190 SH   SOLE   0 0 13,190
YUM CHINA HLDGS INC COM 98850P109 3,346 69,604 SH   SOLE   0 0 69,604
ISHARES TR SELECT DIVID ETF 464287168 636 7,882 SH   SOLE   0 0 7,882
ISHARES TR S&P 500 VAL ETF 464287408 27 254 SH   OTR   0 0 254
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 116 650 SH   OTR   0 0 650
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 38 30,400 SH   SOLE   0 0 30,400
ISHARES TR S&P MC 400GR ETF 464287606 2,147 9,585 SH   SOLE   0 0 9,585
YUM BRANDS INC COM 988498101 258 2,970 SH   OTR   0 0 2,970
DEERE & CO COM 244199105 232 1,476 SH   SOLE   0 0 1,476
ENBRIDGE INC COM 29250N105 1,849 60,797 SH   SOLE   0 0 60,797
INTEL CORP COM 458140100 2,566 42,888 SH   SOLE   0 0 42,888
ILLUMINA INC COM 452327109 498 1,346 SH   SOLE   0 0 1,346
GENERAL DYNAMICS CORP COM 369550108 313 2,095 SH   SOLE   0 0 2,095
ALPHABET INC CAP STK CL A 02079K305 1,096 773 SH   SOLE   0 0 773
ASTRAZENECA PLC SPONSORED ADR 046353108 680 12,857 SH   SOLE   0 0 12,857
DOW INC COM 260557103 430 10,559 SH   SOLE   0 0 10,559
ZIMMER BIOMET HOLDINGS INC COM 98956P102 86 720 SH   OTR   0 0 720
RETAIL OPPORTUNITY INVTS COR COM 76131N101 119 10,500 SH   SOLE   0 0 10,500
SPROTT PHYSICAL GOLD TR UNIT 85207H104 501 35,000 SH   SOLE   0 0 35,000
DISNEY WALT CO COM DISNEY 254687106 2,430 21,794 SH   SOLE   0 0 21,794
SCHWAB CHARLES CORP COM 808513105 203 6,017 SH   SOLE   0 0 6,017
QUALCOMM INC COM 747525103 37 403 SH   OTR   0 0 403
CISCO SYS INC COM 17275R102 1,243 26,657 SH   SOLE   0 0 26,657
COSTCO WHSL CORP NEW COM 22160K105 320 1,056 SH   SOLE   0 0 1,056
GENERAL MLS INC COM 370334104 382 6,196 SH   SOLE   0 0 6,196
PEPSICO INC COM 713448108 24,217 183,103 SH   SOLE   0 0 183,103
HOME DEPOT INC COM 437076102 847 3,381 SH   OTR   0 0 3,381
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,284 22,746 SH   SOLE   0 0 22,746
PHILLIPS 66 COM 718546104 36 500 SH   OTR   0 0 500
MICROSOFT CORP COM 594918104 10,805 53,091 SH   SOLE   0 0 53,091
HUMANA INC COM 444859102 391 1,008 SH   SOLE   0 0 1,008
MICROSOFT CORP COM 594918104 179 877 SH   OTR   0 0 877
PAYPAL HLDGS INC COM 70450Y103 180 1,031 SH   OTR   0 0 1,031
EXXON MOBIL CORP COM 30231G102 5,114 114,365 SH   SOLE   0 0 114,365
ISHARES TR RUS 1000 VAL ETF 464287598 3,803 33,771 SH   SOLE   0 0 33,771
ISHARES TR CORE S&P SCP ETF 464287804 1,572 23,021 SH   SOLE   0 0 23,021
BROADCOM INC COM 11135F101 496 1,573 SH   SOLE   0 0 1,573
PHILLIPS 66 COM 718546104 2,368 32,940 SH   SOLE   0 0 32,940
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,641 13,932 SH   SOLE   0 0 13,932
MORGAN STANLEY COM NEW 617446448 335 6,935 SH   SOLE   0 0 6,935
SMUCKER J M CO COM NEW 832696405 649 6,135 SH   SOLE   0 0 6,135
ABBOTT LABS COM 002824100 37 402 SH   OTR   0 0 402
JACOBS ENGR GROUP INC COM 469814107 300 3,539 SH   SOLE   0 0 3,539
CHEVRON CORP NEW COM 166764100 2,608 29,226 SH   SOLE   0 0 29,226
ADOBE INC COM 00724F101 336 772 SH   SOLE   0 0 772
VANGUARD INDEX FDS MID CAP ETF 922908629 47 288 SH   OTR   0 0 288
FORTUNE BRANDS HOME & SEC IN COM 34964C106 926 14,492 SH   SOLE   0 0 14,492
ISHARES TR RUS 1000 ETF 464287622 251 1,460 SH   SOLE   0 0 1,460
CORNING INC COM 219350105 362 13,986 SH   SOLE   0 0 13,986
UNITED PARCEL SERVICE INC CL B 911312106 266 2,392 SH   SOLE   0 0 2,392
HANESBRANDS INC COM 410345102 1,340 118,718 SH   SOLE   0 0 118,718
HONEYWELL INTL INC COM 438516106 741 5,128 SH   SOLE   0 0 5,128
TEXAS INSTRS INC COM 882508104 378 2,976 SH   SOLE   0 0 2,976
NOVARTIS AG SPONSORED ADR 66987V109 498 5,706 SH   SOLE   0 0 5,706
US BANCORP DEL COM NEW 902973304 273 7,415 SH   SOLE   0 0 7,415
INTEL CORP COM 458140100 99 1,660 SH   OTR   0 0 1,660