Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS:
Cash and due from banks	$ 12,071	$ 27,520
Federal funds sold	191,027	184,834
Total cash and cash equivalents	203,098	212,354
Available for sale, at fair value	31,078	44,560
Held to maturity, at amortized cost, net of allowance for credit losses of $75 and $55 at March 31, 2024 and December 31, 2023, respectively	95,840	100,841
Total investment securities	126,918	145,401
Loans, net of allowance for credit losses of $15,981 and $16,028 at March 31, 2024 and December 31, 2023, respectively	1,506,133	1,544,612
Premises and equipment, net	1,987	2,207
Bank owned life insurance (BOLI)	26,084	25,878
Goodwill and other intangible assets	7,422	7,432
Accrued interest receivable and other assets	50,899	48,021
Total assets	1,922,541	1,985,905
Deposits
Noninterest-bearing	633,489	657,302
Interest-bearing	1,006,027	967,942
Total deposits	1,639,516	1,625,244
Other borrowings	0	75,000
Junior subordinated debt securities	54,326	54,291
Accrued interest payable and other liabilities	28,014	34,909
Total liabilities	1,721,856	1,789,444
Commitments and Contingencies (Note 5)
Shareholders' equity
Preferred stock, no par value; 10,000,000 shares authorized; no shares issued and outstanding at March 31, 2024 and December 31, 2023	0	0
Common stock, no par value; 40,000,000 shares authorized; 8,436,732 and 8,402,482 issued and outstanding at March 31, 2024 and December 31, 2023, respectively	113,566	113,227
Retained earnings	87,982	84,165
Accumulated other comprehensive loss, net of taxes	(863)	(931)
Total shareholders' equity	200,685	196,461
Total liabilities and shareholders' equity	$ 1,922,541	$ 1,985,905