SCHEDULE 13G/A 0001363829-25-000163 0001363829 XXXXXXXX LIVE 5 Common Shares, par value $0.001 12/31/2025 0001754836 Eagle Point Income Company, Inc. 269817102 600 Steamboat Road Suite 202 Greenwich CT 06830 Rule 13d-1(d) Enstar Group Limited D0 0.00 3819656.00 0.00 3819656.00 3819656.00 N 15.3 CO HC The percentage set forth in row (11) is calculated based upon 25,015,908 shares of the Issuer's Common Stock issued and outstanding as of September 30, 2025, as disclosed in the consolidated financial statements filed by the Issuer on November 13, 2025. Elk Insurance Holdings, LLC DE 0.00 3819656.00 0.00 3819656.00 3819656.00 N 15.3 CO HC The percentage set forth in row (11) is calculated based upon 25,015,908 shares of the Issuer's Common Stock issued and outstanding as of September 30, 2025, as disclosed in the consolidated financial statements filed by the Issuer on November 13, 2025. Eagle Point Income Company, Inc. 600 Steamboat Road, Suite 202, Greenwich, Connecticut, 06830 This Schedule 13G is being jointly filed by Enstar Group Limited ("Enstar") and Elk Insurance Holdings, LLC ("Elk Insurance"). The principal business address of Enstar is as follows: A.S. Cooper Building, 4th Floor 26 Reid Street Hamilton, Bermuda HM 11 The principal business address of Elk Insurance is as follows: 2100 McKinney Avenue, Suite 1500 Dallas, TX 75201 Enstar is organized under the laws of Bermuda. Elk Insurance is organized under the laws of the State of Delaware. Y As of December 31, 2025, (i) Clarendon National Insurance Company owns 1,756,619 shares of Common Stock of the Issuer, (ii) Enstar Holdings (US) LLC owns 1,824,309 shares of Common Stock of the Isuer, and (iii) Cavello Bay Reinsurance Limited owns 238,728 shares of Common Stock of the Issuer, each of which is a wholly-owned indirect subsidiary of Enstar, which is indirectly controlled by Elk Insurance. The sole shareholder of Enstar is Elk Bidco Limited. The sole owner of the ordinary shares of Elk Bidco Limited is Elk Parent Limited, which is wholly owned by Elk Intermediate Holdings, LLC, which is in turn wholly owned by Elk Topco, LLC. Elk Insurance Holdings owns 100% of the voting non-economic interests in Elk Topco, LLC. As a result Elk Insurance and certain intermediate holding companies set forth below under Item 7 may be deemed to beneficially own all of these shares. Neither the filing of this Schedule 13G nor any of its contents shall be deemed to constitute an admission that any Reporting Person is the beneficial owner of the Common Stock referred to herein for purposes of Section 13(d) of the Securities Exchange Act of 1934, as amended, or for any other purpose. 15.3% (based upon 25,015,908 shares of the Issuer's Common Stock issued and outstanding as of September 30, as disclosed in the consolidated financial statements filed by the Issuer on November 13, 2025). See Item 5 of each cover page, which is hereby incorporated by reference. See Item 6 of each cover page, which is hereby incorporated by reference. See Item 7 of each cover page, which is hereby incorporated by reference. See Item 8 of each cover page, which is hereby incorporated by reference. Y N Y N Subsidiary: Elk Topco, LLC Elk Intermediate Holdings, LLC Elk Parent Limited Elk Bidco Limited Enstar Group Limited Kenmare Holdings Ltd. Cavello Bay Reinsurance Limited Enstar (US Asia-Pac) Holdings Limited Enstar USA, Inc. Enstar Holdings (US) LLC Clarendon National Insurance Company Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. Enstar Group Limited /s/ Audrey Taranto 02/13/2026 Elk Insurance Holdings, LLC /s/ A. Michael Muscolino 02/13/2026