The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 843 3,360 SH   SOLE   3,360 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 336 1,338 SH   DFND   1,333 5 0
EATON CORP CMN FOREIGN EQUITIES G29183103 46 355 SH   SOLE   355 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103 323 2,480 SH   DFND   2,455 25 0
LINDE AG A PLC FOREIGN EQUITIES G5494J103 27 110 SH   SOLE   110 0 0
LINDE AG A PLC FOREIGN EQUITIES G5494J103 191 783 SH   DFND   678 105 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 272 2,326 SH   SOLE   2,326 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 170 1,450 SH   DFND   1,400 50 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 766 5,000 SH   SOLE   5,000 0 0
TRANE TECHNOLOGIES PLC FOREIGN EQUITIES G8994E103 48 310 SH   DFND   303 7 0
TE CONNECTIVITY LTD REG SHS FOREIGN EQUITIES H84989104 20 152 SH   SOLE   152 0 0
TE CONNECTIVITY LTD REG SHS FOREIGN EQUITIES H84989104 205 1,573 SH   DFND   1,523 50 0
AFLAC INC COM COMMON STOCK 001055102 397 8,300 SH   SOLE   8,300 0 0
AFLAC INC COM COMMON STOCK 001055102 14 300 SH   DFND   300 0 0
AT&T INC COM COMMON STOCK 00206R102 445 15,954 SH   SOLE   15,954 0 0
AT&T INC COM COMMON STOCK 00206R102 719 25,788 SH   DFND   20,331 5,457 0
ARK ETF TR INNOVATION ETF EXCHANGE TRADED FDS-EQUITY 00214Q104 156 1,200 SH   SOLE   1,200 0 0
ARK ETF TR INNOVATION ETF EXCHANGE TRADED FDS-EQUITY 00214Q104 370 2,841 SH   DFND   1,725 1,116 0
ARK ETF TR GENOMIC REV ETF EXCHANGE TRADED FDS-EQUITY 00214Q302 310 3,318 SH   DFND   1,538 1,780 0
ABBOTT LABS COM COMMON STOCK 002824100 205 1,710 SH   SOLE   1,710 0 0
ABBOTT LABS COM COMMON STOCK 002824100 200 1,670 SH   DFND   1,435 235 0
ABBVIE INC COM COMMON STOCK 00287Y109 452 4,197 SH   SOLE   4,197 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 501 4,653 SH   DFND   4,275 378 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101 1,341 2,917 SH   SOLE   2,917 0 0
ADOBE SYSTEMS INCORPORATED COM COMMON STOCK 00724F101 323 702 SH   DFND   702 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 91 355 SH   SOLE   355 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 281 1,100 SH   DFND   1,091 9 0
ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 10 40 SH   SOLE   40 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 284 1,193 SH   DFND   1,185 8 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 245 1,652 SH   DFND   1,652 0 0
ALPHABET INC. COMMON STOCK 02079K107 949 466 SH   SOLE   466 0 0
ALPHABET INC. COMMON STOCK 02079K107 1,638 804 SH   DFND   804 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 524 259 SH   SOLE   259 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 1,961 970 SH   DFND   925 45 0
ALTRIA GROUP INC COMMON STOCK 02209S103 178 4,091 SH   SOLE   4,091 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 497 11,402 SH   DFND   8,530 2,872 0
AMAZON COM INC COM COMMON STOCK 023135106 854 276 SH   SOLE   276 0 0
AMAZON COM INC COM COMMON STOCK 023135106 2,474 800 SH   DFND   715 85 0
AMERICAN EXPRESS COMMON STOCK 025816109 44 328 SH   SOLE   328 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 249 1,840 SH   DFND   1,818 22 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 22 100 SH   SOLE   100 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 189 876 SH   DFND   876 0 0
AMGEN INC COM COMMON STOCK 031162100 192 855 SH   SOLE   855 0 0
AMGEN INC COM COMMON STOCK 031162100 707 3,144 SH   DFND   1,290 1,854 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 7,913 65,260 SH   SOLE   65,260 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 5,090 41,980 SH   DFND   39,450 2,530 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 7,165 41,171 SH   SOLE   41,171 0 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 386 2,217 SH   DFND   910 1,307 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 185 5,321 SH   SOLE   5,321 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 499 14,369 SH   DFND   14,051 318 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 6,562 18 SH   SOLE   18 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 349 1,452 SH   SOLE   1,452 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 858 3,569 SH   DFND   3,369 200 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 404 5,325 SH   SOLE   5,325 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 35 461 SH   DFND   461 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 99 143 SH   SOLE   143 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 457 658 SH   DFND   627 31 0
BOEING CO COM COMMON STOCK 097023105 434 2,048 SH   SOLE   2,048 0 0
BOEING CO COM COMMON STOCK 097023105 120 564 SH   DFND   564 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 592 9,646 SH   SOLE   9,646 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 650 10,594 SH   DFND   7,736 2,858 0
BROADCOM INC COMMON STOCK 11135F101 538 1,145 SH   SOLE   1,145 0 0
BROADCOM INC COMMON STOCK 11135F101 358 761 SH   DFND   740 21 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 393 7,849 SH   SOLE   7,849 0 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 22 433 SH   DFND   0 433 0
CIGNA CORP NEW COMMON STOCK 125523100 277 1,322 SH   SOLE   1,322 0 0
CIGNA CORP NEW COMMON STOCK 125523100 443 2,112 SH   DFND   2,112 0 0
CVS CORP. COMMON STOCK 126650100 898 13,185 SH   SOLE   13,185 0 0
CVS CORP. COMMON STOCK 126650100 428 6,284 SH   DFND   3,812 2,472 0
CANADIAN PAC RY LTD COM FOREIGN EQUITIES 13645T100 205 575 SH   DFND   500 75 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 123 3,360 SH   SOLE   3,360 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 141 3,869 SH   DFND   2,269 1,600 0
CATERPILLAR INC COM COMMON STOCK 149123101 458 2,122 SH   SOLE   2,122 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 748 3,466 SH   DFND   2,766 700 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 220 3,270 SH   DFND   3,270 0 0
CHEVRON COM COMMON STOCK 166764100 12,800 127,998 SH   SOLE   127,998 0 0
CHEVRON COM COMMON STOCK 166764100 592 5,916 SH   DFND   5,688 228 0
CISCO COMMON STOCK 17275R102 1,012 22,565 SH   SOLE   22,565 0 0
CISCO COMMON STOCK 17275R102 509 11,350 SH   DFND   9,850 1,500 0
CLOROX CO DEL COM COMMON STOCK 189054109 362 2,000 SH   SOLE   2,000 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 23 125 SH   DFND   125 0 0
COCA COLA CO COM COMMON STOCK 191216100 514 10,485 SH   SOLE   10,485 0 0
COCA COLA CO COM COMMON STOCK 191216100 485 9,901 SH   DFND   7,572 2,329 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 314 4,180 SH   SOLE   4,180 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 378 5,020 SH   DFND   5,020 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 351 6,661 SH   SOLE   6,661 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 925 17,547 SH   DFND   17,226 321 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 262 5,043 SH   SOLE   5,043 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 146 2,809 SH   DFND   1,942 867 0
CORNING INC COM COMMON STOCK 219350105 83 2,165 SH   SOLE   2,165 0 0
CORNING INC COM COMMON STOCK 219350105 165 4,327 SH   DFND   4,327 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 97 294 SH   SOLE   294 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 231 698 SH   DFND   698 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 101 648 SH   SOLE   648 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 374 2,399 SH   DFND   2,399 0 0
CUMMINS INC COM COMMON STOCK 231021106 380 1,500 SH   SOLE   1,500 0 0
CUMMINS INC COM COMMON STOCK 231021106 65 257 SH   DFND   257 0 0
DANAHER CORPORATION COMMON STOCK 235851102 618 2,815 SH   SOLE   2,815 0 0
DANAHER CORPORATION COMMON STOCK 235851102 345 1,569 SH   DFND   1,569 0 0
DEERE & CO COM COMMON STOCK 244199105 1,588 4,550 SH   SOLE   4,550 0 0
DEERE & CO COM COMMON STOCK 244199105 206 590 SH   DFND   582 8 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 334 2,117 SH   SOLE   2,117 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 106 670 SH   DFND   558 112 0
DISNEY WALT CO COM COMMON STOCK 254687106 1,471 7,779 SH   SOLE   7,779 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 657 3,476 SH   DFND   2,776 700 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 116 1,698 SH   SOLE   1,698 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 187 2,732 SH   DFND   2,132 600 0
DOVER CORP COMMON STOCK 260003108 312 2,532 SH   SOLE   2,532 0 0
DOVER CORP COMMON STOCK 260003108 303 2,456 SH   DFND   2,428 28 0
DOW INC COM COMMON STOCK 260557103 93 1,575 SH   SOLE   1,575 0 0
DOW INC COM COMMON STOCK 260557103 121 2,048 SH   DFND   2,048 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 233 2,721 SH   SOLE   2,721 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 223 2,605 SH   DFND   2,370 235 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102 451 6,408 SH   SOLE   6,408 0 0
DUPONT DE NEMOURS INC (NEW) COMMON STOCK 26614N102 158 2,248 SH   DFND   2,048 200 0
ECOLAB INC COM COMMON STOCK 278865100 502 2,400 SH   SOLE   2,400 0 0
ECOLAB INC COM COMMON STOCK 278865100 152 724 SH   DFND   699 25 0
EMERSON ELECTRIC COMMON STOCK 291011104 447 5,200 SH   SOLE   5,200 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 549 6,387 SH   DFND   2,787 3,600 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 8,579 157,826 SH   SOLE   157,826 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 886 16,299 SH   DFND   11,185 5,114 0
FACEBOOK INC CL A COMMON STOCK 30303M102 774 3,004 SH   SOLE   3,004 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 1,015 3,942 SH   DFND   3,892 50 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 429 2,625 SH   SOLE   2,625 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 230 1,408 SH   DFND   1,395 13 0
GENERAL ELECTRIC COM COMMON STOCK 369604103 230 18,304 SH   SOLE   18,304 0 0
GENERAL ELECTRIC COM COMMON STOCK 369604103 316 25,165 SH   DFND   25,165 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 123 2,006 SH   SOLE   2,006 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 156 2,536 SH   DFND   1,736 800 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 36 1,072 SH   SOLE   1,072 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 176 5,224 SH   DFND   4,874 350 0
GOLDMAN SACHS COMMON STOCK 38141G104 30 95 SH   SOLE   95 0 0
GOLDMAN SACHS COMMON STOCK 38141G104 239 747 SH   DFND   747 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 330 885 SH   SOLE   885 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 14 37 SH   DFND   37 0 0
HERSHEY CO COM COMMON STOCK 427866108 259 1,781 SH   DFND   316 1,465 0
HOME DEPOT COM COMMON STOCK 437076102 2,414 9,343 SH   SOLE   9,343 0 0
HOME DEPOT COM COMMON STOCK 437076102 2,275 8,808 SH   DFND   6,030 2,778 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 722 3,567 SH   SOLE   3,567 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 423 2,088 SH   DFND   2,085 3 0
IDEXX LABS INC COM COMMON STOCK 45168D104 18 34 SH   SOLE   34 0 0
IDEXX LABS INC COM COMMON STOCK 45168D104 208 400 SH   DFND   396 4 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 596 2,950 SH   SOLE   2,950 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 133 659 SH   DFND   659 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 204 4,412 SH   SOLE   4,412 0 0
INGERSOLL RAND INC COM COMMON STOCK 45687V106 13 288 SH   DFND   288 0 0
INTEL COM COMMON STOCK 458140100 781 12,854 SH   SOLE   12,854 0 0
INTEL COM COMMON STOCK 458140100 602 9,913 SH   DFND   6,583 3,330 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 697 5,859 SH   SOLE   5,859 0 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 771 6,480 SH   DFND   6,354 126 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 729 2,320 SH   SOLE   2,320 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 1,650 5,254 SH   DFND   5,054 200 0
INTUIT COM COMMON STOCK 461202103 15 38 SH   SOLE   38 0 0
INTUIT COM COMMON STOCK 461202103 229 587 SH   DFND   587 0 0
INVESCO ETF S&P 500 EQUAL WEIGHT EXCHANGE TRADED FDS-EQUITY 46137V357 228 1,700 SH   DFND   1,700 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 80 1,470 SH   SOLE   1,470 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 202 3,705 SH   DFND   1,900 1,805 0
ISHARES GOLD TRUST ISHARES EXCHANGE TRADED FDS-EQUITY 464285105 130 7,900 SH   SOLE   7,900 0 0
ISHARES GOLD TRUST ISHARES EXCHANGE TRADED FDS-EQUITY 464285105 136 8,250 SH   DFND   8,250 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 402 4,537 SH   SOLE   4,537 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 39 435 SH   DFND   435 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 171 1,625 SH   SOLE   1,625 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 207 1,969 SH   DFND   1,785 184 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 565 1,481 SH   SOLE   1,481 0 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 1,457 3,817 SH   DFND   3,817 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 678 10,680 SH   SOLE   10,680 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 675 10,636 SH   DFND   10,636 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 309 4,176 SH   SOLE   4,176 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 206 2,780 SH   DFND   2,780 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481 517 4,972 SH   DFND   4,972 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 69 960 SH   SOLE   960 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 374 5,183 SH   DFND   4,943 240 0
ISHARES TR S&P MIDCAP 400 MUTUAL FDS/TAXABLE - OTHER 464287507 218 874 SH   SOLE   874 0 0
ISHARES TR S&P MIDCAP 400 MUTUAL FDS/TAXABLE - OTHER 464287507 345 1,386 SH   DFND   1,386 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 31 198 SH   SOLE   198 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 361 2,300 SH   DFND   770 1,530 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598 139 971 SH   SOLE   971 0 0
ISHARES TR RUSSELL1000VAL EXCHANGE TRADED FDS-EQUITY 464287598 210 1,466 SH   DFND   1,466 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 386 1,613 SH   SOLE   1,613 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 367 1,534 SH   DFND   1,534 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 1,309 5,995 SH   SOLE   5,995 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 615 2,819 SH   DFND   2,819 0 0
ISHARES TR DJ US TECH SEC EXCHANGE TRADED FDS-EQUITY 464287721 233 2,680 SH   DFND   0 2,680 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 172 1,640 SH   SOLE   1,640 0 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 558 5,309 SH   DFND   5,309 0 0
ISHARES TR MSCI ACWI INDX EXCHANGE TRADED FDS-EQUITY 464288257 229 2,480 SH   DFND   2,480 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414 1,734 15,000 SH   SOLE   15,000 0 0
ISHARES TR NATIONAL MUN ETF ETF - TAX EXEMPT 464288414 15 132 SH   DFND   132 0 0
ISHARES TR MSCI VAL IDX EXCHANGE TRADED FDS-EQUITY 464288877 219 4,445 SH   SOLE   4,445 0 0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF EXCHANGE TRADED FDS-EQUITY 46429B689 210 2,937 SH   DFND   2,937 0 0
ISHARES TR USA MIN VOL ETF EXCHANGE TRADED FDS-EQUITY 46429B697 242 3,687 SH   SOLE   3,687 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 102 1,449 SH   SOLE   1,449 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 222 3,163 SH   DFND   3,163 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 840 12,982 SH   SOLE   12,982 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 284 4,393 SH   DFND   4,393 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,637 11,124 SH   SOLE   11,124 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,551 10,541 SH   DFND   9,112 1,429 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 8,767 55,327 SH   SOLE   55,327 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,032 19,134 SH   DFND   15,620 3,514 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 1,296 10,097 SH   SOLE   10,097 0 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 382 2,974 SH   DFND   1,824 1,150 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 889 4,886 SH   SOLE   4,886 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 21 114 SH   DFND   88 26 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 428 1,499 SH   DFND   1,424 75 0
LILLY ELI & COMPANY COMMON STOCK 532457108 1,680 8,201 SH   SOLE   8,201 0 0
LILLY ELI & COMPANY COMMON STOCK 532457108 1,137 5,549 SH   DFND   3,843 1,706 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 378 1,144 SH   SOLE   1,144 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 188 570 SH   DFND   570 0 0
LOWES COMPANIES COMMON STOCK 548661107 233 1,457 SH   DFND   1,357 100 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 213 1,437 SH   DFND   1,437 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 215 609 SH   SOLE   609 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 1,120 3,164 SH   DFND   3,164 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 455 2,208 SH   SOLE   2,208 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 982 4,766 SH   DFND   4,104 662 0
MERCK & CO INC COMMON STOCK 58933Y105 1,311 18,053 SH   SOLE   18,053 0 0
MERCK & CO INC COMMON STOCK 58933Y105 938 12,912 SH   DFND   9,445 3,467 0
METLIFE INC COM COMMON STOCK 59156R108 80 1,395 SH   SOLE   1,395 0 0
METLIFE INC COM COMMON STOCK 59156R108 423 7,350 SH   DFND   6,573 777 0
MICROSOFT COM COMMON STOCK 594918104 1,964 8,451 SH   SOLE   8,451 0 0
MICROSOFT COM COMMON STOCK 594918104 3,766 16,206 SH   DFND   13,444 2,762 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 536 10,080 SH   SOLE   10,080 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 171 3,225 SH   DFND   3,180 45 0
MOODYS CORP COM COMMON STOCK 615369105 1,127 4,100 SH   SOLE   4,100 0 0
MOODYS CORP COM COMMON STOCK 615369105 9 34 SH   DFND   18 16 0
NETFLIX INC COM COMMON STOCK 64110L106 489 908 SH   DFND   908 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 103 1,405 SH   SOLE   1,405 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 325 4,422 SH   DFND   3,841 581 0
NIKE INC CL B COMMON STOCK 654106103 408 3,025 SH   SOLE   3,025 0 0
NIKE INC CL B COMMON STOCK 654106103 496 3,679 SH   DFND   3,679 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,574 6,245 SH   SOLE   6,245 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 55 218 SH   DFND   77 141 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 157 1,831 SH   SOLE   1,831 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 70 818 SH   DFND   138 680 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 249 3,500 SH   SOLE   3,500 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 11 150 SH   DFND   0 150 0
NVIDIA CORP COMMON STOCK 67066G104 765 1,395 SH   DFND   1,395 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 142 2,200 SH   SOLE   2,200 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 140 2,176 SH   DFND   2,176 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 99 1,554 SH   SOLE   1,554 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 101 1,589 SH   DFND   789 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 131 780 SH   SOLE   780 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 441 2,619 SH   DFND   1,744 875 0
PPG INDS INC COM COMMON STOCK 693506107 359 2,666 SH   DFND   2,647 19 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 222 619 SH   SOLE   619 0 0
PALO ALTO NETWORKS INC COM COMMON STOCK 697435105 17 47 SH   DFND   47 0 0
PAYCHEX INC COM COMMON STOCK 704326107 246 2,700 SH   SOLE   2,700 0 0
PAYCHEX INC COM COMMON STOCK 704326107 212 2,329 SH   DFND   2,329 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 175 672 SH   SOLE   672 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 1,015 3,907 SH   DFND   3,907 0 0
PEPSICO INC COMMON STOCK 713448108 1,456 11,274 SH   SOLE   11,274 0 0
PEPSICO INC COMMON STOCK 713448108 1,070 8,286 SH   DFND   7,887 399 0
PFIZER INC COM COMMON STOCK 717081103 915 27,331 SH   SOLE   27,331 0 0
PFIZER INC COM COMMON STOCK 717081103 774 23,124 SH   DFND   16,506 6,618 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 86 1,021 SH   SOLE   1,021 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 332 3,950 SH   DFND   3,063 887 0
PHILLIPS 66 COM COMMON STOCK 718546104 259 3,115 SH   SOLE   3,115 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 208 2,502 SH   DFND   2,202 300 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 284 1,750 SH   SOLE   1,750 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 91 564 SH   DFND   553 11 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 2,560 20,722 SH   SOLE   20,722 0 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 1,272 10,295 SH   DFND   7,103 3,192 0
PROLOGIS INC COM COMMON STOCK 74340W103 301 3,038 SH   DFND   3,031 7 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 192 2,387 SH   SOLE   2,387 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 798 9,918 SH   DFND   8,452 1,466 0
QUALCOMM INC COM COMMON STOCK 747525103 39 288 SH   SOLE   288 0 0
QUALCOMM INC COM COMMON STOCK 747525103 495 3,637 SH   DFND   2,937 700 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 993 13,788 SH   SOLE   13,788 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 734 10,197 SH   DFND   5,799 4,398 0
REALTY INCOME CORP COM COMMON STOCK 756109104 64 1,069 SH   SOLE   1,069 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104 239 3,967 SH   DFND   3,963 4 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 544 1,430 SH   SOLE   1,430 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 1,153 3,032 SH   DFND   1,505 1,527 0
SPDR GOLD TRUST GOLD SHS EXCHANGE TRADED FDS-OTHER 78463V107 111 683 SH   SOLE   683 0 0
SPDR GOLD TRUST GOLD SHS EXCHANGE TRADED FDS-OTHER 78463V107 100 619 SH   DFND   464 155 0
SPDR SERIES TRUST BRCLYS INTL ETF EXCHANGE TRADED FDS-OTHER 78464A516 314 10,490 SH   SOLE   10,490 0 0
SPDR SERIES TRUST BRCLYS INTL ETF EXCHANGE TRADED FDS-OTHER 78464A516 88 2,950 SH   DFND   2,950 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF EXCHANGE TRADED FDS-EQUITY 78464A656 240 7,849 SH   SOLE   7,849 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF EXCHANGE TRADED FDS-EQUITY 78464A656 106 3,467 SH   DFND   3,467 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870 90 606 SH   SOLE   606 0 0
SPDR SERIES TRUST S&P BIOTECH EXCHANGE TRADED FDS-EQUITY 78464A870 213 1,437 SH   DFND   1,437 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 414 1,910 SH   SOLE   1,910 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 401 1,854 SH   DFND   1,854 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 755 12,225 SH   SOLE   12,225 0 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 135 2,186 SH   DFND   2,077 109 0
SONOCO PRODS CO COM COMMON STOCK 835495102 15 257 SH   SOLE   257 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 974 16,358 SH   DFND   16,358 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 272 4,804 SH   SOLE   4,804 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 145 2,560 SH   DFND   900 1,660 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 87 500 SH   SOLE   500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 372 2,130 SH   DFND   1,122 1,008 0
STARBUCKS CORP COM COMMON STOCK 855244109 876 8,105 SH   SOLE   8,105 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 184 1,703 SH   DFND   1,590 113 0
STATE STREET CORP COMMON STOCK 857477103 269 3,700 SH   SOLE   3,700 0 0
STATE STREET CORP COMMON STOCK 857477103 36 500 SH   DFND   500 0 0
STRYKER CORP COMMON STOCK 863667101 1,115 4,593 SH   SOLE   4,593 0 0
STRYKER CORP COMMON STOCK 863667101 208 856 SH   DFND   311 545 0
TARGET CORPORATION COMMON STOCK 87612E106 5,700 31,075 SH   SOLE   31,075 0 0
TARGET CORPORATION COMMON STOCK 87612E106 191 1,042 SH   DFND   947 95 0
TESLA MTRS INC COM COMMON STOCK 88160R101 557 825 SH   DFND   825 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 45 259 SH   SOLE   259 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 214 1,240 SH   DFND   1,220 20 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 459 1,020 SH   SOLE   1,020 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 248 552 SH   DFND   552 0 0
3M COMPANY COM COMMON STOCK 88579Y101 193 1,105 SH   SOLE   1,105 0 0
3M COMPANY COM COMMON STOCK 88579Y101 642 3,670 SH   DFND   2,020 1,650 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 168 1,158 SH   SOLE   1,158 0 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 95 655 SH   DFND   655 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 513 9,000 SH   SOLE   9,000 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 70 1,224 SH   DFND   1,190 34 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 1,186 23,712 SH   SOLE   23,712 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 398 7,957 SH   DFND   7,241 716 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 46 877 SH   SOLE   877 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 409 7,865 SH   DFND   6,180 1,685 0
UNION PAC CORP COM COMMON STOCK 907818108 1,118 5,426 SH   SOLE   5,426 0 0
UNION PAC CORP COM COMMON STOCK 907818108 260 1,262 SH   DFND   1,262 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 85 540 SH   SOLE   540 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 395 2,505 SH   DFND   2,105 400 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 176 531 SH   SOLE   531 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 602 1,811 SH   DFND   1,693 118 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 256 3,330 SH   DFND   3,021 309 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 505 3,631 SH   SOLE   3,631 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 414 2,975 SH   DFND   2,975 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 737 3,221 SH   SOLE   3,221 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 155 677 SH   DFND   677 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 35 405 SH   SOLE   405 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 181 2,106 SH   DFND   2,106 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 560 11,669 SH   SOLE   11,669 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 319 6,645 SH   DFND   6,645 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 317 3,336 SH   SOLE   3,336 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 627 6,590 SH   DFND   6,187 403 0
VANGUARD WHITEHALL INTL DIVIDEND ETF EXCHANGE TRADED FDS-EQUITY 921946810 321 3,935 SH   SOLE   3,935 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 271 5,155 SH   SOLE   5,155 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 187 3,565 SH   DFND   3,565 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 446 5,384 SH   SOLE   5,384 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 392 4,738 SH   DFND   4,738 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 43 343 SH   SOLE   343 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 488 3,875 SH   DFND   3,875 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP EXCHANGE TRADED FDS-OTHER 92206C870 76 800 SH   SOLE   800 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP EXCHANGE TRADED FDS-OTHER 92206C870 130 1,376 SH   DFND   1,376 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 1,823 5,216 SH   SOLE   5,216 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 627 1,795 SH   DFND   1,795 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512 336 2,633 SH   SOLE   2,633 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512 141 1,105 SH   DFND   1,105 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED FDS-EQUITY 922908538 454 2,092 SH   SOLE   2,092 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 237 2,694 SH   SOLE   2,694 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 357 4,064 SH   DFND   4,064 0 0
VANGUARD INDEX FDS SM CP VAL ETF EXCHANGE TRADED FDS-EQUITY 922908611 162 1,024 SH   SOLE   1,024 0 0
VANGUARD INDEX FDS SM CP VAL ETF EXCHANGE TRADED FDS-EQUITY 922908611 88 560 SH   DFND   560 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 1,241 5,724 SH   SOLE   5,724 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 125 577 SH   DFND   577 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 258 2,085 SH   SOLE   2,085 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 126 1,018 SH   DFND   1,018 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 669 3,173 SH   SOLE   3,173 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 518 2,457 SH   DFND   2,353 104 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769 212 1,058 SH   SOLE   1,058 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 180 3,257 SH   SOLE   3,257 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 803 14,524 SH   DFND   14,286 238 0
VIATRIS INC COM COMMON STOCK 92556V106 60 4,074 SH   SOLE   4,074 0 0
VIATRIS INC COM COMMON STOCK 92556V106 96 6,445 SH   DFND   5,666 779 0
VISA INC COM CL A COMMON STOCK 92826C839 1,423 6,702 SH   SOLE   6,702 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,604 7,553 SH   DFND   6,883 670 0
WAL-MART COMMON STOCK 931142103 1,228 9,450 SH   SOLE   9,450 0 0
WAL-MART COMMON STOCK 931142103 581 4,474 SH   DFND   4,037 437 0
WEBSTER FINANCIAL CORP COMMON STOCK 947890109 265 4,792 SH   DFND   4,792 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 403 11,156 SH   SOLE   11,156 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 287 7,925 SH   DFND   7,925 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 212 2,048 SH   DFND   2,048 0 0