Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
ASSETS:
Cash and due from banks	$ 19,763	$ 16,686
Federal funds sold	187,904	215,696
Total cash and cash equivalents	207,667	232,382
Investment securities:
Available for sale, at fair value	44,867	47,012
Held to maturity, at amortized cost, net of allowance for credit losses of $58 and $0 at June 30, 2023 and December 31, 2022, respectively	106,262	108,866
Total investment securities	151,129	155,878
Loans, net of allowance for credit losses of $15,722 and $17,005 at June 30, 2023 and December 31, 2022, respectively	1,569,546	1,578,456
Premises and equipment, net	2,625	3,072
Bank owned life insurance (BOLI)	25,519	25,127
Goodwill and other intangible assets	7,452	7,472
Accrued interest receivable and other assets	41,708	39,828
Total assets	2,005,646	2,042,215
Deposits
Non-interest bearing	742,160	811,671
Interest bearing	996,136	980,069
Total deposits	1,738,296	1,791,740
Junior Subordinated debt securities	54,221	54,152
Accrued interest payable and other liabilities	28,894	24,069
Total liabilities	1,821,411	1,869,961
Commitments and Contingencies (Note 5)
Shareholders' equity
Common stock, no par value; 40,000,000 shares authorized; 8,383,772 and 8,332,479 issued and outstanding at June 30, 2023 and December 31, 2022, respectively	112,167	111,257
Retained earnings	73,423	62,297
Accumulated other comprehensive loss, net of taxes	(1,355)	(1,300)
Total shareholders' equity	184,235	172,254
Total liabilities and shareholders' equity	$ 2,005,646	$ 2,042,215