SCHEDULE 13G/A 0001628280-24-004697 0001754027 XXXXXXXX LIVE 5 Common Stock, par value $.01 per share 12/31/2024 0001419536 CAPITAL BANCORP, INC. 139737100 2275 Research Boulevard, Suite 600 Rockville MD 20850 Rule 13d-1(d) James F. Whalen X1 734007.00 246051.00 734007.00 246051.00 980058.00 N 5.9 IN CAPITAL BANCORP, INC. 2275 Research Boulevard, Suite 600, Rockville, MD, 20850 James F. Whalen 2275 Research Boulevard, Suite 600, Rockville, MD 20850 Mr. Whalen is an individual residing in the State of Maryland. Y The aggregate number of shares of common stock, par value $0.01 per share ("Common Stock") owned by the reporting person is 980,058. 895 shares of Common Stock directly held by the reporting person over which the reporting person has sole voting and dispositive power, 668,554 shares of Common Stock held by the James F. Whalen Revocable Trust over which the reporting person has sole voting and dispositive power, 58,400 shares of Common Stock held by IRA over which the reporting person has sole voting and dispositive power, 240,409 shares of Common Stock held by the Whalen Family, LLC over which the reporting person shares voting and dispositive power, 2,821 shares of Common Stock held by NMW Investments, LLC over which the reporting person shares voting and dispositive power, 2,821 shares of Common Stock held by KAW Investments, LLC over which the reporting person shares voting and dispositive power and 6,158 shares of Common Stock underlying options that are currently exercisable within 60 days of December 31, 2024 that the reporting person is deemed to have sole voting and dispositive power. This amount excludes 5,727 shares of Common Stock underlying options that are subject to vesting. The aggregate percentage of the shares of Common Stock outstanding beneficially owned by the reporting person is 5.9% which is based on 16,662,626 shares of Common Stock outstanding as of December 31, 2024. This percentage excludes 5,727 shares of Common Stock underlying options that are subject to vesting. 734,007 246,051 734,007 246,051 Y N Y Y Y Y N James F. Whalen /s/ James F. Whalen 02/11/2025