Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS:
Cash and due from banks	$ 24,709	$ 4,539
Federal funds sold	216,345	465,917
Total cash and cash equivalents	241,054	470,456
Available for sale, at fair value	47,359	74,892
Held to maturity, at amortized cost	110,172	28,386
Total investment securities	157,531	103,278
Loans, net of allowance for losses of $16,555 and $14,081 at September 30, 2022 and December 31, 2021, respectively	1,573,248	1,364,256
Premises and equipment, net	3,382	4,405
Bank owned life insurance (BOLI)	24,955	24,412
Goodwill and other intangible assets	7,483	7,513
Accrued interest receivable and other assets	40,848	40,676
Total assets	2,048,501	2,014,996
Deposits
Non-interest bearing	758,716	771,205
Interest bearing	950,362	908,933
Total deposits	1,709,078	1,680,138
Other borrowings	100,000	106,387
Junior subordinated debt securities	54,117	54,028
Accrued interest payable and other liabilities	21,248	23,689
Total liabilities	1,884,443	1,864,242
Commitments and Contingencies (Note 5)
Shareholders' equity
Common stock, no par value; 40,000,000 shares authorized; 8,327,781 and 8,264,300 issued and outstanding at September 30, 2022 and December 31, 2021, respectively	110,786	109,473
Retained earnings	54,628	41,189
Accumulated other comprehensive income, net of taxes	(1,356)	92
Total shareholders' equity	164,058	150,754
Total liabilities and shareholders' equity	$ 2,048,501	$ 2,014,996