The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 36,484 722,600 SH   SOLE   0 0 722,600
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 30,453 579,179 SH   SOLE   0 0 579,179
ISHARES TR CORE US AGGBD ET 464287226 33,046 287,780 SH   SOLE   0 0 287,780
WISDOMTREE TR EM EX ST-OWNED 97717X578 9,518 255,049 SH   SOLE   0 0 255,049
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 19,499 254,351 SH   SOLE   0 0 254,351
PIMCO ETF TR ACTIVE BD ETF 72201R775 24,168 218,612 SH   SOLE   0 0 218,612
ISHARES TR CORE S&P SCP ETF 464287804 23,433 214,603 SH   SOLE   0 0 214,603
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 20,571 114,780 SH   SOLE   0 0 114,780
VANGUARD STAR FDS VG TL INTL STK F 921909768 7,175 113,425 SH   SOLE   0 0 113,425
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,354 72,256 SH   SOLE   0 0 72,256
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,166 59,291 SH   SOLE   0 0 59,291
VANGUARD WORLD FDS INF TECH ETF 92204A702 20,977 52,274 SH   SOLE   0 0 52,274
WISDOMTREE TR INTL SMCAP DIV 97717W760 3,787 51,007 SH   SOLE   0 0 51,007
ISHARES TR ESG AWR US AGRGT 46435U549 2,036 36,934 SH   SOLE   0 0 36,934
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,398 36,133 SH   SOLE   0 0 36,133
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 9,346 30,150 SH   SOLE   0 0 30,150
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 652 21,390 SH   SOLE   0 0 21,390
ISHARES TR IBOXX HI YD ETF 464288513 1,734 19,820 SH   SOLE   0 0 19,820
ISHARES TR ESG AW MSCI EAFE 46435G516 1,509 19,258 SH   SOLE   0 0 19,258
WISDOMTREE TR EMER MKT HIGH FD 97717W315 564 12,934 SH   SOLE   0 0 12,934
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 328 12,327 SH   SOLE   0 0 12,327
ISHARES INC MSCI GBL ETF NEW 46434G848 480 11,768 SH   SOLE   0 0 11,768
SPDR SER TR PRTFLO S&P500 HI 78468R788 453 11,573 SH   SOLE   0 0 11,573
AT&T INC COM 00206R102 298 11,031 SH   SOLE   0 0 11,031
VANGUARD INDEX FDS MID CAP ETF 922908629 2,611 11,027 SH   SOLE   0 0 11,027
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,153 10,529 SH   SOLE   0 0 10,529
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,283 10,442 SH   SOLE   0 0 10,442
ISHARES TR ESG AWARE MSCI 46435U663 314 8,054 SH   SOLE   0 0 8,054
APPLE INC COM 037833100 1,080 7,629 SH   SOLE   0 0 7,629
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 334 6,674 SH   SOLE   0 0 6,674
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 676 6,506 SH   SOLE   0 0 6,506
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 638 6,377 SH   SOLE   0 0 6,377
ISHARES TR S&P MC 400VL ETF 464287705 624 6,059 SH   SOLE   0 0 6,059
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 428 5,547 SH   SOLE   0 0 5,547
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 366 5,320 SH   SOLE   0 0 5,320
COCA COLA CO COM 191216100 272 5,186 SH   SOLE   0 0 5,186
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 298 4,896 SH   SOLE   0 0 4,896
NEXTERA ENERGY INC COM 65339F101 360 4,580 SH   SOLE   0 0 4,580
VERIZON COMMUNICATIONS INC COM 92343V104 230 4,265 SH   SOLE   0 0 4,265
SOUTHERN CO COM 842587107 205 3,303 SH   SOLE   0 0 3,303
MICROSOFT CORP COM 594918104 806 2,859 SH   SOLE   0 0 2,859
ISHARES TR CORE S&P MCP ETF 464287507 752 2,858 SH   SOLE   0 0 2,858
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 226 2,647 SH   SOLE   0 0 2,647
ABBOTT LABS COM 002824100 258 2,183 SH   SOLE   0 0 2,183
ISHARES TR CORE S&P500 ETF 464287200 913 2,119 SH   SOLE   0 0 2,119
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 549 2,013 SH   SOLE   0 0 2,013
VANGUARD INDEX FDS GROWTH ETF 922908736 576 1,986 SH   SOLE   0 0 1,986
VANGUARD WORLD FDS UTILITIES ETF 92204A876 266 1,910 SH   SOLE   0 0 1,910
3M CO COM 88579Y101 319 1,820 SH   SOLE   0 0 1,820
HOME DEPOT INC COM 437076102 553 1,685 SH   SOLE   0 0 1,685
GLOBAL PMTS INC COM 37940X102 247 1,568 SH   SOLE   0 0 1,568
SPDR S&P 500 ETF TR TR UNIT 78462F103 664 1,547 SH   SOLE   0 0 1,547
TESLA INC COM 88160R101 402 518 SH   SOLE   0 0 518