The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 301 1,401 SH   SOLE   1,401 0 0
ACCENTURE PLC IRELAND SHS CLASS A FOREIGN EQUITIES G1151C101 308 1,435 SH   DFND   1,430 5 0
EATON CORP CMN FOREIGN EQUITIES G29183103 29 330 SH   SOLE   330 0 0
EATON CORP CMN FOREIGN EQUITIES G29183103 231 2,637 SH   DFND   2,618 19 0
LINDE AG A PLC FOREIGN EQUITIES G5494J103 38 179 SH   SOLE   179 0 0
LINDE AG A PLC FOREIGN EQUITIES G5494J103 171 805 SH   DFND   698 107 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 234 2,554 SH   SOLE   2,554 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 158 1,726 SH   DFND   1,677 49 0
AFLAC INC COM COMMON STOCK 001055102 302 8,394 SH   SOLE   8,394 0 0
AFLAC INC COM COMMON STOCK 001055102 11 300 SH   DFND   300 0 0
AT&T INC COM COMMON STOCK 00206R102 473 15,659 SH   SOLE   15,659 0 0
AT&T INC COM COMMON STOCK 00206R102 793 26,251 SH   DFND   22,294 3,957 0
ARK ETF TR INNOVATION ETF EXCHANGE TRADED FDS-EQUITY 00214Q104 86 1,200 SH   SOLE   1,200 0 0
ARK ETF TR INNOVATION ETF EXCHANGE TRADED FDS-EQUITY 00214Q104 264 3,697 SH   DFND   1,465 2,232 0
ABBOTT LABS COM COMMON STOCK 002824100 160 1,755 SH   SOLE   1,755 0 0
ABBOTT LABS COM COMMON STOCK 002824100 175 1,915 SH   DFND   1,679 236 0
ABBVIE INC COM COMMON STOCK 00287Y109 387 3,940 SH   SOLE   3,940 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 346 3,523 SH   DFND   3,142 381 0
ADOBE INC COM COMMON STOCK 00724F101 1,346 3,091 SH   SOLE   3,091 0 0
ADOBE INC COM COMMON STOCK 00724F101 340 781 SH   DFND   781 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 65 271 SH   SOLE   271 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 378 1,565 SH   DFND   1,555 10 0
ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 21 96 SH   SOLE   96 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS FOREIGN EQUITIES 01609W102 259 1,201 SH   DFND   1,194 7 0
ALPHABET INC. COMMON STOCK 02079K107 341 241 SH   SOLE   241 0 0
ALPHABET INC. COMMON STOCK 02079K107 1,180 835 SH   DFND   835 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 364 257 SH   SOLE   257 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 1,485 1,047 SH   DFND   1,007 40 0
ALTRIA GROUP INC COMMON STOCK 02209S103 165 4,206 SH   SOLE   4,206 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 603 15,373 SH   DFND   12,497 2,876 0
AMAZON COM INC COM COMMON STOCK 023135106 635 230 SH   SOLE   230 0 0
AMAZON COM INC COM COMMON STOCK 023135106 2,337 847 SH   DFND   762 85 0
AMERICAN EXPRESS COMMON STOCK 025816109 31 328 SH   SOLE   328 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 181 1,906 SH   DFND   1,889 17 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 35 136 SH   SOLE   136 0 0
AMERICAN TOWER CORP NEW COM COMMON STOCK 03027X100 262 1,015 SH   DFND   1,015 0 0
AMGEN INC COM COMMON STOCK 031162100 164 695 SH   SOLE   695 0 0
AMGEN INC COM COMMON STOCK 031162100 739 3,135 SH   DFND   1,282 1,853 0
ANNALY CAP MGMT INC COM COMMON STOCK 035710409 13 2,000 SH   SOLE   2,000 0 0
ANNALY CAP MGMT INC COM COMMON STOCK 035710409 139 21,207 SH   DFND   21,207 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 5,993 16,429 SH   SOLE   16,429 0 0
APPLE COMPUTER INC. CMN. COMMON STOCK 037833100 4,242 11,629 SH   DFND   10,993 636 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 6,139 41,231 SH   SOLE   41,231 0 0
AUTOMATIC DATA PROCESSING INC - TAXABLE COMMON STOCK 053015103 362 2,429 SH   DFND   1,120 1,309 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 110 4,636 SH   SOLE   4,636 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 394 16,581 SH   DFND   16,219 362 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 4,811 18 SH   SOLE   18 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 268 1,502 SH   SOLE   1,502 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 685 3,839 SH   DFND   3,639 200 0
BLACKROCK INC COM COMMON STOCK 09247X101 108 199 SH   SOLE   199 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 374 688 SH   DFND   657 31 0
BOEING CO COM COMMON STOCK 097023105 384 2,093 SH   SOLE   2,093 0 0
BOEING CO COM COMMON STOCK 097023105 228 1,242 SH   DFND   1,242 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 324 5,505 SH   SOLE   5,505 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 715 12,163 SH   DFND   9,302 2,861 0
BROADCOM INC COMMON STOCK 11135F101 103 326 SH   SOLE   326 0 0
BROADCOM INC COMMON STOCK 11135F101 237 751 SH   DFND   725 26 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 383 9,250 SH   SOLE   9,250 0 0
CDK GLOBAL INC COM COMMON STOCK 12508E101 18 433 SH   DFND   0 433 0
CIGNA CORP NEW COMMON STOCK 125523100 39 208 SH   SOLE   208 0 0
CIGNA CORP NEW COMMON STOCK 125523100 403 2,145 SH   DFND   2,145 0 0
CVS CORP. COMMON STOCK 126650100 555 8,535 SH   SOLE   8,535 0 0
CVS CORP. COMMON STOCK 126650100 354 5,452 SH   DFND   2,983 2,469 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 109 4,915 SH   SOLE   4,915 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 103 4,659 SH   DFND   3,059 1,600 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 258 2,042 SH   SOLE   2,042 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 426 3,370 SH   DFND   2,670 700 0
CHEVRON COM COMMON STOCK 166764100 9,202 103,132 SH   SOLE   103,132 0 0
CHEVRON COM COMMON STOCK 166764100 532 5,966 SH   DFND   5,734 232 0
CISCO COMMON STOCK 17275R102 670 14,358 SH   SOLE   14,358 0 0
CISCO COMMON STOCK 17275R102 581 12,452 SH   DFND   10,952 1,500 0
CLOROX CO DEL COM COMMON STOCK 189054109 439 2,000 SH   SOLE   2,000 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 30 136 SH   DFND   136 0 0
COCA COLA CO COM COMMON STOCK 191216100 350 7,844 SH   SOLE   7,844 0 0
COCA COLA CO COM COMMON STOCK 191216100 757 16,940 SH   DFND   14,618 2,322 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 379 5,180 SH   SOLE   5,180 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 368 5,020 SH   DFND   5,020 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 279 7,147 SH   SOLE   7,147 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 681 17,467 SH   DFND   17,124 343 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 279 6,643 SH   SOLE   6,643 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 126 2,993 SH   DFND   2,131 862 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 81 267 SH   SOLE   267 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 179 591 SH   DFND   591 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 35 211 SH   SOLE   211 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 368 2,198 SH   DFND   2,198 0 0
CUMMINS INC COM COMMON STOCK 231021106 260 1,500 SH   SOLE   1,500 0 0
CUMMINS INC COM COMMON STOCK 231021106 37 212 SH   DFND   212 0 0
DANAHER CORPORATION COMMON STOCK 235851102 443 2,505 SH   SOLE   2,505 0 0
DANAHER CORPORATION COMMON STOCK 235851102 453 2,559 SH   DFND   2,559 0 0
DEERE & CO COM COMMON STOCK 244199105 471 3,000 SH   SOLE   3,000 0 0
DEERE & CO COM COMMON STOCK 244199105 96 611 SH   DFND   601 10 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 296 2,200 SH   SOLE   2,200 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 90 670 SH   DFND   558 112 0
DISNEY WALT CO COM COMMON STOCK 254687106 567 5,082 SH   SOLE   5,082 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 658 5,900 SH   DFND   5,200 700 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 138 1,698 SH   SOLE   1,698 0 0
DOMINION ENERGY INC COM COMMON STOCK 25746U109 206 2,537 SH   DFND   1,937 600 0
DOVER CORP COMMON STOCK 260003108 237 2,453 SH   SOLE   2,453 0 0
DOVER CORP COMMON STOCK 260003108 237 2,451 SH   DFND   2,427 24 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 207 2,596 SH   SOLE   2,596 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 206 2,578 SH   DFND   2,343 235 0
ECOLAB INC COM COMMON STOCK 278865100 483 2,430 SH   SOLE   2,430 0 0
ECOLAB INC COM COMMON STOCK 278865100 301 1,511 SH   DFND   1,474 37 0
EMERSON ELECTRIC COMMON STOCK 291011104 94 1,515 SH   SOLE   1,515 0 0
EMERSON ELECTRIC COMMON STOCK 291011104 565 9,105 SH   DFND   5,505 3,600 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 5,426 121,327 SH   SOLE   121,327 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 1,083 24,224 SH   DFND   17,572 6,652 0
FACEBOOK INC CL A COMMON STOCK 30303M102 677 2,981 SH   SOLE   2,981 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 939 4,136 SH   DFND   4,086 50 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 392 2,625 SH   SOLE   2,625 0 0
GENERAL DYNAMICS CORPORATION COMMON STOCK 369550108 236 1,579 SH   DFND   1,563 16 0
GENERAL ELECTRIC COM COMMON STOCK 369604103 46 6,755 SH   SOLE   6,755 0 0
GENERAL ELECTRIC COM COMMON STOCK 369604103 223 32,617 SH   DFND   27,839 4,778 0
GILEAD SCIENCES INC COMMON STOCK 375558103 89 1,156 SH   SOLE   1,156 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 248 3,221 SH   DFND   3,221 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 44 1,072 SH   SOLE   1,072 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 185 4,546 SH   DFND   4,196 350 0
GRAINGER W.W. INC COMMON STOCK 384802104 278 885 SH   SOLE   885 0 0
GRAINGER W.W. INC COMMON STOCK 384802104 12 37 SH   DFND   37 0 0
HERSHEY CO COM COMMON STOCK 427866108 231 1,781 SH   DFND   316 1,465 0
HOME DEPOT COM COMMON STOCK 437076102 1,164 4,648 SH   SOLE   4,648 0 0
HOME DEPOT COM COMMON STOCK 437076102 2,032 8,112 SH   DFND   5,333 2,779 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 125 867 SH   SOLE   867 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 309 2,138 SH   DFND   2,131 7 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 126 13,971 SH   DFND   13,971 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 83 475 SH   SOLE   475 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 313 1,789 SH   DFND   1,785 4 0
INTEL COM COMMON STOCK 458140100 562 9,385 SH   SOLE   9,385 0 0
INTEL COM COMMON STOCK 458140100 742 12,401 SH   DFND   8,595 3,806 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 521 4,315 SH   SOLE   4,315 0 0
INTL BUSINESS MACHINES COM COMMON STOCK 459200101 814 6,742 SH   DFND   6,620 122 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 327 1,319 SH   SOLE   1,319 0 0
INVESCO QQQ TR UNIT SER 1 EXCHANGE TRADED FDS-OTHER 46090E103 1,186 4,791 SH   DFND   4,791 0 0
INVESCO EXCHANGE TRADED FD TINTL DIVI ACHI EXCHANGE TRADED FDS-OTHER 46137V548 75 6,175 SH   SOLE   6,175 0 0
INVESCO EXCHANGE TRADED FD TINTL DIVI ACHI EXCHANGE TRADED FDS-OTHER 46137V548 84 6,900 SH   DFND   6,900 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 73 1,470 SH   SOLE   1,470 0 0
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL EXCHANGE TRADED FDS-OTHER 46138E354 184 3,705 SH   DFND   1,900 1,805 0
ISHARES GOLD TRUST ISHARES EXCHANGE TRADED FDS-EQUITY 464285105 68 4,000 SH   SOLE   4,000 0 0
ISHARES GOLD TRUST ISHARES EXCHANGE TRADED FDS-EQUITY 464285105 120 7,050 SH   DFND   7,050 0 0
ISHARES TR CORE S&P TTL STK EXCHANGE TRADED FDS-EQUITY 464287150 315 4,537 SH   SOLE   4,537 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 131 1,625 SH   SOLE   1,625 0 0
ISHARES TR INDEX DJ SEL DIV INX EXCHANGE TRADED FDS-EQUITY 464287168 160 1,976 SH   DFND   1,785 191 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 513 1,657 SH   SOLE   1,657 0 0
ISHARES TR S&P 500 INDEX EXCHANGE TRADED FDS-EQUITY 464287200 1,124 3,628 SH   DFND   3,628 0 0
ISHARES TR INDEX MSCI EMERG MKT EXCHANGE TRADED FDS-EQUITY 464287234 11 275 SH   SOLE   275 0 0
ISHARES TR INDEX MSCI EMERG MKT EXCHANGE TRADED FDS-EQUITY 464287234 199 4,983 SH   DFND   4,038 945 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 554 2,670 SH   SOLE   2,670 0 0
ISHARES TR S&P 500 GRWT ETF EXCHANGE TRADED FDS-EQUITY 464287309 552 2,659 SH   DFND   2,659 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 323 5,304 SH   SOLE   5,304 0 0
ISHARES TR INDEX MSCI EAFE IDX EXCHANGE TRADED FDS-EQUITY 464287465 188 3,093 SH   DFND   3,093 0 0
ISHARES TR INDEX RUSSELL MCP GR EXCHANGE TRADED FDS-EQUITY 464287481 393 2,486 SH   DFND   2,486 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 78 1,460 SH   SOLE   1,460 0 0
ISHARES TR RUSSELL MIDCAP INDEX FD EXCHANGE TRADED FDS-EQUITY 464287499 299 5,588 SH   DFND   5,348 240 0
ISHARES TR S&P MIDCAP 400 MUTUAL FDS/TAXABLE - OTHER 464287507 155 874 SH   SOLE   874 0 0
ISHARES TR S&P MIDCAP 400 MUTUAL FDS/TAXABLE - OTHER 464287507 189 1,061 SH   DFND   1,061 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 27 198 SH   SOLE   198 0 0
IBB/ ISHARES NASDAQ BIOTECH INDEX FUND EXCHANGE TRADED FDS-EQUITY 464287556 314 2,300 SH   DFND   770 1,530 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 211 1,100 SH   SOLE   1,100 0 0
ISHARES TR INDEX RUSSELL1000GRW EXCHANGE TRADED FDS-EQUITY 464287614 294 1,534 SH   DFND   1,534 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 842 5,884 SH   SOLE   5,884 0 0
ISHARES TR RUSSELL 2000 EXCHANGE TRADED FDS-EQUITY 464287655 455 3,180 SH   DFND   3,180 0 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 117 1,710 SH   SOLE   1,710 0 0
ISHARES TR S&P SMALL CAP 600 INDEX MUTUAL FDS/TAXABLE - OTHER 464287804 414 6,059 SH   DFND   6,059 0 0
ISHARES TR S&P U S PFD STCK INDEX FD EXCHANGE TRADED FDS-OTHER 464288687 42 1,200 SH   SOLE   1,200 0 0
ISHARES TR S&P U S PFD STCK INDEX FD EXCHANGE TRADED FDS-OTHER 464288687 158 4,570 SH   DFND   2,970 1,600 0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF EXCHANGE TRADED FDS-EQUITY 46429B689 18 275 SH   SOLE   275 0 0
ISHARES TR MSCI EAFE MINIMUMVOLATILITY ETF EXCHANGE TRADED FDS-EQUITY 46429B689 187 2,832 SH   DFND   2,832 0 0
ISHARES TR USA MIN VOL ETF EXCHANGE TRADED FDS-EQUITY 46429B697 258 4,262 SH   SOLE   4,262 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 54 938 SH   SOLE   938 0 0
ISHARES TR CORE MSCI EAFE EXCHANGE TRADED FDS-EQUITY 46432F842 191 3,338 SH   DFND   3,338 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 581 12,203 SH   SOLE   12,203 0 0
ISHARES INC CORE MSCI EMKT EXCHANGE TRADED FDS-EQUITY 46434G103 213 4,484 SH   DFND   4,484 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 668 7,107 SH   SOLE   7,107 0 0
JP MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,049 11,152 SH   DFND   9,723 1,429 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 5,810 41,314 SH   SOLE   41,314 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,391 24,111 SH   DFND   20,595 3,516 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 1,385 9,797 SH   SOLE   9,797 0 0
KIMBERLY - CLARK CORP COMMON STOCK 494368103 445 3,150 SH   DFND   2,000 1,150 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 522 3,079 SH   SOLE   3,079 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 19 114 SH   DFND   88 26 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 283 1,502 SH   DFND   1,427 75 0
LILLY ELI & COMPANY COMMON STOCK 532457108 1,330 8,101 SH   SOLE   8,101 0 0
LILLY ELI & COMPANY COMMON STOCK 532457108 911 5,548 SH   DFND   3,843 1,705 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 262 717 SH   SOLE   717 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 220 604 SH   DFND   604 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 180 609 SH   SOLE   609 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104 922 3,118 SH   DFND   3,118 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 386 2,091 SH   SOLE   2,091 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 754 4,089 SH   DFND   3,426 663 0
MERCK & CO INC COMMON STOCK 58933Y105 608 7,865 SH   SOLE   7,865 0 0
MERCK & CO INC COMMON STOCK 58933Y105 1,402 18,133 SH   DFND   14,664 3,469 0
METLIFE INC COM COMMON STOCK 59156R108 24 655 SH   SOLE   655 0 0
METLIFE INC COM COMMON STOCK 59156R108 268 7,346 SH   DFND   6,562 784 0
MICROSOFT COM COMMON STOCK 594918104 1,916 9,414 SH   SOLE   9,414 0 0
MICROSOFT COM COMMON STOCK 594918104 3,475 17,074 SH   DFND   14,306 2,768 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 472 9,225 SH   SOLE   9,225 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 164 3,209 SH   DFND   3,164 45 0
MOODYS CORP COM COMMON STOCK 615369105 1,126 4,100 SH   SOLE   4,100 0 0
MOODYS CORP COM COMMON STOCK 615369105 12 42 SH   DFND   21 21 0
NETFLIX INC COM COMMON STOCK 64110L106 401 882 SH   DFND   882 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 74 309 SH   SOLE   309 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 445 1,852 SH   DFND   1,731 121 0
NIKE INC CL B COMMON STOCK 654106103 303 3,088 SH   SOLE   3,088 0 0
NIKE INC CL B COMMON STOCK 654106103 369 3,759 SH   DFND   3,759 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 658 3,750 SH   SOLE   3,750 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 35 199 SH   DFND   60 139 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 191 2,182 SH   SOLE   2,182 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 70 796 SH   DFND   116 680 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 229 3,500 SH   SOLE   3,500 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 10 150 SH   DFND   0 150 0
NVIDIA CORP COMMON STOCK 67066G104 5 14 SH   SOLE   14 0 0
NVIDIA CORP COMMON STOCK 67066G104 530 1,394 SH   DFND   1,394 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 122 2,200 SH   SOLE   2,200 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 101 1,822 SH   DFND   1,822 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 130 2,294 SH   SOLE   2,294 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 137 2,412 SH   DFND   1,603 809 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 81 773 SH   SOLE   773 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 296 2,812 SH   DFND   1,937 875 0
PPG INDS INC COM COMMON STOCK 693506107 291 2,748 SH   DFND   2,732 16 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 119 683 SH   SOLE   683 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 756 4,338 SH   DFND   4,338 0 0
PEPSICO INC COMMON STOCK 713448108 1,071 8,099 SH   SOLE   8,099 0 0
PEPSICO INC COMMON STOCK 713448108 1,205 9,109 SH   DFND   8,683 426 0
PFIZER INC COM COMMON STOCK 717081103 953 29,132 SH   SOLE   29,132 0 0
PFIZER INC COM COMMON STOCK 717081103 1,182 36,147 SH   DFND   29,520 6,627 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 80 1,136 SH   SOLE   1,136 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 268 3,832 SH   DFND   2,954 878 0
PHILLIPS 66 COM COMMON STOCK 718546104 242 3,360 SH   SOLE   3,360 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 298 4,142 SH   DFND   3,842 300 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 216 1,750 SH   SOLE   1,750 0 0
T. ROWE PRICE GROUP INC COMMON STOCK 74144T108 74 598 SH   DFND   580 18 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 1,202 10,052 SH   SOLE   10,052 0 0
PROCTER & GAMBLE CO. COMMON STOCK 742718109 1,646 13,766 SH   DFND   10,535 3,231 0
PROLOGIS INC COM COMMON STOCK 74340W103 247 2,642 SH   DFND   2,640 2 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 216 3,212 SH   SOLE   3,212 0 0
PROSHARES TR S&P 500 DV ARIST EXCHANGE TRADED FDS-EQUITY 74348A467 656 9,744 SH   DFND   8,200 1,544 0
QUALCOMM INC COM COMMON STOCK 747525103 9 100 SH   SOLE   100 0 0
QUALCOMM INC COM COMMON STOCK 747525103 341 3,737 SH   DFND   3,037 700 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 570 9,246 SH   SOLE   9,246 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 662 10,749 SH   DFND   6,660 4,089 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 223 575 SH   SOLE   575 0 0
ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 51 131 SH   DFND   121 10 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 988 3,203 SH   SOLE   3,203 0 0
SPDR TR UNIT SER 1 EXCHANGE TRADED FDS-EQUITY 78462F103 560 1,817 SH   DFND   253 1,564 0
SPDR SERIES TRUST BRCLYS INTL ETF EXCHANGE TRADED FDS-OTHER 78464A516 237 8,210 SH   SOLE   8,210 0 0
SPDR SERIES TRUST BRCLYS INTL ETF EXCHANGE TRADED FDS-OTHER 78464A516 75 2,600 SH   DFND   2,600 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 66 352 SH   SOLE   352 0 0
SALESFORCE COM INC COM COMMON STOCK 79466L302 293 1,565 SH   DFND   1,565 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 13 257 SH   SOLE   257 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 947 18,108 SH   DFND   18,108 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 225 4,344 SH   SOLE   4,344 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 170 3,289 SH   DFND   1,629 1,660 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 70 500 SH   SOLE   500 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 288 2,064 SH   DFND   1,059 1,005 0
STRYKER CORP COMMON STOCK 863667101 550 3,054 SH   SOLE   3,054 0 0
STRYKER CORP COMMON STOCK 863667101 153 848 SH   DFND   303 545 0
TARGET CORPORATION COMMON STOCK 87612E106 3,727 31,075 SH   SOLE   31,075 0 0
TARGET CORPORATION COMMON STOCK 87612E106 126 1,048 SH   DFND   953 95 0
TESLA MTRS INC COM COMMON STOCK 88160R101 5 5 SH   SOLE   5 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101 207 192 SH   DFND   192 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 45 355 SH   SOLE   355 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 165 1,300 SH   DFND   1,275 25 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 323 891 SH   SOLE   891 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 493 1,360 SH   DFND   1,360 0 0
3M COMPANY COM COMMON STOCK 88579Y101 179 1,150 SH   SOLE   1,150 0 0
3M COMPANY COM COMMON STOCK 88579Y101 683 4,381 SH   DFND   2,731 1,650 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 132 1,158 SH   SOLE   1,158 0 0
ST PAUL TRAVELERS COS COMMON STOCK 89417E109 73 636 SH   DFND   629 7 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 983 26,712 SH   SOLE   26,712 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 291 7,893 SH   DFND   7,177 716 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 48 877 SH   SOLE   877 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 285 5,189 SH   DFND   5,154 35 0
UNION PAC CORP COM COMMON STOCK 907818108 892 5,277 SH   SOLE   5,277 0 0
UNION PAC CORP COM COMMON STOCK 907818108 311 1,842 SH   DFND   1,842 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 49 440 SH   SOLE   440 0 0
UNITED PARCEL SERVICE CL B COM COMMON STOCK 911312106 284 2,552 SH   DFND   2,152 400 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 125 423 SH   SOLE   423 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 530 1,796 SH   DFND   1,680 116 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 390 3,325 SH   SOLE   3,325 0 0
VANGUARD SPECIALIZED PORT DIVD APPREC INDX ETF EXCHANGE TRADED FDS-EQUITY 921908844 274 2,335 SH   DFND   2,335 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 597 3,196 SH   SOLE   3,196 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F EXCHANGE TRADED FDS-EQUITY 921932505 130 698 SH   DFND   698 0 0
VANGUARD BD INDEX FD INC INTERMED TERM EXCHANGE TRADED FDS-EQUITY 921937819 51 552 SH   SOLE   552 0 0
VANGUARD BD INDEX FD INC INTERMED TERM EXCHANGE TRADED FDS-EQUITY 921937819 153 1,637 SH   DFND   1,637 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 36 405 SH   SOLE   405 0 0
VANGUARD TOTAL BOND MARKET ETF EXCHANGE TRADED FDS-EQUITY 921937835 169 1,912 SH   DFND   1,912 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 519 13,374 SH   SOLE   13,374 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF EXCHANGE TRADED FDS-EQUITY 921943858 258 6,645 SH   DFND   6,645 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 253 3,212 SH   SOLE   3,212 0 0
VANGUARD WHITEHALL FDS HIGH DIVIDEND YIELD ETF EXCHANGE TRADED FDS-EQUITY 921946406 517 6,566 SH   DFND   6,163 403 0
VANGUARD WHITEHALL INTL DIVIDEND ETF EXCHANGE TRADED FDS-EQUITY 921946810 264 3,935 SH   SOLE   3,935 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 204 5,155 SH   SOLE   5,155 0 0
VANGUARD INTL EQUITY INDEX FEMR MKT ETF EXCHANGE TRADED FDS-EQUITY 922042858 141 3,565 SH   DFND   3,565 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 447 5,414 SH   SOLE   5,414 0 0
VANGUARD SCOTTSDALE FDS S/T CORP BD INDEX ETF EXCHANGE TRADED FDS-OTHER 92206C409 284 3,438 SH   DFND   3,438 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 30 303 SH   SOLE   303 0 0
VANGUARD RUSSELL 1000 VALUE ETF EXCHANGE TRADED FDS-EQUITY 92206C714 383 3,875 SH   DFND   3,875 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 1,105 3,899 SH   SOLE   3,899 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS EXCHANGE TRADED FDS-EQUITY 922908363 622 2,195 SH   DFND   2,195 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512 252 2,633 SH   SOLE   2,633 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP EXCHANGE TRADED FDS-EQUITY 922908512 104 1,089 SH   DFND   1,089 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP EXCHANGE TRADED FDS-EQUITY 922908538 345 2,092 SH   SOLE   2,092 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 325 4,139 SH   SOLE   4,139 0 0
VANGUARD REIT ETF EXCHANGE TRADED FDS-EQUITY 922908553 319 4,064 SH   DFND   4,064 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 834 5,091 SH   SOLE   5,091 0 0
VANGUARD MID CAP ETF EXCHANGE TRADED FDS-EQUITY 922908629 169 1,032 SH   DFND   1,032 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 233 2,335 SH   SOLE   2,335 0 0
VANGUARD INDEX FDS VALUE ETF EXCHANGE TRADED FDS-OTHER 922908744 101 1,018 SH   DFND   1,018 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 520 3,568 SH   SOLE   3,568 0 0
VANGUARD INDEX FDS SMALL CP ETF EXCHANGE TRADED FDS-EQUITY 922908751 268 1,840 SH   DFND   1,736 104 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769 178 1,135 SH   SOLE   1,135 0 0
VANGUARD TOTAL STK MKT ETF EXCHANGE TRADED FDS-EQUITY 922908769 94 600 SH   DFND   600 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 184 3,341 SH   SOLE   3,341 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 973 17,653 SH   DFND   17,402 251 0
VISA INC COM CL A COMMON STOCK 92826C839 1,142 5,911 SH   SOLE   5,911 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,414 7,319 SH   DFND   6,889 430 0
WAL-MART COMMON STOCK 931142103 63 530 SH   SOLE   530 0 0
WAL-MART COMMON STOCK 931142103 490 4,091 SH   DFND   3,654 437 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 287 11,222 SH   SOLE   11,222 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 226 8,815 SH   DFND   8,815 0 0