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NON-INTEREST COST AND EXPENSES BY NATURE (Details)
$ in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2019
USD ($)
Dec. 31, 2019
HKD ($)
Dec. 31, 2018
HKD ($)
Dec. 31, 2017
HKD ($)
NON-INTEREST COST AND EXPENSES BY NATURE        
Employee compensation and benefits   $ 327,441 $ 211,978 $ 134,468
Marketing and branding   130,528 79,891 30,369
Brokerage commission and handling charge expenses(Note22)   100,550 80,127 36,777
Processing and servicing costs(Note23) $ 11,800 91,916 73,843 52,446
Rental and other related expenses   64,756 21,256 10,847
Depreciation and amortization   16,547 8,327 4,300
Professional services   28,757 18,724 5,239
Others   23,867 12,814 9,042
Total   $ 784,362 $ 506,960 $ 283,488