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Income Taxes (Tables)
12 Months Ended
Dec. 31, 2025
Income Taxes [Abstract]  
Schedule of Income Tax Expenses

The income tax expenses comprise:

 

 

   For the years ended December 31, 
   2023   2024   2025   2025 
   RMB   RMB   RMB   US$ 
Current income tax expense   12,940    14,142    7,845    1,122 
Deferred income tax benefit   (4,460)   (1,545)   (88,214)   (12,615)
Income tax expenses (benefit)   8,480    12,597    (80,369)   (11,493)
Schedule of Reconciliation of Differences Between the Statutory Tax Rate and the Effective Tax Rate

A reconciliation of the differences between the statutory tax rate and the effective tax rate for CIT for the years ended December 31, 2023, 2024 and 2025 is as follows:

 

   For the years ended December 31, 
   2023   2024   2025 
Income tax computed at PRC statutory tax rate   25.0%   25.0%   25.0%
Effect of tax-preferential entities   (23.0)%   (17.0)%   (0.5)%
Non-deductible expenses and others   (34.0)%   24.1%   (12.6)%
Effective income tax rate   (32.0)%   32.1%   11.9%
Schedule of Components of Deferred Taxes

The components of deferred taxes are as follows:

 

   As of December 31, 
   2024   2025   2025 
   RMB   RMB   US$ 
Deferred tax assets:               
Allowance for credit losses   3,870    33,941    4,854 
Net operating losses carried forward   3,635    3,347    478 
    7,505    37,288    5,332 

The components of deferred tax liabilities are as follows:

 

   As of December 31, 
   2024   2025   2025 
   RMB   RMB   US$ 
Deferred tax liabilities            
Intangible assets acquired through acquisition   58,400    
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    58,400    
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