Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS:
Cash and due from banks	$ 18,228	$ 4,539
Federal funds sold	206,305	465,917
Total cash and cash equivalents	224,533	470,456
Available for sale, at fair value	53,985	74,892
Held to maturity, at amortized cost	117,779	28,386
Total investment securities	171,764	103,278
Loans, net of allowance for losses of $15,032 and $14,081 at March 31, 2022 and December 31, 2021, respectively	1,387,876	1,364,256
Premises and equipment, net	4,047	4,405
Bank owned life insurance (BOLI)	24,614	24,412
Goodwill and other intangible assets	7,503	7,513
Accrued interest receivable and other assets	39,258	40,676
Total assets	1,859,595	2,014,996
Deposits
Non-interest bearing	746,673	771,205
Interest bearing	853,849	908,933
Total deposits	1,600,522	1,680,138
Other borrowings	32,166	106,387
Junior subordinated debt securities	54,063	54,028
Accrued interest payable and other liabilities	18,273	23,689
Total liabilities	1,705,024	1,864,242
Commitments and Contingencies (Note 5)
Shareholders' equity
Common stock, no par value; 40,000,000 shares authorized; 8,270,901 and 8,264,300 issued and outstanding at March 31, 2022 and December 31, 2021, respectively	109,815	109,473
Retained earnings	44,862	41,189
Accumulated other comprehensive income, net of taxes	(106)	92
Total shareholders' equity	154,571	150,754
Total liabilities and shareholders' equity	$ 1,859,595	$ 2,014,996