Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income
Loans	$ 14,886	$ 14,584
Federal funds sold	136	88
Investment securities	902	360
Total interest income	15,924	15,032
Interest expense
Deposits	806	1,191
Borrowings and subordinated debt	592	505
Total interest expense	1,398	1,696
Net interest income	14,526	13,336
Provision for credit losses	950	300
Net interest income after provision for credit losses	13,576	13,036
Non-interest income
Service charges and other fees	889	641
Gain on the sale of loans	1,393	0
Other	252	280
Total non-interest income	2,534	921
Non-interest expense
Salaries and benefits	7,093	6,367
Premises and equipment	1,302	1,197
Professional fees	592	589
Data processing	608	580
Other	1,321	1,347
Total non-interest expense	10,916	10,080
Income before provision for income taxes	5,194	3,877
Provision for income taxes	1,521	1,068
Net income	$ 3,673	$ 2,809
Earnings per common share
Basic	$ 0.44	$ 0.34
Diluted	$ 0.44	$ 0.34
Average common shares outstanding	8,276,761	8,179,667
Average common and equivalent shares outstanding	8,392,802	8,242,467