Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash flows from operating activities:
Net income	$ 3,817	$ 5,451
Adjustments to reconcile net income to net cash (used for) provided by operating activities:
Provision for credit losses	126	358
Provision for deferred taxes	28	1,987
Depreciation	228	251
Deferred loan (costs) fees, net	(116)	276
Stock based compensation, net	339	346
Increase in cash surrender value of life insurance	(185)	(173)
Discount on retained portion of sold loans, net	(9)	(9)
Net changes in accrued interest receivable and other assets	(2,840)	(7,346)
Net changes in accrued interest payable and other liabilities	(6,694)	1,581
Net cash (used for) provided by operating activities	(5,306)	2,722
Cash flows from investing activities:
Proceeds from principal payments on investment securities	18,509	2,081
Net decrease (increase) in loans	38,303	(23,842)
Capital calls on low income tax credit investments	(5)	(234)
Purchase of premises and equipment	(7)	(26)
Purchase of bank-owned life insurance policies	(22)	(34)
Net cash provided by (used for) investing activities	56,778	(22,055)
Cash flows from financing activities:
Net increase (decrease) in customer deposits	14,272	(74,130)
(Paydown) proceeds from short term and overnight borrowings, net	(75,000)	75,000
Proceeds from exercised stock options, net	0	6
Net cash (used for) provided by financing activities	(60,728)	876
Decrease in cash and cash equivalents	(9,256)	(18,457)
Cash and cash equivalents, beginning of period	212,354	232,382
Cash and cash equivalents, end of period	203,098	213,925
Supplemental disclosure of cash flow information:
Recording of right to use assets and operating lease liabilities	0	6,127
Cash paid during the year for:
Interest	9,743	6,095
Income taxes	$ 10	$ 0