Regulatory Capital Matters (Tables)

9 Months Ended

Sep. 30, 2022

Regulatory Capital Matters

Schedule of actual and required capital amounts and ratios

Actual and required capital amounts and ratios are presented below at September 30, 2022 and December 31, 2021 for the Bank.

													To be Well Capitalized
					For Capital Adequacy				For Capital Adequacy				under Prompt
	Actual				Purposes				Purposes with Capital Buffer				Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2022
Total capital to risk weighted assets	$	226,991	13.60	%	$	133,517	8.00	%	$	164,810	9.875	%	$	166,896	10.00	%
Tier 1 (Core) capital to risk weighted assets		206,102	12.35	%		100,138	6.00	%		131,431	7.875	%		133,517	8.00	%
Common Tier 1 (CET1) to risk weighted assets		206,102	12.35	%		75,103	4.50	%		106,396	6.375	%		108,482	6.50	%
Tier 1 (Core) Capital to average assets		206,102	8.48	%		97,267	4.00	%		N/A	N/A			121,584	5.00	%
December 31, 2021
Total capital to risk weighted assets	$	192,359	14.12	%	$	109,000	8.00	%	$	134,546	9.875	%	$	136,250	10.00	%
Tier 1 (Core) capital to risk weighted assets		175,318	12.87	%		81,750	6.00	%		107,296	7.875	%		109,000	8.00	%
Common Tier 1 (CET1) to risk weighted assets		175,318	12.87	%		61,312	4.50	%		86,859	6.375	%		88,562	6.50	%
Tier 1 (Core) Capital to average assets		175,318	8.15	%		86,093	4.00	%		N/A	N/A			107,616	5.00	%