The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 317 11,024 SH   SOLE   0 0 11,024
ABBOTT LABS COM 002824100 219 2,000 SH   SOLE   0 0 2,000
APPLE INC COM 037833100 1,050 7,916 SH   SOLE   0 0 7,916
COCA COLA CO COM 191216100 224 4,085 SH   SOLE   0 0 4,085
GLOBAL PMTS INC COM 37940X102 370 1,718 SH   SOLE   0 0 1,718
HOME DEPOT INC COM 437076102 430 1,619 SH   SOLE   0 0 1,619
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 420 4,060 SH   SOLE   0 0 4,060
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 204 1,982 SH   SOLE   0 0 1,982
ISHARES TR CORE S&P500 ETF 464287200 786 2,094 SH   SOLE   0 0 2,094
ISHARES TR CORE US AGGBD ET 464287226 29,665 250,998 SH   SOLE   0 0 250,998
ISHARES TR CORE S&P MCP ETF 464287507 638 2,778 SH   SOLE   0 0 2,778
ISHARES TR S&P MC 400VL ETF 464287705 551 6,384 SH   SOLE   0 0 6,384
ISHARES TR CORE S&P SCP ETF 464287804 18,786 204,415 SH   SOLE   0 0 204,415
ISHARES TR IBOXX HI YD ETF 464288513 1,176 13,471 SH   SOLE   0 0 13,471
ISHARES INC MSCI GBL ETF NEW 46434G848 384 10,408 SH   SOLE   0 0 10,408
ISHARES TR ESG AW MSCI EAFE 46435G516 384 5,257 SH   SOLE   0 0 5,257
ISHARES TR ESG AWR US AGRGT 46435U549 666 11,772 SH   SOLE   0 0 11,772
JOHNSON & JOHNSON COM 478160104 303 1,924 SH   SOLE   0 0 1,924
LOWES COS INC COM 548661107 225 1,402 SH   SOLE   0 0 1,402
MASTERCARD INCORPORATED CL A 57636Q104 220 617 SH   SOLE   0 0 617
MICROSOFT CORP COM 594918104 558 2,509 SH   SOLE   0 0 2,509
NEXTERA ENERGY INC COM 65339F101 349 4,520 SH   SOLE   0 0 4,520
PIMCO ETF TR ACTIVE BD ETF 72201R775 19,752 174,628 SH   SOLE   0 0 174,628
SPDR S&P 500 ETF TR TR UNIT 78462F103 469 1,254 SH   SOLE   0 0 1,254
SPDR SER TR PRTFLO S&P500 HI 78468R788 381 11,573 SH   SOLE   0 0 11,573
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 637 6,997 SH   SOLE   0 0 6,997
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 14,632 214,614 SH   SOLE   0 0 214,614
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 614 6,894 SH   SOLE   0 0 6,894
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 624 20,352 SH   SOLE   0 0 20,352
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,368 37,997 SH   SOLE   0 0 37,997
TESLA INC COM 88160R101 366 518 SH   SOLE   0 0 518
THE TRADE DESK INC COM CL A 88339J105 300 375 SH   SOLE   0 0 375
3M CO COM 88579Y101 299 1,708 SH   SOLE   0 0 1,708
VANGUARD STAR FDS VG TL INTL STK F 921909768 7,343 122,050 SH   SOLE   0 0 122,050
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 27,455 581,560 SH   SOLE   0 0 581,560
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 23,381 457,561 SH   SOLE   0 0 457,561
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 286 4,896 SH   SOLE   0 0 4,896
VANGUARD WORLD FDS INF TECH ETF 92204A702 24,646 69,664 SH   SOLE   0 0 69,664
VANGUARD WORLD FDS UTILITIES ETF 92204A876 237 1,728 SH   SOLE   0 0 1,728
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,814 8,187 SH   SOLE   0 0 8,187
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,072 59,718 SH   SOLE   0 0 59,718
VANGUARD INDEX FDS MID CAP ETF 922908629 2,565 12,405 SH   SOLE   0 0 12,405
VANGUARD INDEX FDS GROWTH ETF 922908736 510 2,014 SH   SOLE   0 0 2,014
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,307 11,849 SH   SOLE   0 0 11,849
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,111 67,358 SH   SOLE   0 0 67,358
VERIZON COMMUNICATIONS INC COM 92343V104 251 4,265 SH   SOLE   0 0 4,265
WISDOMTREE TR EMER MKT HIGH FD 97717W315 639 15,531 SH   SOLE   0 0 15,531
WISDOMTREE TR INTL SMCAP DIV 97717W760 3,419 50,206 SH   SOLE   0 0 50,206
WISDOMTREE TR EM EX ST-OWNED 97717X578 7,559 190,543 SH   SOLE   0 0 190,543