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CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS)/INCOME
$ in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2020
HKD ($)
$ / shares
shares
Dec. 31, 2020
USD ($)
$ / shares
shares
Dec. 31, 2019
HKD ($)
$ / shares
shares
Dec. 31, 2018
HKD ($)
$ / shares
shares
Revenues        
Brokerage commission and handling charge income $ 1,990,138 $ 256,679 $ 511,365 $ 407,990
Interest income 965,627 124,542 464,903 360,585
Other income 355,057 45,794 85,287 42,768
Total revenues 3,310,822 427,015 1,061,555 811,343
Costs        
Interest expenses (185,090) (23,872) (89,238) (95,624)
Processing and servicing costs (149,378) (19,266) (91,916) (73,843)
Total costs (695,954) (89,761) (281,704) (249,594)
Total gross profit 2,614,868 337,254 779,851 561,749
Operating expenses        
Research and development expenses (513,283) (66,201) (262,345) (151,097)
Selling and marketing expenses (385,320) (49,697) (164,701) (98,062)
General and administrative expenses (248,404) (32,038) (164,850) (103,831)
Total operating expenses (1,147,007) (147,936) (591,896) (352,990)
Others, net (17,238) (2,223) (9,462) (7,959)
Income before income tax expenses 1,450,623 187,095 178,493 200,800
Income tax expenses (124,793) (16,095) (12,286) (62,288)
Share of loss from equity method investments (307) (40) (543)  
Net income 1,325,523 170,960 165,664 138,512
Preferred shares redemption value accretion | $     (12,309) (66,998)
Income allocation to participating preferred shareholders | $     (10,196) (34,576)
Net income attributable to ordinary shareholders of the Company 1,325,523 170,960 143,159 36,938
Net income 1,325,523 170,960 165,664 138,512
Other comprehensive income/(loss), net of tax        
Foreign currency translation adjustment 9,420 1,215 (3,147) 754
Total comprehensive income $ 1,334,943 $ 172,175 $ 162,517 $ 139,266
Net income per share attributable to ordinary shareholders of the Company        
Basic | (per share) $ 1.28 $ 0.16 $ 0.17 $ 0.09
Diluted | (per share) 1.26 0.16 0.16 $ 0.07
Net income per ADS        
Basic | (per share) 10.23 1.32 1.38  
Diluted | (per share) $ 10.10 $ 1.30 $ 1.25  
Weighted average number of ordinary shares used in computing net income per share        
Basic | shares 1,036,865,727 1,036,865,727 832,790,329 403,750,000
Diluted | shares 1,050,143,014 1,050,143,014 917,897,426 511,536,122
Brokerage commission and handling charge        
Costs        
Total costs $ (361,486) $ (46,623) $ (100,550) $ (80,127)