Reinsurance (Tables)

9 Months Ended

Sep. 30, 2019

Insurance [Abstract]

Schedule of Effect of Reinsurance on Premiums Written, Amounts Earned, and Losses Incurred

The effect of reinsurance on premiums written, amounts earned, and losses incurred for the three and nine months ended September 30, 2019 and 2018 is as follows:

	Three Months Ended September 30,					Nine Months Ended September 30,
	2019		2018			2019		2018
Premiums written:
Direct	$	7,307,405	$	5,644,259		$	19,288,247	$	17,604,128
Ceded		742,219		379,552			3,342,950		2,546,976
Premiums written, net of reinsurance	$	6,565,186	$	5,264,707		$	15,945,297	$	15,057,152
Premiums earned:
Direct	$	7,969,537	$	6,222,970		$	20,398,452	$	18,958,037
Ceded		979,627		929,314			2,589,341		2,472,724
Premiums earned, net of reinsurance	$	6,989,910	$	5,293,656		$	17,809,111	$	16,485,313
Losses and loss adjustment expenses incurred:
Direct	$	4,445,603	$	3,565,411		$	14,721,869	$	13,370,097
Ceded		324,547		(198,791	)		3,011,697		1,617,811
Losses and loss adjustment expenses incurred,    net of reinsurance	$	4,121,056	$	3,764,202		$	11,710,172	$	11,752,286