Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest income
Loans	$ 14,870	$ 12,849	$ 44,157	$ 37,096
Federal funds sold	199	117	371	554
Investment securities	470	222	1,222	621
Total interest income	15,539	13,188	45,750	38,271
Interest expense
Deposits	1,152	1,467	3,481	4,981
Borrowings and subordinated debt	546	533	1,506	1,136
Total interest expense	1,698	2,000	4,987	6,117
Net interest income	13,841	11,188	40,763	32,154
Provision for credit losses	300	850	(500)	4,180
Net interest income after provision for credit losses	13,541	10,338	41,263	27,974
Non-interest income
Service charges and other fees	905	779	2,184	2,287
Other	397	249	995	809
Total non-interest income	1,302	1,028	3,179	3,096
Non-interest expense
Salaries and benefits	6,920	6,452	19,661	15,051
Premises and equipment	1,372	1,359	3,778	3,630
Professional fees	334	634	1,450	3,013
Data processing	540	734	1,604	1,796
Other	1,347	1,366	3,935	3,903
Total non-interest expense	10,513	10,545	30,428	27,393
Income before provision for income taxes	4,330	821	14,014	3,677
Provision for income taxes	1,114	326	3,827	1,159
Net income	$ 3,216	$ 495	$ 10,187	$ 2,518
Earnings per common share
Basic	$ 0.39	$ 0.06	$ 1.24	$ 0.31
Diluted	$ 0.39	$ 0.06	$ 1.23	$ 0.31
Average common shares outstanding	8,244,154	8,141,807	8,211,907	8,124,387
Average common and equivalent shares outstanding	8,310,799	8,169,334	8,283,683	8,159,521