Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities:
Net income	$ 10,891	$ 7,917
Adjustments to reconcile net income to net cash provided by (used for) operating activities:
Provision for credit losses	802	1,875
Provision for deferred taxes	(84)	218
Depreciation	482	778
Deferred loan fees (costs), net	404	(859)
Stock based compensation, net	904	795
Increase in cash surrender value of life insurance	(350)	(330)
Discount on retained portion of sold loans, net	(18)	(18)
Gain on sale of loans	0	(1,393)
(Decrease) increase in accrued interest receivable and other assets	(2,286)	2,204
(Increase) decrease in accrued interest payable and other liabilities	5,047	(2,880)
Net cash provided by operating activities	15,792	8,307
Cash flows from investing activities:
Purchase of investment securities	0	(78,780)
Proceeds from principal payments on investment securities	4,395	15,271
Proceeds from sale of loans	0	37,271
Net decrease (increase) in loans	9,561	(159,589)
Capital calls on low income tax credit investments	(273)	(437)
Purchase of premises and equipment	(35)	(108)
Purchase of bank-owned life insurance policies	(42)	(46)
Net cash provided by (used for) investing activities	12,931	(185,963)
(Purchase) redemption of Federal Home Loan Bank stock	(675)	455
Cash flows from financing activities:
Net decrease in customer deposits	(53,444)	(127,999)
Paydown of long term borrowing, net	0	(56,387)
Proceeds from short term and overnight borrowings, net	0	50,000
Proceeds from exercised stock options, net	6	21
Net cash used for financing activities	(53,438)	(134,365)
Decrease in cash and cash equivalents	(24,715)	(312,021)
Cash and cash equivalents, beginning of period	232,382	470,456
Cash and cash equivalents, end of period	207,667	158,435
Supplemental disclosure of cash flow information:
Securities transferred from available for sale to the held to maturity classification	0	49,889
Recording of right to use assets and operating lease liabilities	6,127	0
Cash paid during the year for:
Interest	12,962	3,007
Income taxes	$ 0	$ 2,003