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NON-INTEREST COST AND EXPENSES BY NATURE (Details)
$ in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2020
HKD ($)
Dec. 31, 2020
USD ($)
Dec. 31, 2019
HKD ($)
Dec. 31, 2018
HKD ($)
NON-INTEREST COST AND EXPENSES BY NATURE        
Employee compensation and benefits $ 682,068   $ 327,441 $ 211,978
Marketing and branding 297,170   130,528 79,891
Brokerage commission and handling charge expenses(Note21) 361,486   100,550 80,127
Processing and servicing costs(Note23) 149,378 $ 19,266 91,916 73,843
Rental and other related expenses 64,594   64,756 21,256
Depreciation and amortization 27,231   16,547 8,327
Professional services 32,988   28,757 18,724
Others 42,956   23,867 12,814
Total $ 1,657,871   $ 784,362 $ 506,960