Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS:
Cash and due from banks	$ 4,539	$ 22,485
Federal funds sold	465,917	396,032
Total cash and cash equivalents	470,456	418,517
Available for sale, at fair value	74,892	55,093
Held to maturity, at amortized cost	28,386
Total investment securities	103,278	55,093
Loans, net of allowance for losses of $14,081 and $14,111 at December 31, 2021 and December 31, 2020, respectively	1,364,256	1,355,482
Premises and equipment, net	4,405	5,793
Bank owned life insurance (BOLI)	24,412	23,718
Goodwill and other intangible assets	7,513	7,554
Accrued interest receivable and other assets	40,676	39,622
Total assets	2,014,996	1,905,779
Deposits
Non-interest bearing	771,205	673,100
Interest bearing	908,933	859,106
Total deposits	1,680,138	1,532,206
Other borrowings	106,387	189,043
Junior Subordinated debt securities	54,028	24,994
Accrued interest payable and other liabilities	23,689	23,126
Total liabilities	1,864,242	1,769,369
Commitments and Contingencies (Note 8)
Shareholders' equity
Common stock, no par value; 40,000,000 shares authorized; 8,264,300 and 8,171,734 issued and outstanding at December 31, 2021 and December 31, 2020, respectively	109,473	107,948
Retained earnings	41,189	27,821
Accumulated other comprehensive income, net of taxes	92	641
Total shareholders' equity	150,754	136,410
Total liabilities and shareholders' equity	$ 2,014,996	$ 1,905,779