The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109   199,953 1,666 SH   SOLE   1,666 0 0
ALLEGION PLC FOREIGN EQUITIES G0176J109   5,040 42 SH   DFND   42 0 0
ACCENTURE PLC IRELAND FOREIGN EQUITIES G1151C101   1,092,948 3,542 SH   SOLE   3,542 0 0
ACCENTURE PLC IRELAND FOREIGN EQUITIES G1151C101   384,781 1,247 SH   DFND   1,239 8 0
EATON CORP PLC FOREIGN EQUITIES G29183103   191,646 953 SH   SOLE   953 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103   510,387 2,538 SH   DFND   2,529 9 0
LINDE PLC FOREIGN EQUITIES G54950103   70,877 186 SH   SOLE   186 0 0
LINDE PLC FOREIGN EQUITIES G54950103   136,800 359 SH   DFND   280 79 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   211,086 2,396 SH   SOLE   2,396 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   75,058 852 SH   DFND   830 22 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103   956,300 5,000 SH   SOLE   5,000 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103   36,530 191 SH   DFND   191 0 0
WHITE MTNS INS GROUP LTD FOREIGN EQUITIES G9618E107   373,615 269 SH   DFND   269 0 0
CHUBB LIMITED FOREIGN EQUITIES H1467J104   98,011 509 SH   SOLE   509 0 0
CHUBB LIMITED FOREIGN EQUITIES H1467J104   230,106 1,195 SH   DFND   1,185 10 0
AERCAP HOLDINGS NV FOREIGN EQUITIES N00985106   6,352 100 SH   SOLE   100 0 0
AERCAP HOLDINGS NV FOREIGN EQUITIES N00985106   229,942 3,620 SH   DFND   3,620 0 0
ASML HOLDING N V FOREIGN EQUITIES N07059210   187,708 259 SH   SOLE   259 0 0
ASML HOLDING N V FOREIGN EQUITIES N07059210   88,419 122 SH   DFND   122 0 0
AFLAC INC COMMON STOCK 001055102   596,215 8,543 SH   SOLE   543 0 8,000
AFLAC INC COMMON STOCK 001055102   13,399 192 SH   DFND   192 0 0
AT&T INC COMMON STOCK 00206R102   137,979 8,651 SH   SOLE   8,651 0 0
AT&T INC COMMON STOCK 00206R102   266,105 16,684 SH   DFND   14,209 2,475 0
ABBOTT LABS COMMON STOCK 002824100   268,729 2,465 SH   SOLE   2,465 0 0
ABBOTT LABS COMMON STOCK 002824100   259,789 2,383 SH   DFND   2,154 229 0
ABBVIE INC COMMON STOCK 00287Y109   890,152 6,607 SH   SOLE   5,107 0 1,500
ABBVIE INC COMMON STOCK 00287Y109   887,593 6,588 SH   DFND   6,231 357 0
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101   1,462,534 2,991 SH   SOLE   2,991 0 0
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101   488,486 999 SH   DFND   999 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   63,788 560 SH   SOLE   560 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   270,533 2,375 SH   DFND   2,375 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   169,227 565 SH   SOLE   565 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106   374,397 1,250 SH   DFND   1,240 10 0
ALBEMARLE CORP COMMON STOCK 012653101   167,317 750 SH   SOLE   750 0 0
ALBEMARLE CORP COMMON STOCK 012653101   33,463 150 SH   DFND   150 0 0
ALPHABET INC COMMON STOCK 02079K107   1,455,145 12,029 SH   SOLE   9,529 0 2,500
ALPHABET INC COMMON STOCK 02079K107   2,215,920 18,318 SH   DFND   18,318 0 0
ALPHABET INC COMMON STOCK 02079K305   763,923 6,382 SH   SOLE   3,882 0 2,500
ALPHABET INC COMMON STOCK 02079K305   2,145,257 17,922 SH   DFND   17,022 900 0
ALTRIA GROUP INC COMMON STOCK 02209S103   172,870 3,817 SH   SOLE   3,817 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   413,541 9,131 SH   DFND   6,286 2,845 0
AMAZON COM INC COMMON STOCK 023135106   996,075 7,641 SH   SOLE   4,841 0 2,800
AMAZON COM INC COMMON STOCK 023135106   2,344,516 17,985 SH   DFND   16,285 1,700 0
AMERICAN ELEC PWR CO INC COMMON STOCK 025537101   50,687 602 SH   SOLE   602 0 0
AMERICAN ELEC PWR CO INC COMMON STOCK 025537101   172,187 2,045 SH   DFND   2,045 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   73,337 421 SH   SOLE   421 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   400,656 2,300 SH   DFND   2,288 12 0
AMERICAN TOWER CORP NEW COMMON STOCK 03027X100   48,289 249 SH   SOLE   249 0 0
AMERICAN TOWER CORP NEW COMMON STOCK 03027X100   207,899 1,072 SH   DFND   1,072 0 0
AMGEN INC COMMON STOCK 031162100   321,702 1,449 SH   SOLE   1,449 0 0
AMGEN INC COMMON STOCK 031162100   682,484 3,074 SH   DFND   1,220 1,854 0
APPLE INC COMMON STOCK 037833100   12,915,093 66,583 SH   SOLE   27,383 0 39,200
APPLE INC COMMON STOCK 037833100   7,385,200 38,074 SH   DFND   35,551 2,523 0
AUTOMATIC DATA PROCESSING IN COMMON STOCK 053015103   8,946,989 40,707 SH   SOLE   4,337 0 36,370
AUTOMATIC DATA PROCESSING IN COMMON STOCK 053015103   475,623 2,164 SH   DFND   864 1,300 0
AVERY DENNISON CORP COMMON STOCK 053611109   114,418 666 SH   SOLE   666 0 0
AVERY DENNISON CORP COMMON STOCK 053611109   228,836 1,332 SH   DFND   1,332 0 0
BP PLC FOREIGN EQUITIES 055622104   97,823 2,772 SH   SOLE   2,772 0 0
BP PLC FOREIGN EQUITIES 055622104   200,693 5,687 SH   DFND   5,332 355 0
BANK AMERICA CORP COMMON STOCK 060505104   49,070 1,711 SH   SOLE   1,711 0 0
BANK AMERICA CORP COMMON STOCK 060505104   369,711 12,891 SH   DFND   12,617 274 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108   7,767,150 15 SH   SOLE   0 0 15
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702   742,698 2,178 SH   SOLE   2,178 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702   2,109,426 6,186 SH   DFND   5,986 200 0
BHP GROUP LTD FOREIGN EQUITIES 088606108   401,519 6,729 SH   SOLE   6,729 0 0
BHP GROUP LTD FOREIGN EQUITIES 088606108   53,462 896 SH   DFND   856 40 0
BLACKROCK INC COMMON STOCK 09247X101   478,956 693 SH   SOLE   442 0 251
BLACKROCK INC COMMON STOCK 09247X101   543,227 786 SH   DFND   757 29 0
BOEING CO COMMON STOCK 097023105   484,188 2,293 SH   SOLE   1,293 0 1,000
BOEING CO COMMON STOCK 097023105   120,782 572 SH   DFND   572 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   692,768 10,833 SH   SOLE   10,833 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   683,810 10,693 SH   DFND   7,841 2,852 0
BROADCOM INC COMMON STOCK 11135F101   1,390,469 1,603 SH   SOLE   1,603 0 0
BROADCOM INC COMMON STOCK 11135F101   891,701 1,028 SH   DFND   1,016 12 0
THE CIGNA GROUP COMMON STOCK 125523100   394,506 1,406 SH   SOLE   1,406 0 0
THE CIGNA GROUP COMMON STOCK 125523100   558,089 1,989 SH   DFND   1,983 6 0
CVS HEALTH CORP COMMON STOCK 126650100   1,124,325 16,264 SH   SOLE   8,264 0 8,000
CVS HEALTH CORP COMMON STOCK 126650100   414,634 5,998 SH   DFND   3,528 2,470 0
CANADIAN PACIFIC KANSAS CITY FOREIGN EQUITIES 13646K108   212,020 2,625 SH   DFND   2,250 375 0
CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104   163,859 3,297 SH   SOLE   1,297 0 2,000
CARRIER GLOBAL CORPORATION COMMON STOCK 14448C104   114,110 2,296 SH   DFND   696 1,600 0
CATERPILLAR INC COMMON STOCK 149123101   572,802 2,328 SH   SOLE   2,328 0 0
CATERPILLAR INC COMMON STOCK 149123101   878,396 3,570 SH   DFND   2,870 700 0
CHENIERE ENERGY INC COMMON STOCK 16411R208   88,978 584 SH   SOLE   584 0 0
CHENIERE ENERGY INC COMMON STOCK 16411R208   493,797 3,241 SH   DFND   3,241 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   19,997,920 127,092 SH   SOLE   27,092 0 100,000
CHEVRON CORP NEW COMMON STOCK 166764100   1,003,254 6,376 SH   DFND   6,165 211 0
CISCO SYS INC COMMON STOCK 17275R102   1,294,790 25,025 SH   SOLE   20,025 0 5,000
CISCO SYS INC COMMON STOCK 17275R102   606,903 11,730 SH   DFND   10,230 1,500 0
CITIGROUP INC COMMON STOCK 172967424   94,289 2,048 SH   SOLE   2,048 0 0
CITIGROUP INC COMMON STOCK 172967424   129,967 2,823 SH   DFND   2,805 18 0
CLOROX CO DEL COMMON STOCK 189054109   318,080 2,000 SH   SOLE   0 0 2,000
CLOROX CO DEL COMMON STOCK 189054109   15,904 100 SH   DFND   100 0 0
COCA COLA CO COMMON STOCK 191216100   660,730 10,972 SH   SOLE   10,972 0 0
COCA COLA CO COMMON STOCK 191216100   475,492 7,896 SH   DFND   5,571 2,325 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103   372,025 4,829 SH   SOLE   829 0 4,000
COLGATE PALMOLIVE CO COMMON STOCK 194162103   498,370 6,469 SH   DFND   6,469 0 0
COMCAST CORP NEW COMMON STOCK 20030N101   74,687 1,798 SH   SOLE   1,798 0 0
COMCAST CORP NEW COMMON STOCK 20030N101   748,254 18,013 SH   DFND   17,743 270 0
CONOCOPHILLIPS COMMON STOCK 20825C104   528,201 5,098 SH   SOLE   770 0 4,328
CONOCOPHILLIPS COMMON STOCK 20825C104   407,285 3,931 SH   DFND   3,096 835 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   214,271 398 SH   SOLE   398 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   668,125 1,241 SH   DFND   1,241 0 0
CROWN CASTLE INC COMMON STOCK 22822V101   84,998 746 SH   SOLE   746 0 0
CROWN CASTLE INC COMMON STOCK 22822V101   238,588 2,094 SH   DFND   2,094 0 0
CUMMINS INC COMMON STOCK 231021106   425,352 1,735 SH   SOLE   1,735 0 0
CUMMINS INC COMMON STOCK 231021106   45,599 186 SH   DFND   186 0 0
DNP SELECT INCOME FD INC EXCHANGE TRADED FDS-OTHER 23325P104   67,596 6,450 SH   SOLE   6,450 0 0
DNP SELECT INCOME FD INC EXCHANGE TRADED FDS-OTHER 23325P104   39,300 3,750 SH   DFND   3,750 0 0
DANAHER CORPORATION COMMON STOCK 235851102   639,120 2,663 SH   SOLE   2,663 0 0
DANAHER CORPORATION COMMON STOCK 235851102   342,960 1,429 SH   DFND   1,429 0 0
DEERE & CO COMMON STOCK 244199105   1,914,520 4,725 SH   SOLE   1,725 0 3,000
DEERE & CO COMMON STOCK 244199105   243,516 601 SH   DFND   596 5 0
DIAGEO PLC FOREIGN EQUITIES 25243Q205   379,052 2,185 SH   SOLE   185 0 2,000
DIAGEO PLC FOREIGN EQUITIES 25243Q205   77,717 448 SH   DFND   337 111 0
DISNEY WALT CO COMMON STOCK 254687106   574,065 6,430 SH   SOLE   6,430 0 0
DISNEY WALT CO COMMON STOCK 254687106   333,901 3,740 SH   DFND   3,690 50 0
DOVER CORP COMMON STOCK 260003108   354,360 2,400 SH   SOLE   2,400 0 0
DOVER CORP COMMON STOCK 260003108   281,567 1,907 SH   DFND   1,892 15 0
DOW INC COMMON STOCK 260557103   183,179 3,440 SH   SOLE   3,440 0 0
DOW INC COMMON STOCK 260557103   167,256 3,141 SH   DFND   3,141 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204   352,494 3,928 SH   SOLE   3,262 0 666
DUKE ENERGY CORP NEW COMMON STOCK 26441C204   235,745 2,627 SH   DFND   2,392 235 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   466,788 6,534 SH   SOLE   6,534 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   155,238 2,173 SH   DFND   1,973 200 0
EATON VANCE LTD DURATION INC EXCHANGE TRADED FDS-OTHER 27828H105   4,680 500 SH   SOLE   500 0 0
EATON VANCE LTD DURATION INC EXCHANGE TRADED FDS-OTHER 27828H105   107,490 11,484 SH   DFND   11,484 0 0
ECOLAB INC COMMON STOCK 278865100   448,054 2,400 SH   SOLE   1,900 0 500
ECOLAB INC COMMON STOCK 278865100   8,400 45 SH   DFND   19 26 0
EMERSON ELEC CO COMMON STOCK 291011104   469,845 5,198 SH   SOLE   5,198 0 0
EMERSON ELEC CO COMMON STOCK 291011104   572,710 6,336 SH   DFND   4,136 2,200 0
EXXON MOBIL CORP COMMON STOCK 30231G102   16,837,707 156,995 SH   SOLE   48,495 0 108,500
EXXON MOBIL CORP COMMON STOCK 30231G102   2,302,758 21,471 SH   DFND   16,334 5,137 0
META PLATFORMS INC COMMON STOCK 30303M102   162,135 565 SH   SOLE   565 0 0
META PLATFORMS INC COMMON STOCK 30303M102   1,099,376 3,831 SH   DFND   3,781 50 0
FEDEX CORP COMMON STOCK 31428X106   41,398 167 SH   SOLE   167 0 0
FEDEX CORP COMMON STOCK 31428X106   246,658 995 SH   DFND   995 0 0
FIDELITY NATIONAL FINANCIAL COMMON STOCK 31620R303   64,836 1,801 SH   SOLE   1,801 0 0
FIDELITY NATIONAL FINANCIAL COMMON STOCK 31620R303   162,864 4,524 SH   DFND   4,524 0 0
FLEXSHARES TR EXCHANGE TRADED FDS-EQUITY 33939L613   518,676 10,281 SH   SOLE   10,281 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   395,840 9,896 SH   SOLE   9,896 0 0
FREEPORT-MCMORAN INC COMMON STOCK 35671D857   242,280 6,057 SH   DFND   5,994 63 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   726,129 3,375 SH   SOLE   1,375 0 2,000
GENERAL DYNAMICS CORP COMMON STOCK 369550108   461,919 2,147 SH   DFND   2,135 12 0
GILEAD SCIENCES INC COMMON STOCK 375558103   262,309 3,404 SH   SOLE   3,404 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   18,878 245 SH   DFND   245 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   192,546 597 SH   SOLE   597 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   339,300 1,052 SH   DFND   1,052 0 0
GRAINGER W W INC COMMON STOCK 384802104   707,365 897 SH   SOLE   897 0 0
GRAINGER W W INC COMMON STOCK 384802104   26,023 33 SH   DFND   33 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101   312,876 1,031 SH   DFND   1,031 0 0
HERSHEY CO COMMON STOCK 427866108   440,968 1,766 SH   DFND   301 1,465 0
HOME DEPOT INC COMMON STOCK 437076102   3,009,684 9,689 SH   SOLE   8,539 0 1,150
HOME DEPOT INC COMMON STOCK 437076102   2,619,533 8,433 SH   DFND   5,660 2,773 0
HONEYWELL INTL INC COMMON STOCK 438516106   712,553 3,434 SH   SOLE   3,434 0 0
HONEYWELL INTL INC COMMON STOCK 438516106   402,341 1,939 SH   DFND   1,939 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109   751,730 3,005 SH   SOLE   3,005 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109   193,121 772 SH   DFND   772 0 0
INGERSOLL RAND INC COMMON STOCK 45687V106   288,368 4,412 SH   SOLE   4,412 0 0
INGERSOLL RAND INC COMMON STOCK 45687V106   27,776 425 SH   DFND   425 0 0
INTEL CORP COMMON STOCK 458140100   190,716 5,705 SH   SOLE   5,705 0 0
INTEL CORP COMMON STOCK 458140100   415,797 12,438 SH   DFND   9,213 3,225 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   726,715 5,431 SH   SOLE   3,431 0 2,000
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101   483,051 3,610 SH   DFND   3,488 122 0
INVESCO QQQ TR EXCHANGE TRADED FDS-EQUITY 46090E103   727,734 1,970 SH   SOLE   1,970 0 0
INVESCO QQQ TR EXCHANGE TRADED FDS-EQUITY 46090E103   1,618,749 4,382 SH   DFND   4,182 200 0
INTUIT COMMON STOCK 461202103   31,614 69 SH   SOLE   69 0 0
INTUIT COMMON STOCK 461202103   204,349 446 SH   DFND   446 0 0
INVESCO EXCHANGE TRADED FD T EXCHANGE TRADED FDS-EQUITY 46137V357   116,569 779 SH   SOLE   779 0 0
INVESCO EXCHANGE TRADED FD T EXCHANGE TRADED FDS-EQUITY 46137V357   243,763 1,629 SH   DFND   1,629 0 0
INVESCO EXCH TRADED FD TR II EXCHANGE TRADED FDS-OTHER 46138E354   25,124 400 SH   SOLE   400 0 0
INVESCO EXCH TRADED FD TR II EXCHANGE TRADED FDS-OTHER 46138E354   232,709 3,705 SH   DFND   1,900 1,805 0
INVESCO EXCH TRADED FD TR II EXCHANGE TRADED FDS-EQUITY 46138E511   20,828 1,832 SH   SOLE   1,832 0 0
INVESCO EXCH TRADED FD TR II EXCHANGE TRADED FDS-EQUITY 46138E511   120,884 10,632 SH   DFND   10,632 0 0
IRON MTN INC DEL COMMON STOCK 46284V101   212,014 3,732 SH   SOLE   3,732 0 0
IRON MTN INC DEL COMMON STOCK 46284V101   71,012 1,250 SH   DFND   1,250 0 0
ISHARES GOLD TR EXCHANGE TRADED FDS-EQUITY 464285204   170,986 4,700 SH   SOLE   4,700 0 0
ISHARES GOLD TR EXCHANGE TRADED FDS-EQUITY 464285204   162,800 4,475 SH   DFND   4,475 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287150   368,563 3,767 SH   SOLE   3,767 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287150   169,556 1,733 SH   DFND   1,733 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287168   71,038 627 SH   SOLE   627 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287168   272,372 2,404 SH   DFND   2,404 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287200   4,007,288 8,991 SH   SOLE   8,031 0 960
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287200   1,294,757 2,905 SH   DFND   2,890 15 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287309   638,105 9,055 SH   SOLE   9,055 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287309   631,128 8,956 SH   DFND   8,956 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287408   542,404 3,365 SH   SOLE   3,365 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287408   47,873 297 SH   DFND   297 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287465   234,101 3,229 SH   SOLE   3,229 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287465   197,925 2,730 SH   DFND   2,730 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287481   480,443 4,972 SH   DFND   4,972 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287499   100,269 1,373 SH   SOLE   1,373 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287499   356,238 4,878 SH   DFND   4,878 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287507   1,222,892 4,677 SH   SOLE   4,677 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287507   248,656 951 SH   DFND   951 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287556   25,138 198 SH   SOLE   198 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287556   180,536 1,422 SH   DFND   0 1,422 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287598   102,904 652 SH   SOLE   652 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287598   261,523 1,657 SH   DFND   1,657 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287614   311,491 1,132 SH   SOLE   1,132 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287614   711,859 2,587 SH   DFND   2,587 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287622   210,103 862 SH   SOLE   862 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287622   90,915 373 SH   DFND   373 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287655   1,242,534 6,635 SH   SOLE   2,960 0 3,675
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287655   480,532 2,566 SH   DFND   2,566 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287663   479,263 6,124 SH   DFND   6,124 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287721   291,771 2,680 SH   DFND   0 2,680 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287804   972,380 9,758 SH   SOLE   9,758 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464287804   670,043 6,724 SH   DFND   6,724 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464288257   343,465 3,580 SH   DFND   3,580 0 0
ISHARES TR ETF - TAX EXEMPT 464288414   568,337 5,325 SH   SOLE   5,325 0 0
ISHARES TR ETF - TAX EXEMPT 464288414   35,007 328 SH   DFND   328 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464288877   375,878 7,682 SH   SOLE   7,682 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 464288877   7,339 150 SH   DFND   150 0 0
ISHARES TR EXCHANGE TRADED FDS-OTHER 46429B267   134,088 5,858 SH   SOLE   5,858 0 0
ISHARES TR EXCHANGE TRADED FDS-OTHER 46429B267   76,498 3,342 SH   DFND   0 3,342 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 46429B697   230,941 3,107 SH   SOLE   3,107 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 46432F842   182,586 2,705 SH   SOLE   2,705 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 46432F842   98,820 1,464 SH   DFND   1,464 0 0
ISHARES INC EXCHANGE TRADED FDS-EQUITY 46434G103   579,845 11,764 SH   SOLE   5,119 0 6,645
ISHARES INC EXCHANGE TRADED FDS-EQUITY 46434G103   131,554 2,669 SH   DFND   2,669 0 0
ISHARES TR EXCHANGE TRADED FDS-EQUITY 46434V621   668,676 12,979 SH   DFND   12,979 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   1,820,465 12,517 SH   SOLE   10,547 0 1,970
JPMORGAN CHASE & CO COMMON STOCK 46625H100   1,621,208 11,147 SH   DFND   9,822 1,325 0
J P MORGAN EXCHANGE TRADED F MUTUAL FUNDS-TAX EXEMPT 46641Q654   494,444 9,762 SH   DFND   9,762 0 0
J P MORGAN EXCHANGE TRADED F EXCHANGE TRADED FDS-OTHER 46641Q837   164,174 3,275 SH   SOLE   3,275 0 0
J P MORGAN EXCHANGE TRADED F EXCHANGE TRADED FDS-OTHER 46641Q837   1,217,155 24,280 SH   DFND   24,280 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   9,334,654 56,396 SH   SOLE   25,596 0 30,800
JOHNSON & JOHNSON COMMON STOCK 478160104   2,979,015 17,998 SH   DFND   16,316 1,682 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103   1,508,581 10,927 SH   SOLE   1,427 0 9,500
KIMBERLY-CLARK CORP COMMON STOCK 494368103   213,992 1,550 SH   DFND   400 1,150 0
L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   1,027,788 5,250 SH   SOLE   2,425 0 2,825
L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   19,967 102 SH   DFND   83 19 0
LABORATORY CORP AMER HLDGS COMMON STOCK 50540R409   298,765 1,238 SH   DFND   1,238 0 0
LAUDER ESTEE COS INC COMMON STOCK 518439104   38,294 195 SH   SOLE   195 0 0
LAUDER ESTEE COS INC COMMON STOCK 518439104   252,150 1,284 SH   DFND   1,209 75 0
LILLY ELI & CO COMMON STOCK 532457108   3,759,259 8,016 SH   SOLE   4,016 0 4,000
LILLY ELI & CO COMMON STOCK 532457108   2,123,958 4,529 SH   DFND   3,132 1,397 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   480,172 1,043 SH   SOLE   273 0 770
LOCKHEED MARTIN CORP COMMON STOCK 539830109   489,377 1,063 SH   DFND   993 70 0
LOWES COS INC COMMON STOCK 548661107   74,028 328 SH   SOLE   328 0 0
LOWES COS INC COMMON STOCK 548661107   292,728 1,297 SH   DFND   1,196 101 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102   203,311 1,081 SH   DFND   1,076 5 0
MARRIOTT INTL INC NEW COMMON STOCK 571903202   5,510 30 SH   SOLE   30 0 0
MARRIOTT INTL INC NEW COMMON STOCK 571903202   263,960 1,437 SH   DFND   1,437 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   389,354 990 SH   SOLE   990 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   1,087,837 2,766 SH   DFND   2,766 0 0
MCDONALDS CORP COMMON STOCK 580135101   505,486 1,694 SH   SOLE   1,694 0 0
MCDONALDS CORP COMMON STOCK 580135101   1,307,580 4,382 SH   DFND   3,732 650 0
MERCK & CO INC COMMON STOCK 58933Y105   2,093,980 18,147 SH   SOLE   18,147 0 0
MERCK & CO INC COMMON STOCK 58933Y105   1,335,744 11,576 SH   DFND   8,116 3,460 0
METLIFE INC COMMON STOCK 59156R108   57,706 1,021 SH   SOLE   1,021 0 0
METLIFE INC COMMON STOCK 59156R108   270,613 4,788 SH   DFND   4,017 771 0
MICROSOFT CORP COMMON STOCK 594918104   2,862,141 8,405 SH   SOLE   6,995 0 1,410
MICROSOFT CORP COMMON STOCK 594918104   5,692,287 16,716 SH   DFND   14,734 1,982 0
MONDELEZ INTL INC COMMON STOCK 609207105   695,628 9,537 SH   SOLE   2,537 0 7,000
MONDELEZ INTL INC COMMON STOCK 609207105   197,153 2,703 SH   DFND   2,675 28 0
MOODYS CORP COMMON STOCK 615369105   1,418,655 4,080 SH   SOLE   80 0 4,000
MOODYS CORP COMMON STOCK 615369105   19,818 57 SH   DFND   47 10 0
NETFLIX INC COMMON STOCK 64110L106   45,808 104 SH   SOLE   104 0 0
NETFLIX INC COMMON STOCK 64110L106   615,788 1,398 SH   DFND   1,398 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   258,584 3,485 SH   SOLE   3,485 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   362,835 4,890 SH   DFND   4,316 574 0
NIKE INC COMMON STOCK 654106103   418,962 3,796 SH   SOLE   1,796 0 2,000
NIKE INC COMMON STOCK 654106103   425,802 3,858 SH   DFND   3,858 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108   1,417,703 6,252 SH   SOLE   6,252 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108   46,030 203 SH   DFND   88 115 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   143,572 315 SH   SOLE   315 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102   165,450 363 SH   DFND   325 38 0
NOVARTIS AG FOREIGN EQUITIES 66987V109   189,205 1,875 SH   SOLE   1,875 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109   68,618 680 SH   DFND   0 680 0
NOVO-NORDISK A S FOREIGN EQUITIES 670100205   580,646 3,588 SH   SOLE   88 0 3,500
NOVO-NORDISK A S FOREIGN EQUITIES 670100205   24,274 150 SH   DFND   0 150 0
NVIDIA CORPORATION COMMON STOCK 67066G104   102,791 243 SH   SOLE   243 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104   2,247,024 5,312 SH   DFND   5,312 0 0
ORACLE CORP COMMON STOCK 68389X105   339,166 2,848 SH   SOLE   2,848 0 0
ORACLE CORP COMMON STOCK 68389X105   289,385 2,430 SH   DFND   2,430 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107   163,510 1,837 SH   SOLE   837 0 1,000
OTIS WORLDWIDE CORP COMMON STOCK 68902V107   95,504 1,073 SH   DFND   273 800 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105   72,798 578 SH   SOLE   578 0 0
PNC FINL SVCS GROUP INC COMMON STOCK 693475105   313,612 2,490 SH   DFND   1,628 862 0
PPG INDS INC COMMON STOCK 693506107   5,932 40 SH   SOLE   40 0 0
PPG INDS INC COMMON STOCK 693506107   324,775 2,190 SH   DFND   2,173 17 0
PACER FDS TR EXCHANGE TRADED FDS-EQUITY 69374H881   246,478 5,150 SH   SOLE   5,150 0 0
PACER FDS TR EXCHANGE TRADED FDS-EQUITY 69374H881   75,905 1,586 SH   DFND   0 1,586 0
PACKAGING CORP AMER COMMON STOCK 695156109   208,812 1,580 SH   SOLE   80 0 1,500
PALO ALTO NETWORKS INC COMMON STOCK 697435105   655,638 2,566 SH   SOLE   2,566 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   369,976 1,448 SH   DFND   1,448 0 0
PAYCHEX INC COMMON STOCK 704326107   314,466 2,811 SH   SOLE   2,811 0 0
PAYCHEX INC COMMON STOCK 704326107   72,153 645 SH   DFND   645 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103   237,855 3,565 SH   SOLE   3,565 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103   101,814 1,526 SH   DFND   1,526 0 0
PEPSICO INC COMMON STOCK 713448108   2,125,761 11,477 SH   SOLE   8,477 0 3,000
PEPSICO INC COMMON STOCK 713448108   1,320,053 7,127 SH   DFND   6,732 395 0
PFIZER INC COMMON STOCK 717081103   1,216,630 33,169 SH   SOLE   31,669 0 1,500
PFIZER INC COMMON STOCK 717081103   854,931 23,308 SH   DFND   16,690 6,618 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   116,263 1,191 SH   SOLE   1,191 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   346,646 3,551 SH   DFND   2,673 878 0
PHILLIPS 66 COMMON STOCK 718546104   247,129 2,591 SH   SOLE   427 0 2,164
PHILLIPS 66 COMMON STOCK 718546104   239,781 2,514 SH   DFND   2,214 300 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   481,573 4,299 SH   SOLE   4,299 0 0
PRICE T ROWE GROUP INC COMMON STOCK 74144T108   39,429 352 SH   DFND   343 9 0
PROCTER AND GAMBLE CO COMMON STOCK 742718109   2,749,217 18,118 SH   SOLE   17,118 0 1,000
PROCTER AND GAMBLE CO COMMON STOCK 742718109   1,473,539 9,711 SH   DFND   7,732 1,979 0
PROLOGIS INC. COMMON STOCK 74340W103   14,470 118 SH   SOLE   118 0 0
PROLOGIS INC. COMMON STOCK 74340W103   266,227 2,171 SH   DFND   2,162 9 0
PROSHARES TR EXCHANGE TRADED FDS-EQUITY 74347B680   4,778 68 SH   SOLE   68 0 0
PROSHARES TR EXCHANGE TRADED FDS-EQUITY 74347B680   262,106 3,730 SH   DFND   3,730 0 0
PROSHARES TR EXCHANGE TRADED FDS-EQUITY 74348A467   241,356 2,560 SH   SOLE   2,560 0 0
PROSHARES TR EXCHANGE TRADED FDS-EQUITY 74348A467   859,644 9,118 SH   DFND   7,652 1,466 0
QUALCOMM INC COMMON STOCK 747525103   242,243 2,035 SH   SOLE   2,035 0 0
QUALCOMM INC COMMON STOCK 747525103   357,712 3,005 SH   DFND   2,305 700 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   1,603,306 16,367 SH   SOLE   8,171 0 8,196
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101   972,243 9,925 SH   DFND   5,281 4,644 0
REALTY INCOME CORP COMMON STOCK 756109104   155,271 2,597 SH   SOLE   2,597 0 0
REALTY INCOME CORP COMMON STOCK 756109104   187,199 3,131 SH   DFND   3,131 0 0
SHELL PLC FOREIGN EQUITIES 780259305   167,733 2,778 SH   SOLE   2,778 0 0
SHELL PLC FOREIGN EQUITIES 780259305   96,486 1,598 SH   DFND   1,566 32 0
SPDR S&P 500 ETF TR EXCHANGE TRADED FDS-EQUITY 78462F103   805,418 1,817 SH   SOLE   1,817 0 0
SPDR S&P 500 ETF TR EXCHANGE TRADED FDS-EQUITY 78462F103   1,308,530 2,952 SH   DFND   1,553 1,399 0
SPDR GOLD TR EXCHANGE TRADED FDS-OTHER 78463V107   60,431 339 SH   SOLE   339 0 0
SPDR GOLD TR EXCHANGE TRADED FDS-OTHER 78463V107   190,211 1,067 SH   DFND   912 155 0
SPDR SER TR EXCHANGE TRADED FDS-EQUITY 78464A508   184,593 4,273 SH   SOLE   4,273 0 0
SPDR SER TR EXCHANGE TRADED FDS-EQUITY 78464A508   86,400 2,000 SH   DFND   2,000 0 0
SPDR SER TR EXCHANGE TRADED FDS-EQUITY 78464A763   79,677 650 SH   SOLE   650 0 0
SPDR SER TR EXCHANGE TRADED FDS-EQUITY 78464A763   162,417 1,325 SH   DFND   1,325 0 0
SPDR SER TR EXCHANGE TRADED FDS-EQUITY 78464A870   128,127 1,540 SH   SOLE   1,540 0 0
SPDR SER TR EXCHANGE TRADED FDS-EQUITY 78464A870   125,798 1,512 SH   DFND   1,512 0 0
SALESFORCE INC COMMON STOCK 79466L302   440,687 2,086 SH   SOLE   2,086 0 0
SALESFORCE INC COMMON STOCK 79466L302   473,218 2,240 SH   DFND   2,240 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   60,797 1,238 SH   SOLE   1,238 0 0
SCHLUMBERGER LTD FOREIGN EQUITIES 806857108   191,380 3,897 SH   DFND   3,897 0 0
SCHWAB CHARLES CORP COMMON STOCK 808513105   821,970 14,502 SH   SOLE   14,502 0 0
SCHWAB CHARLES CORP COMMON STOCK 808513105   324,600 5,727 SH   DFND   5,634 93 0
SCHWAB STRATEGIC TR EXCHANGE TRADED FDS-OTHER 808524102   361,900 7,000 SH   DFND   7,000 0 0
SCHWAB STRATEGIC TR EXCHANGE TRADED FDS-EQUITY 808524797   555,541 7,650 SH   SOLE   7,650 0 0
SCHWAB STRATEGIC TR EXCHANGE TRADED FDS-EQUITY 808524797   25,344 349 SH   DFND   349 0 0
SCHWAB STRATEGIC TR EXCHANGE TRADED FDS-OTHER 808524805   252,687 7,090 SH   DFND   7,090 0 0
SERVICENOW INC COMMON STOCK 81762P102   51,137 91 SH   SOLE   91 0 0
SERVICENOW INC COMMON STOCK 81762P102   204,551 364 SH   DFND   364 0 0
SONOCO PRODS CO COMMON STOCK 835495102   16,407 278 SH   SOLE   278 0 0
SONOCO PRODS CO COMMON STOCK 835495102   1,030,369 17,458 SH   DFND   17,458 0 0
SOUTHERN CO COMMON STOCK 842587107   392,977 5,594 SH   SOLE   5,594 0 0
SOUTHERN CO COMMON STOCK 842587107   179,838 2,560 SH   DFND   900 1,660 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   46,855 500 SH   SOLE   500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101   176,643 1,885 SH   DFND   930 955 0
STARBUCKS CORP COMMON STOCK 855244109   99,849 1,008 SH   SOLE   1,008 0 0
STARBUCKS CORP COMMON STOCK 855244109   233,379 2,356 SH   DFND   2,234 122 0
STATE STR CORP COMMON STOCK 857477103   270,766 3,700 SH   SOLE   3,700 0 0
STATE STR CORP COMMON STOCK 857477103   14,636 200 SH   DFND   200 0 0
STRYKER CORPORATION COMMON STOCK 863667101   1,434,486 4,702 SH   SOLE   1,702 0 3,000
STRYKER CORPORATION COMMON STOCK 863667101   305,078 1,000 SH   DFND   455 545 0
SYSCO CORP COMMON STOCK 871829107   24,113 325 SH   SOLE   325 0 0
SYSCO CORP COMMON STOCK 871829107   314,084 4,233 SH   DFND   2,677 1,556 0
TJX COS INC NEW COMMON STOCK 872540109   156,182 1,842 SH   SOLE   1,842 0 0
TJX COS INC NEW COMMON STOCK 872540109   151,432 1,786 SH   DFND   1,740 46 0
TARGET CORP COMMON STOCK 87612E106   4,138,096 31,373 SH   SOLE   1,373 0 30,000
TARGET CORP COMMON STOCK 87612E106   128,862 977 SH   DFND   977 0 0
TESLA INC COMMON STOCK 88160R101   75,908 290 SH   SOLE   290 0 0
TESLA INC COMMON STOCK 88160R101   564,875 2,158 SH   DFND   2,158 0 0
TEVA PHARMACEUTICAL INDS LTD FOREIGN EQUITIES 881624209   82,830 11,000 SH   DFND   11,000 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   118,450 658 SH   SOLE   658 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   170,655 948 SH   DFND   940 8 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   521,224 999 SH   SOLE   999 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   262,957 504 SH   DFND   504 0 0
3M CO COMMON STOCK 88579Y101   166,346 1,662 SH   SOLE   1,662 0 0
3M CO COMMON STOCK 88579Y101   460,110 4,597 SH   DFND   2,737 1,860 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   207,349 1,194 SH   SOLE   159 0 1,035
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   66,858 385 SH   DFND   385 0 0
TRUIST FINL CORP COMMON STOCK 89832Q109   273,060 9,000 SH   SOLE   6,000 0 3,000
TRUIST FINL CORP COMMON STOCK 89832Q109   2,518 83 SH   DFND   83 0 0
US BANCORP DEL COMMON STOCK 902973304   193,383 5,853 SH   SOLE   1,353 0 4,500
US BANCORP DEL COMMON STOCK 902973304   183,171 5,544 SH   DFND   5,512 32 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   88,174 2,043 SH   SOLE   2,043 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   164,567 3,813 SH   DFND   3,813 0 0
UNION PAC CORP COMMON STOCK 907818108   1,069,752 5,228 SH   SOLE   2,228 0 3,000
UNION PAC CORP COMMON STOCK 907818108   250,042 1,222 SH   DFND   1,222 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   570,012 3,180 SH   SOLE   3,180 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106   424,460 2,368 SH   DFND   1,955 413 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   271,077 564 SH   SOLE   564 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   835,347 1,738 SH   DFND   1,638 100 0
VALERO ENERGY CORP COMMON STOCK 91913Y100   358,937 3,060 SH   DFND   2,760 300 0
VANECK ETF TRUST EXCHANGE TRADED FDS-OTHER 92189F643   233,545 2,927 SH   SOLE   2,927 0 0
VANGUARD SPECIALIZED FUNDS EXCHANGE TRADED FDS-EQUITY 921908844   552,584 3,402 SH   SOLE   3,402 0 0
VANGUARD SPECIALIZED FUNDS EXCHANGE TRADED FDS-EQUITY 921908844   653,941 4,026 SH   DFND   4,026 0 0
VANGUARD STAR FDS EXCHANGE TRADED FDS-EQUITY 921909768   81,762 1,458 SH   SOLE   1,458 0 0
VANGUARD STAR FDS EXCHANGE TRADED FDS-EQUITY 921909768   148,554 2,649 SH   DFND   2,649 0 0
VANGUARD ADMIRAL FDS INC EXCHANGE TRADED FDS-EQUITY 921932505   701,286 2,760 SH   SOLE   2,760 0 0
VANGUARD ADMIRAL FDS INC EXCHANGE TRADED FDS-EQUITY 921932505   130,855 515 SH   DFND   515 0 0
VANGUARD BD INDEX FDS EXCHANGE TRADED FDS-EQUITY 921937819   61,679 820 SH   SOLE   820 0 0
VANGUARD BD INDEX FDS EXCHANGE TRADED FDS-EQUITY 921937819   148,632 1,976 SH   DFND   1,976 0 0
VANGUARD BD INDEX FDS EXCHANGE TRADED FDS-OTHER 921937827   18,814 249 SH   SOLE   249 0 0
VANGUARD BD INDEX FDS EXCHANGE TRADED FDS-OTHER 921937827   209,451 2,772 SH   DFND   2,772 0 0
VANGUARD BD INDEX FDS EXCHANGE TRADED FDS-OTHER 921937835   49,645 683 SH   SOLE   683 0 0
VANGUARD BD INDEX FDS EXCHANGE TRADED FDS-OTHER 921937835   210,724 2,899 SH   DFND   2,899 0 0
VANGUARD TAX-MANAGED FDS EXCHANGE TRADED FDS-EQUITY 921943858   1,191,948 25,811 SH   SOLE   25,811 0 0
VANGUARD TAX-MANAGED FDS EXCHANGE TRADED FDS-EQUITY 921943858   538,314 11,657 SH   DFND   11,657 0 0
VANGUARD WHITEHALL FDS EXCHANGE TRADED FDS-EQUITY 921946406   1,226,481 11,563 SH   SOLE   11,563 0 0
VANGUARD WHITEHALL FDS EXCHANGE TRADED FDS-EQUITY 921946406   787,989 7,429 SH   DFND   6,644 785 0
VANGUARD INTL EQUITY INDEX F EXCHANGE TRADED FDS-EQUITY 922042858   460,007 11,308 SH   SOLE   11,308 0 0
VANGUARD INTL EQUITY INDEX F EXCHANGE TRADED FDS-EQUITY 922042858   638,958 15,707 SH   DFND   15,707 0 0
VANGUARD SCOTTSDALE FDS EXCHANGE TRADED FDS-OTHER 92206C102   31,861 552 SH   SOLE   552 0 0
VANGUARD SCOTTSDALE FDS EXCHANGE TRADED FDS-OTHER 92206C102   218,814 3,791 SH   DFND   3,791 0 0
VANGUARD SCOTTSDALE FDS EXCHANGE TRADED FDS-OTHER 92206C409   56,888 752 SH   SOLE   752 0 0
VANGUARD SCOTTSDALE FDS EXCHANGE TRADED FDS-OTHER 92206C409   267,725 3,539 SH   DFND   3,539 0 0
VANGUARD SCOTTSDALE FDS EXCHANGE TRADED FDS-EQUITY 92206C714   3,183 46 SH   SOLE   46 0 0
VANGUARD SCOTTSDALE FDS EXCHANGE TRADED FDS-EQUITY 92206C714   476,926 6,892 SH   DFND   6,892 0 0
VANGUARD SCOTTSDALE FDS EXCHANGE TRADED FDS-OTHER 92206C870   83,611 1,058 SH   SOLE   1,058 0 0
VANGUARD SCOTTSDALE FDS EXCHANGE TRADED FDS-OTHER 92206C870   123,995 1,569 SH   DFND   1,569 0 0
VANGUARD INDEX FDS EXCHANGE TRADED FDS-EQUITY 922908363   2,360,126 5,795 SH   SOLE   5,795 0 0
VANGUARD INDEX FDS EXCHANGE TRADED FDS-EQUITY 922908363   1,043,423 2,562 SH   DFND   2,562 0 0
VANGUARD INDEX FDS REIT 922908553   304,657 3,646 SH   SOLE   3,646 0 0
VANGUARD INDEX FDS REIT 922908553   371,923 4,451 SH   DFND   4,451 0 0
VANGUARD INDEX FDS EXCHANGE TRADED FDS-EQUITY 922908629   1,382,161 6,278 SH   SOLE   5,008 0 1,270
VANGUARD INDEX FDS EXCHANGE TRADED FDS-EQUITY 922908629   250,100 1,136 SH   DFND   1,136 0 0
VANGUARD INDEX FDS EXCHANGE TRADED FDS-EQUITY 922908744   216,134 1,521 SH   SOLE   1,521 0 0
VANGUARD INDEX FDS EXCHANGE TRADED FDS-EQUITY 922908744   529,604 3,727 SH   DFND   3,727 0 0
VANGUARD INDEX FDS EXCHANGE TRADED FDS-EQUITY 922908751   782,828 3,936 SH   SOLE   3,936 0 0
VANGUARD INDEX FDS EXCHANGE TRADED FDS-EQUITY 922908751   530,835 2,669 SH   DFND   2,669 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   209,209 5,627 SH   SOLE   5,627 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   432,993 11,646 SH   DFND   11,417 229 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106   4,068,540 18,000 SH   SOLE   18,000 0 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106   42,942 190 SH   DFND   180 10 0
VISA INC COMMON STOCK 92826C839   1,847,828 7,781 SH   SOLE   2,801 0 4,980
VISA INC COMMON STOCK 92826C839   1,660,451 6,992 SH   DFND   6,322 670 0
WP CAREY INC COMMON STOCK 92936U109   17,700 262 SH   SOLE   262 0 0
WP CAREY INC COMMON STOCK 92936U109   223,081 3,302 SH   DFND   2,302 1,000 0
WALMART INC COMMON STOCK 931142103   1,562,994 9,944 SH   SOLE   9,944 0 0
WALMART INC COMMON STOCK 931142103   735,597 4,680 SH   DFND   3,946 734 0
WEBSTER FINL CORP COMMON STOCK 947890109   1,963 52 SH   SOLE   52 0 0
WEBSTER FINL CORP COMMON STOCK 947890109   211,248 5,596 SH   DFND   5,596 0 0
WELLS FARGO CO NEW COMMON STOCK 949746101   566,404 13,271 SH   SOLE   5,271 0 8,000
WELLS FARGO CO NEW COMMON STOCK 949746101   160,899 3,770 SH   DFND   3,733 37 0