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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 BBG001S5NGJ4 816,520 11,698 SH   SOLE   0 0 11,698
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 217,495 1,817 SH   SOLE   0 0 1,817
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 783,898 2,360 SH   SOLE   0 0 2,360
APPLE INC COM 037833100 BBG001S5N8V8 1,335,483 6,885 SH   SOLE   0 0 6,885
ATKORE INC COM 047649108 BBG001T8LDZ8 1,084,407 6,954 SH   SOLE   0 0 6,954
AUTONATION INC COM 05329W102 BBG001S5NQB0 1,108,978 6,737 SH   SOLE   0 0 6,737
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 273,912 5,064 SH   SOLE   0 0 5,064
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 BBG004K1ZMP2 259,483 4,242 SH   SOLE   0 0 4,242
CGI INC CL A SUB VTG 12532H104 BBG001S5YY67 657,778 6,239 SH   SOLE   0 0 6,239
DICKS SPORTING GOODS INC COM 253393102 BBG001SK2651 928,899 7,027 SH   SOLE   0 0 7,027
EATON CORP PLC SHS G29183103 BBG001S5QZ45 889,465 4,423 SH   SOLE   0 0 4,423
ENCORE WIRE CORP COM 292562105 BBG001S70TC4 959,585 5,161 SH   SOLE   0 0 5,161
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,098,347 10,241 SH   SOLE   0 0 10,241
FEDERATED HERMES INC CL B 314211103 BBG001S6TGK4 736,467 20,543 SH   SOLE   0 0 20,543
GARTNER INC COM 366651107 BBG001S5SD60 854,756 2,440 SH   SOLE   0 0 2,440
GRAND CANYON ED INC COM 38526M106 BBG001T01JZ4 764,683 7,409 SH   SOLE   0 0 7,409
HEICO CORP NEW COM 422806109 BBG001S5RVC4 855,505 4,835 SH   SOLE   0 0 4,835
HOME DEPOT INC COM 437076102 BBG001S5RTW7 220,020 708 SH   SOLE   0 0 708
INVESCO EXCH TRADED FD TR II DWA DEV MKTS 46138E875 BBG001SQTTF8 923,608 30,322 SH   SOLE   0 0 30,322
INVESCO EXCH TRADED FD TR II DWA EMERG MKTS 46138E867 BBG001SQTTP7 574,506 30,285 SH   SOLE   0 0 30,285
INVESCO EXCH TRADED FD TR II DWA SMLCP MENT 46138E842 BBG0036PLRD4 356,602 4,530 SH   SOLE   0 0 4,530
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 BBG00449DWF6 509,220 9,840 SH   SOLE   0 0 9,840
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 1,673,007 26,636 SH   SOLE   0 0 26,636
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 BBG001SJ09N0 2,059,864 25,421 SH   SOLE   0 0 25,421
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 629,984 4,210 SH   SOLE   0 0 4,210
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 BBG00KJR2X19 271,115 3,496 SH   SOLE   0 0 3,496
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 561,317 11,388 SH   SOLE   0 0 11,388
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 470,024 8,549 SH   SOLE   0 0 8,549
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 422,918 6,265 SH   SOLE   0 0 6,265
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 783,314 12,509 SH   SOLE   0 0 12,509
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 6,026,259 61,593 SH   SOLE   0 0 61,593
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 2,685,187 27,414 SH   SOLE   0 0 27,414
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 3,855,995 40,415 SH   SOLE   0 0 40,415
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 1,031,312 13,738 SH   SOLE   0 0 13,738
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 263,320 3,632 SH   SOLE   0 0 3,632
ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 2,660,783 39,419 SH   SOLE   0 0 39,419
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 1,645,790 49,572 SH   SOLE   0 0 49,572
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 6,765,368 91,018 SH   SOLE   0 0 91,018
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 1,089,520 7,553 SH   SOLE   0 0 7,553
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 3,180,235 23,580 SH   SOLE   0 0 23,580
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 962,942 10,267 SH   SOLE   0 0 10,267
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 1,152,044 10,794 SH   SOLE   0 0 10,794
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 220,646 1,398 SH   SOLE   0 0 1,398
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 BBG0130Y3986 538,196 11,907 SH   SOLE   0 0 11,907
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 4,738,314 107,008 SH   SOLE   0 0 107,008
LINDE PLC SHS G54950103 BBG01FND0CH6 741,582 1,946 SH   SOLE   0 0 1,946
MARATHON PETE CORP COM 56585A102 BBG001S169P1 1,084,497 9,301 SH   SOLE   0 0 9,301
MASTEC INC COM 576323109 BBG001S95HF8 859,647 7,287 SH   SOLE   0 0 7,287
MICROSOFT CORP COM 594918104 BBG001S5TD05 532,945 1,565 SH   SOLE   0 0 1,565
NUCOR CORP COM 670346105 BBG001S5TRV0 896,807 5,469 SH   SOLE   0 0 5,469
NVENT ELECTRIC PLC SHS G6700G107 BBG00GNT7B03 1,108,477 21,453 SH   SOLE   0 0 21,453
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 385,371 911 SH   SOLE   0 0 911
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 1,022,171 1,070 SH   SOLE   0 0 1,070
OWENS CORNING NEW COM 690742101 BBG001SQ7PD2 761,990 5,839 SH   SOLE   0 0 5,839
OXFORD INDS INC COM 691497309 BBG001S5TZF0 786,179 7,988 SH   SOLE   0 0 7,988
PENSKE AUTOMOTIVE GRP INC COM 70959W103 BBG001S96493 1,113,755 6,684 SH   SOLE   0 0 6,684
PIMCO DYNAMIC INCOME FD SHS 72201Y101 BBG002Q8P804 3,291,747 175,560 SH   SOLE   0 0 175,560
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 4,066,279 44,382 SH   SOLE   0 0 44,382
PULTE GROUP INC COM 745867101 BBG001S5V5K7 753,185 9,696 SH   SOLE   0 0 9,696
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 1,123,694 5,720 SH   SOLE   0 0 5,720
RELIANCE STEEL & ALUMINUM CO COM 759509102 BBG001S81M27 1,078,484 3,971 SH   SOLE   0 0 3,971
RYERSON HLDG CORP COM 783754104 BBG001T6NHM5 957,136 22,064 SH   SOLE   0 0 22,064
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 7,034,279 285,598 SH   SOLE   0 0 285,598
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 21,265,261 596,501 SH   SOLE   0 0 596,501
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 858,199 15,125 SH   SOLE   0 0 15,125
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 333,822 12,470 SH   SOLE   0 0 12,470
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 7,172,190 222,118 SH   SOLE   0 0 222,118
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 15,917,861 344,841 SH   SOLE   0 0 344,841
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 BBG001TC9HP5 5,971,395 110,766 SH   SOLE   0 0 110,766
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 14,597,210 32,930 SH   SOLE   0 0 32,930
SPROUTS FMRS MKT INC COM 85208M102 BBG001V0MZS0 952,152 25,923 SH   SOLE   0 0 25,923
STEEL DYNAMICS INC COM 858119100 BBG001S98JK5 985,381 9,046 SH   SOLE   0 0 9,046
TAPESTRY INC COM 876030107 BBG001SFH7D5 903,636 21,113 SH   SOLE   0 0 21,113
UNUM GROUP COM 91529Y106 BBG001S5X2J4 824,113 17,277 SH   SOLE   0 0 17,277
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 527,875 7,262 SH   SOLE   0 0 7,262
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 1,812,136 36,862 SH   SOLE   0 0 36,862
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 431,464 8,827 SH   SOLE   0 0 8,827
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 216,101 1,452 SH   SOLE   0 0 1,452
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 291,290 2,105 SH   SOLE   0 0 2,105
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 5,412,413 24,584 SH   SOLE   0 0 24,584
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 205,892 2,464 SH   SOLE   0 0 2,464
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 2,442,051 5,996 SH   SOLE   0 0 5,996
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 5,523,202 33,393 SH   SOLE   0 0 33,393
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 621,133 3,123 SH   SOLE   0 0 3,123
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 48,056,725 218,162 SH   SOLE   0 0 218,162
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 7,152,412 131,454 SH   SOLE   0 0 131,454
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 866,159 21,292 SH   SOLE   0 0 21,292
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 5,811,400 94,188 SH   SOLE   0 0 94,188
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 533,618 4,830 SH   SOLE   0 0 4,830
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 316,861 3,267 SH   SOLE   0 0 3,267
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,974,842 42,764 SH   SOLE   0 0 42,764
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 BBG00K26B603 5,685,830 57,058 SH   SOLE   0 0 57,058