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CONSOLIDATED STATEMENTS OF COMPREHENSIVE (LOSS)/INCOME
$ in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2019
USD ($)
$ / shares
shares
Dec. 31, 2019
HKD ($)
$ / shares
shares
Dec. 31, 2018
HKD ($)
$ / shares
shares
Dec. 31, 2017
HKD ($)
$ / shares
shares
Revenues        
Brokerage commission and handling charge income $ 65,649 $ 511,365 $ 407,990 $ 184,918
Interest income 59,684 464,903 360,585 105,872
Other income 10,949 85,287 42,768 20,873
Total revenues 136,282 1,061,555 811,343 311,663
Costs        
Interest expenses (11,456) (89,238) (95,624) (19,879)
Processing and servicing costs (11,800) (91,916) (73,843) (52,446)
Total costs (36,165) (281,704) (249,594) (109,102)
Total gross profit 100,117 779,851 561,749 202,561
Operating expenses        
Research and development expenses (33,680) (262,345) (151,097) (95,526)
Selling and marketing expenses (21,144) (164,701) (98,062) (41,446)
General and administrative expenses (21,164) (164,850) (103,831) (57,293)
Total operating expenses (75,988) (591,896) (352,990) (194,265)
Others, net (1,215) (9,462) (7,959) (4,918)
Income before income tax expenses 22,914 178,493 200,800 3,378
Income tax expenses (1,577) (12,286) (62,288) (11,480)
Net loss from equity method investments (70) (543)    
Net (loss)/income 21,267 165,664 138,512 (8,102)
Preferred shares redemption value accretion (1,580) (12,309) (66,998) (47,715)
Income allocation to participating preferred shareholders (1,309) (10,196) (34,576)  
Net (loss)/income attributable to ordinary shareholder of the Company 18,378 143,159 36,938 (55,817)
Net (loss)/income 21,267 165,664 138,512 (8,102)
Other comprehensive income/(loss), net of tax        
Foreign currency translation adjustment (404) (3,147) 754 3,366
Total comprehensive (loss)/income $ 20,863 $ 162,517 $ 139,266 $ (4,736)
Net (loss)/income per share attributable to ordinary shareholder of the Company        
Basic | (per share) $ 0.02 $ 0.17 $ 0.09 $ (0.14)
Diluted | (per share) 0.02 0.16 $ 0.07 $ (0.14)
Net (loss)/income per ADS        
Basic | (per share) 0.18 1.38    
Diluted | (per share) $ 0.16 $ 1.25    
Weighted average number of ordinary shares used in computing net (loss)/income per share        
Basic 832,790,329 832,790,329 403,750,000 403,750,000
Diluted 917,897,426 917,897,426 511,536,122 403,750,000
Brokerage commission and handling charge        
Costs        
Total costs $ (12,909) $ (100,550) $ (80,127) $ (36,777)