The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 2,153 46,000 SH   SOLE   46,000 0 0
CENTENNIAL RESOURCE DEV INC CL A 15136A102 71 11,849 SH   SOLE   11,849 0 0
FRANKLIN TEMPLETON ETF TR FTSE AUSTRALIA 35473P843 1,380 55,200 SH   SOLE   55,200 0 0
FRANKLIN TEMPLETON ETF TR FTSE TAIWAN 35473P686 2,422 68,082 SH   SOLE   68,082 0 0
FRANKLIN TEMPLETON ETF TR FRANKLN SWZLND 35473P694 4,606 160,500 SH   SOLE   160,500 0 0
FRANKLIN TEMPLETON ETF TR FTSE SOUTH KOREA 35473P710 1,337 65,070 SH   SOLE   65,070 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN RUSIA 35473P728 0 69,765 SH   SOLE   69,765 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 3,617 154,715 SH   SOLE   154,715 0 0
FRANKLIN TEMPLETON ETF TR FTSE HONG KONG 35473P777 1,462 64,394 SH   SOLE   64,394 0 0
FRANKLIN TEMPLETON ETF TR FTSE GERMANY 35473P785 2,165 120,789 SH   SOLE   120,789 0 0
FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819 2,713 122,989 SH   SOLE   122,989 0 0
FRANKLIN TEMPLETON ETF TR FTSE CANADA 35473P827 1,903 62,308 SH   SOLE   62,308 0 0
FRANKLIN TEMPLETON ETF TR FTSE BRAZIL 35473P835 1,683 100,894 SH   SOLE   100,894 0 0
GENWORTH FINL INC COM CL A 37247D106 72 20,290 SH   SOLE   20,290 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 1,097 60,797 SH   SOLE   60,797 0 0
ISHARES INC MSCI STH KOR ETF 464286772 2,212 38,010 SH   SOLE   38,010 0 0
ISHARES INC CORE MSCI EMKT 46434G103 476 9,707 SH   SOLE   9,707 0 0
ISHARES INC MSCI TAIWAN ETF 46434G772 2,548 50,530 SH   SOLE   50,530 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 4,677 88,534 SH   SOLE   88,534 0 0
ISHARES INC MSCI MEXICO ETF 464286822 3,053 65,527 SH   SOLE   65,527 0 0
ISHARES INC MSCI GERMANY ETF 464286806 548 23,807 SH   SOLE   23,807 0 0
ISHARES INC MSCI SWITZERLAND 464286749 3,840 92,457 SH   SOLE   92,457 0 0
ISHARES INC MSCI FRANCE ETF 464286707 3,378 112,571 SH   SOLE   112,571 0 0
ISHARES INC MSCI THAILND ETF 464286624 988 14,331 SH   SOLE   14,331 0 0
ISHARES INC MSCI CDA ETF 464286509 1,902 56,460 SH   SOLE   56,460 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 847 30,913 SH   SOLE   30,913 0 0
ISHARES INC MSCI AUST ETF 464286103 1,894 89,240 SH   SOLE   89,240 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 5,894 118,061 SH   SOLE   118,061 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 3,832 127,919 SH   SOLE   127,919 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,801 30,596 SH   SOLE   30,596 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 922 9,093 SH   SOLE   9,093 0 0
ISHARES TR NEW ZEALAND ETF 464289123 2,334 52,491 SH   SOLE   52,491 0 0
ISHARES TR MSCI INDIA ETF 46429B598 3,220 81,779 SH   SOLE   81,779 0 0
ISHARES TR CORE S&P SCP ETF 464287804 367 3,972 SH   SOLE   3,972 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,991 36,660 SH   SOLE   36,660 0 0
ISHARES TR CORE S&P MCP ETF 464287507 519 2,294 SH   SOLE   2,294 0 0
ISHARES TR MSCI EAFE ETF 464287465 556 8,897 SH   SOLE   8,897 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 681 16,976 SH   SOLE   16,976 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 622 18,329 SH   SOLE   18,329 0 0
ISHARES TR MSCI PHILIPS ETF 46429B408 360 14,189 SH   SOLE   14,189 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 523 9,369 SH   SOLE   9,369 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 11,132 80,975 SH   SOLE   80,975 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 9,215 169,797 SH   SOLE   169,797 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 20,953 164,827 SH   SOLE   164,827 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 8,277 94,769 SH   SOLE   94,769 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 16,542 525,993 SH   SOLE   525,993 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,584 64,105 SH   SOLE   64,105 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 16,043 125,102 SH   SOLE   125,102 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 7,062 97,842 SH   SOLE   97,842 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,766 37,577 SH   SOLE   37,577 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 9,149 100,000 SH   SOLE   100,000 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 1,875 63,677 SH   SOLE   63,677 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 299 6,746 SH   SOLE   6,746 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,627 44,179 SH   SOLE   44,179 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 985 13,085 SH   SOLE   13,085 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,065 5,644 SH   SOLE   5,644 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 867 19,577 SH   SOLE   19,577 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 937 22,501 SH   SOLE   22,501 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 555 8,746 SH   SOLE   8,746 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 221 4,400 SH   SOLE   4,400 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,044 13,044 SH   SOLE   13,044 0 0