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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
$ in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2023
HKD ($)
$ / shares
shares
Dec. 31, 2023
USD ($)
$ / shares
shares
Dec. 31, 2022
HKD ($)
$ / shares
shares
Dec. 31, 2021
HKD ($)
$ / shares
shares
Revenues        
Brokerage commission and handling charge income $ 3,944,779 $ 505,035 $ 4,007,642 $ 3,913,027
Interest income 5,536,422 708,807 3,214,327 2,518,198
Other income 527,217 67,498 392,058 684,095
Total revenues 10,008,418 1,281,340 7,614,027 7,115,320
Costs        
Brokerage commission and handling charge expenses (249,567) (31,951) (329,789) (572,159)
Interest expenses (910,759) (116,601) (292,503) (376,902)
Processing and servicing costs (375,904) (48,126) (373,840) (257,003)
Total costs (1,536,230) (196,678) (996,132) (1,206,064)
Total gross profit 8,472,188 1,084,662 6,617,895 5,909,256
Operating expenses        
Research and development expenses (1,440,893) (184,472) (1,222,077) (805,325)
Selling and marketing expenses (710,348) (90,943) (895,772) (1,392,070)
General and administrative expenses (1,313,464) (168,158) (931,144) (529,048)
Total operating expenses (3,464,705) (443,573) (3,048,993) (2,726,443)
Income from Operations 5,007,483 641,089 3,568,902 3,182,813
Others, net 33,442 4,281 (210,295) 2,478
Income before income tax expenses and share of loss from equity method investments 5,040,925 645,370 3,358,607 3,185,291
Income tax expenses (748,479) (95,825) (413,962) (375,081)
Share of loss from equity method investments (13,497) (1,728) (17,752) 0
Net income 4,278,949 547,817 2,926,893 2,810,210
Attributable to:        
Ordinary shareholders of the Company 4,281,474 548,140 2,926,944 2,810,210
Non-controlling interest (2,525) (323) (51)  
Net income 4,278,949 547,817 2,926,893 2,810,210
Other comprehensive loss, net of tax        
Foreign currency translation adjustment   (203) (123,840)  
Foreign currency translation adjustment | $ (1,587)   (123,822) 71,020
Total comprehensive income 4,279,887 547,937 2,803,086 2,881,230
Attributable to:        
Ordinary shareholders of the Company 4,279,887 547,937 2,803,086 2,881,230
Non-controlling interests (2,525) (323) (33)  
Total comprehensive income $ 4,277,362 $ 547,614 $ 2,803,053 $ 2,881,230
Net income per share attributable to ordinary shareholders of the Company        
Basic | (per share) $ 3.88 $ 0.50 $ 2.57 $ 2.34
Diluted | (per share) $ 3.82 $ 0.49 $ 2.54 $ 2.30
Weighted average number of ordinary shares used in computing net income per share        
Basic 1,104,899,411 1,104,899,411 1,139,377,763 1,200,912,670
Diluted 1,119,653,571 1,119,653,571 1,151,021,697 1,219,672,508
ADS        
Net income per share attributable to ordinary shareholders of the Company        
Basic | (per share) $ 31.00 $ 3.97 $ 20.55 $ 18.72
Diluted | (per share) $ 30.59 $ 3.92 $ 20.34 $ 18.43