Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities:
Net income	$ 16,291	$ 13,439
Adjustments to reconcile net income to net cash provided by (used for) operating activities:
Provision for credit losses	1,116	2,675
Provision for deferred taxes	(206)	(1,383)
Depreciation	718	1,168
Deferred loan fees (costs), net	728	(182)
Stock based compensation, net	1,386	1,292
Increase in cash surrender value of life insurance	(528)	(497)
Discount on retained portion of sold loans, net	(27)	(27)
Gain on sale of loans	0	(1,393)
Net changes in accrued interest receivable and other assets	(1,938)	1,954
Net changes in accrued interest payable and other liabilities	8,450	(1,894)
Net cash provided by operating activities	25,990	15,152
Cash flows from investing activities:
Purchase of investment securities	0	(78,780)
Proceeds from principal payments on investment securities	6,156	21,859
Proceeds from sale of loans	0	37,271
Net decrease (increase) in loans	20,164	(247,304)
Capital calls on low income tax credit investments	(273)	(438)
Purchase of premises and equipment	(74)	(145)
Purchase of bank-owned life insurance policies	(42)	(46)
Net cash provided by (used for) investing activities	25,256	(267,128)
(Purchase) redemption of Federal Home Loan Bank stock	(675)	455
Cash flows from financing activities:
Net (decrease) increase in customer deposits	(84,659)	28,940
Paydown of long term borrowing, net	0	(56,387)
Proceeds from short term and overnight borrowings, net	0	50,000
Proceeds from exercised stock options, net	13	21
Net cash (used for) provided by financing activities	(84,646)	22,574
Decrease in cash and cash equivalents	(33,400)	(229,402)
Cash and cash equivalents, beginning of period	232,382	470,456
Cash and cash equivalents, end of period	198,982	241,054
Supplemental disclosure of cash flow information:
Securities transferred from available for sale to the held to maturity classification	0	49,889
Recording of right to use assets and operating lease liabilities	6,127	0
Cash paid during the year for:
Interest	22,502	6,089
Income taxes	$ 0	$ 5,303